nmih: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, NMIH has $3,727,193K in assets. $1,212,322K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Fixed maturities, available-for-sale, at fair value (amortized cost of 3,078,294 and 2,876,343)	3,015,560
Cash and cash equivalents (including restricted cash of 0 and 90)	130,439
Premiums receivable, net	85,733
Accrued investment income	25,790
Deferred policy acquisition costs, net	64,192
Software and equipment, net	22,762
Intangible assets and goodwill	3,634
Reinsurance recoverable	35,315
Prepaid federal income taxes	322,175
Other assets	21,593
Total assets	3,727,193

Debt	416,548
Unearned premiums	49,796
Accounts payable and accrued expenses	93,407
Reserve for insurance claims and claim expenses	180,347
Deferred tax liability, net	463,264
Other liabilities	8,960
Total liabilities	1,212,322
Common stock - 0.01 par value 88,371,465 shares issued and 77,095,871 shares outstanding as of september30, 2025 and 87,902,626 shares issued and 78,600,726 shares outstanding as of december31, 2024 (250,000,000 shares authorized)	884
Additional paid-in capital	1,010,550
Treasury stock, at cost 11,275,594 and 9,301,900 common shares as of september30, 2025 and december31, 2024, respectively	320,877
Accumulated other comprehensive loss, net of tax	-53,654
Retained earnings	1,877,968
Total shareholders' equity	2,514,871
Total liabilities and shareholders' equity	3,727,193