Financial insights of NMIH

MyFinsight

For the quarter ending 2026-03-31, NMIH made $183,475K in revenue. $77,253K in net income. Net profit margin of 42.11%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2024-09-30
Total revenues	183,475	170,403*	178,679	166,092
Insurance claims and claim expenses	20,661	1,987*	18,554	10,321
Underwriting and operating expenses	30,623	32,440*	29,156	29,160
Service expenses	139	115*	162	208
Interest expense	7,109	7,106*	7,124	7,076
Total expenses	58,532	41,648*	54,996	46,765
Income before income taxes	124,943	128,755*	123,683	119,327
Income tax expense	25,613	27,826*	27,684	26,517
Net income	99,330	100,929*	95,999	92,810
Unrealized (losses) gains in accumulated other comprehensive loss, net of tax (benefit) expense of (5,959) and 8,186 for the quarters ended march31, 2026 and 2025, respectively	-22,415	-	19,356	69,372
Reclassification adjustment for realized losses (gains) included in net income, net of tax (benefit) expense of (90) and 5 for the quarters ended march31, 2026 and 2025, respectively	-338	-	253	-8
Other comprehensive (loss) income, net of tax	-22,077	21,412*	19,103	69,380
Comprehensive income	77,253	122,341	115,102	162,190

Basic EPS	1.3	1.572	1.24	1.17
Diluted EPS	1.28	1.544	1.22	1.15
Basic Average Shares	76,175,000	77,842,000	77,410,000	79,549,000
Diluted Average Shares	77,435,000	79,246,000	78,830,000	81,045,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.