NMI Holdings, Inc. (NMIH)
2024-09-30 | 2024-06-30 | |||
|---|---|---|---|---|
| Total revenues | 166,092 | 162,122 | ||
| Insurance claims and claim expenses | 10,321 | 276 | ||
| Service expenses | 208 | 194 | ||
| Underwriting and operating expenses | 29,160 | 28,330 | ||
| Interest expense | 7,076 | 14,678 | ||
| Total expenses | 46,765 | 43,478 | ||
| Income before income taxes | 119,327 | 118,644 | ||
| Income tax expense | 26,517 | 26,565 | ||
| Net income | 92,810 | 92,079 | ||
| Unrealized gains (losses) in accumulated other comprehensive loss, net of tax expense (benefit) of 18,441 and (6,980) for the three months ended september30, 2024 and 2023, and 15,300 and (2,467) for the nine months ended september30, 2024 and 2023, respectively | 69,372 | -1,549 | ||
| Reclassification adjustment for realized losses included in net income, net of tax benefit of 2 and 0 for the three months ended september30, 2024 and 2023, and 2 and 7 for the nine months ended september30, 2024 and 2023, respectively | -8 | - | ||
| Other comprehensive income (loss), net of tax | 69,380 | -1,549 | ||
| Comprehensive income | 162,190 | 90,530 | ||
| Basic eps | 1.17 | 1.15 | ||
| Diluted eps | 1.15 | 1.13 | ||
| Basic average shares | 79,549,000 | 80,117,000 | ||
| Diluted average shares | 81,045,000 | 81,300,000 | ||