NMIH: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, NMIH has $3,909,638K in assets. $1,277,206K in debts.

Balance Sheets Overview

Debt to Asset Ratio
32.67%
Unit: Thousand (K) dollars
Assets Breakdown
Prepaid federal income taxes
Premiums receivable, net
Cash and cash equivalents
Others
Liabilities Breakdown
Retained earnings
Additional paid-in capital
Deferred tax liability, net
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30
Fixed maturities, available-for-sale, at fair value (amortized cost of 3,255,203 and 3,190,174)	3,174,107	3,137,023	3,015,560
Cash and cash equivalents	70,679	43,937	130,439
Premiums receivable, net	86,861	86,259	85,733
Accrued investment income	29,726	27,253	25,790
Deferred policy acquisition costs, net	64,330	64,372	64,192
Software and equipment, net	20,887	21,727	22,762
Intangible assets and goodwill	3,634	3,634	3,634
Reinsurance recoverable	39,703	38,577	35,315
Prepaid federal income taxes	400,258	400,258	322,175
Other assets	19,453	18,058	21,593
Total assets	3,909,638	3,841,098	3,727,193

Debt	417,522	417,031	416,548
Unearned premiums	43,680	46,660	49,796
Accounts payable and accrued expenses	104,835	101,595	93,407
Reserve for insurance claims and claim expenses	211,204	196,429	180,347
Deferred tax liability, net	491,879	478,890	463,264
Other liabilities	8,086	8,507	8,960
Total liabilities	1,277,206	1,249,112	1,212,322
Common stock - 0.01 par value 88,951,544 shares issued and 76,149,574 shares outstanding as of march31, 2026 and 88,371,465 shares issued and 76,285,242 shares outstanding as of december31, 2025 (250,000,000 shares authorized)	890	884	884
Additional paid-in capital	1,007,682	1,016,772	1,010,550
Treasury stock, at cost 12,801,970 and 12,086,223 common shares as of march31, 2026 and december31, 2025, respectively	379,495	351,772	320,877
Accumulated other comprehensive loss, net of tax	-68,160	-46,083	-53,654
Retained earnings	2,071,515	1,972,185	1,877,968
Total shareholders' equity	2,632,432	2,591,986	2,514,871
Total liabilities and shareholders' equity	3,909,638	3,841,098	3,727,193

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Balance Sheets Overview

Debt to Asset Ratio
32.67%
Unit: Thousand (K) dollars
Assets Breakdown
Prepaid federal income taxes
Premiums receivable, net
Cash and cash equivalents
Others
Liabilities Breakdown
Retained earnings
Additional paid-in capital
Deferred tax liability, net
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio
32.67%
Unit: Thousand (K) dollars
Assets Breakdown
Prepaid federal income taxes
Premiums receivable, net
Cash and cash equivalents
Others
Liabilities Breakdown
Retained earnings
Additional paid-in capital
Deferred tax liability, net
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio32.67%Unit: Thousand (K) dollarsAssets BreakdownPrepaid federal income taxesPremiums receivable, netCash and cash equivalentsOthersLiabilities BreakdownRetained earningsAdditional paid-in capitalDeferred tax liability, netOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio32.67%Unit: Thousand (K) dollarsAssets BreakdownPrepaid federal income taxesPremiums receivable, netCash and cash equivalentsOthersLiabilities BreakdownRetained earningsAdditional paid-in capitalDeferred tax liability, netOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Debt to Asset Ratio
32.67%
Unit: Thousand (K) dollars
Assets Breakdown
Prepaid federal income taxes
Premiums receivable, net
Cash and cash equivalents
Others
Liabilities Breakdown
Retained earnings
Additional paid-in capital
Deferred tax liability, net
Others

Debt to Asset Ratio
32.67%
Unit: Thousand (K) dollars
Assets Breakdown
Prepaid federal income taxes
Premiums receivable, net
Cash and cash equivalents
Others
Liabilities Breakdown
Retained earnings
Additional paid-in capital
Deferred tax liability, net
Others