Financial insights of NMIH

MyFinsight

For the quarter ending 2025-09-30, NMIH made $178,679K in revenue. $115,102K in net income. Net profit margin of 64.42%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2024-09-30	2024-06-30
Total revenues	178,679	166,092	162,122
Insurance claims and claim expenses	18,554	10,321	276
Underwriting and operating expenses	29,156	29,160	28,330
Service expenses	162	208	194
Interest expense	7,124	7,076	14,678
Total expenses	54,996	46,765	43,478
Income before income taxes	123,683	119,327	118,644
Income tax expense	27,684	26,517	26,565
Net income	95,999	92,810	92,079
Unrealized gains in accumulated other comprehensive loss, net of tax expense of 5,145 and 18,441 for the three months ended september30, 2025 and 2024, and 18,901 and 15,300 for the nine months ended september30, 2025 and 2024, respectively	19,356	69,372	-1,549
Reclassification adjustment for realized (gains) losses included in net income, net of tax expense (benefit) of 67 and for the three months ended september30, 2025 and 2024, and (12) and for the nine months ended september30, 2025 and 2024, respectively	253	-8	0
Other comprehensive income, net of tax	19,103	69,380	-1,549
Comprehensive income	115,102	162,190	90,530

Basic (in dollars per share)	1.24	1.17	1.15
Basic (in shares)	77,410,000	79,549,000	80,117,000
Diluted (in dollars per share)	1.22	1.15	1.13
Diluted (in shares)	78,830,000	81,045,000	81,300,000