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For the year ending 2025-12-31, NMIH made $706,440K in revenue. $467,647K in net income. Net profit margin of 66.20%.

Income Overview

Revenue
$706,440K
Net Income
$467,647K
Net Profit Margin
66.20%
EPS
$4.92
Unit: Thousand (K) dollars
Revenue Breakdown
    • Direct
    • Ceded
    • Investment income
    • Others

Income Statement
2025-12-31
Total revenues
706,440
Insurance claims and claim expenses
57,649
Underwriting and operating expenses
119,908
Service expenses
601
Interest expense
28,478
Total expenses
206,636
Income before income taxes
499,804
Income tax expense
110,878
Net income
388,926
Other comprehensive income, net of tax
78,721
Comprehensive income
467,647
Basic EPS
5.01
Diluted EPS
4.92
Basic Average Shares
77,626,000
Diluted Average Shares
79,038,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Direct$737,487K Investment income$104,248K Gross realizedinvestment gains$1,654K Net premiums earned$602,212K Net investmentincome$102,937K Other revenues$859K Net realizedinvestment gains (losses)$432K Ceded$135,275K Investment expenses$1,311K Gross realizedinvestment losses$1,222K Total revenues$706,440K Income before incometaxes$499,804K Total expenses$206,636K Net income$388,926K Other comprehensiveincome, net of tax$78,721K Income tax expense$110,878K Underwriting and operatingexpenses$119,908K Insurance claims and claimexpenses$57,649K Interest expense$28,478K Service expenses$601K Comprehensive income$467,647K

NMI Holdings, Inc. (NMIH)

NMI Holdings, Inc. (NMIH)