NMIH: the balance sheet

MyFinsight

For the year ending 2025-12-31, NMIH has $3,841,098K in assets. $1,249,112K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-12-31
Fixed maturities, available-for-sale, at fair value (amortized cost of 3,190,174 and 2,876,343)	3,137,023
Cash and cash equivalents (including restricted cash of 0 and 90)	43,937
Premiums receivable, net	86,259
Accrued investment income	27,253
Deferred policy acquisition costs, net	64,372
Software and equipment, net	21,727
Intangible assets and goodwill	3,634
Reinsurance recoverable	38,577
Prepaid federal income taxes	400,258
Other assets	18,058
Total assets	3,841,098

Debt	417,031
Unearned premiums	46,660
Accounts payable and accrued expenses	101,595
Reserve for insurance claims and claim expenses	196,429
Deferred tax liability, net	478,890
Other liabilities	8,507
Total liabilities	1,249,112
Common stock - 0.01 par value 88,371,465 shares issued and 76,285,242 shares outstanding as of december31, 2025 and 87,902,626 shares issued and 78,600,726 shares outstanding as of december31, 2024 (250,000,000 shares authorized)	884
Additional paid-in capital	1,016,772
Treasury stock, at cost 12,086,223 and 9,301,900 common shares as of december31, 2025 and december31, 2024, respectively	351,772
Accumulated other comprehensive loss, net of tax	-46,083
Retained earnings	1,972,185
Total shareholders' equity	2,591,986
Total liabilities and shareholders' equity	3,841,098

Unit: Thousand (K) dollars