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NMI Holdings, Inc. (NMIH)

NMI Holdings, Inc. (NMIH)

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Balance Sheets Overview

Debt to Asset Ratio
32.33%
Unit: Thousand (K) dollars
Assets Breakdown
    • Prepaid federal income taxes
    • Premiums receivable, net
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Retained earnings
    • Additional paid-in capital
    • Deferred tax liability, net
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Fixed maturities, available-for-sale, at fair value (amortized cost of 3,346,838 and 3,190,174)
3,257,940
3,174,107
3,137,023
3,015,560
Cash and cash equivalents
72,122
70,679
43,937
130,439
Premiums receivable, net
86,778
86,861
86,259
85,733
Accrued investment income
30,874
29,726
27,253
25,790
Deferred policy acquisition costs, net
64,647
64,330
64,372
64,192
Software and equipment, net
20,755
20,887
21,727
22,762
Intangible assets and goodwill
3,634
3,634
3,634
3,634
Reinsurance recoverable
40,434
39,703
38,577
35,315
Prepaid federal income taxes
400,258
400,258
400,258
322,175
Other assets
19,933
19,453
18,058
21,593
Total assets
3,997,375
3,909,638
3,841,098
3,727,193
Debt
418,021
417,522
417,031
416,548
Unearned premiums
41,506
43,680
46,660
49,796
Accounts payable and accrued expenses
98,597
104,835
101,595
93,407
Reserve for insurance claims and claim expenses
214,583
211,204
196,429
180,347
Deferred tax liability, net
511,347
491,879
478,890
463,264
Other liabilities
8,125
8,086
8,507
8,960
Total liabilities
1,292,179
1,277,206
1,249,112
1,212,322
Common stock - 0.01 par value 88,995,839 shares issued and 75,367,346 shares outstanding as of june30, 2026 and 88,371,465 shares issued and 76,285,242 shares outstanding as of december31, 2025 (250,000,000 shares authorized)
890
890
884
884
Additional paid-in capital
1,012,534
1,007,682
1,016,772
1,010,550
Treasury stock, at cost 13,628,493 and 12,086,223 common shares as of june30, 2026 and december31, 2025, respectively
411,207
379,495
351,772
320,877
Accumulated other comprehensive loss, net of tax
-74,324
-68,160
-46,083
-53,654
Retained earnings
2,177,303
2,071,515
1,972,185
1,877,968
Total shareholders' equity
2,705,196
2,632,432
2,591,986
2,514,871
Total liabilities and shareholders' equity
3,997,375
3,909,638
3,841,098
3,727,193
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed maturities,available-for-sale, at fair value...$3,257,940K Prepaid federal incometaxes$400,258K Premiums receivable, net$86,778K Cash and cashequivalents$72,122K Deferred policyacquisition costs, net$64,647K Reinsurance recoverable$40,434K Accrued investmentincome$30,874K Software and equipment,net$20,755K Other assets$19,933K Intangible assets andgoodwill$3,634K Total assets$3,997,375K Total liabilities andshareholders' equity$3,997,375K Total shareholders'equity$2,705,196K Total liabilities$1,292,179K Treasury stock, at cost13,628,493 and 12,086,223...$411,207K Accumulated othercomprehensive loss, net of tax-$74,324K Retained earnings$2,177,303K Additional paid-in capital$1,012,534K Deferred tax liability,net$511,347K Debt$418,021K Reserve for insuranceclaims and claim...$214,583K Accounts payable andaccrued expenses$98,597K Unearned premiums$41,506K Other liabilities$8,125K Common stock - 0.01 parvalue 88,995,839...$890K