NPB: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	59,766	-
Depreciation	1,891	1,276
Provision (benefit) for credit loss and unfunded commitments-Financing Receivables Excluding Unfunded Loan Commitments	2,785	1,932
Provision (benefit) for credit loss and unfunded commitments-Unfunded Loan Commitment	-79	-55
Amortization of intangible asset	439	293
Amortization of debt issuance costs	270	248
Net gain on sale of loans	58,892	-
Proceeds from sales of loans held for sale	1,613,639	964,924
Origination of mortgage loans held for sale	1,575,088	1,010,426
Net (gain) loss on sales of other real estate	170	-112
Net loss on disposal of premises and equipment	0	-
Net loss on sale of mortgage servicing rights	0	0
Net gain on sale of available for sale debt securities	0	0
Net gain on extinguishment of debt	2,048	2,048
Change in fair value of mortgage servicing rights ('msr')	-1,919	-1,009
Deferred tax expense	-868	-386
Change in fair value of equity securities	37	24
Change in mortgage banking derivatives	-143	-113
Other assets	-17,256	-14,387
Other liabilities	11,626	11,113
Net cash and cash equivalents provided by operating activities	72,552	-17,878
Purchase of fhlb stock	10,535	0
Proceeds from sale of available for sale debt securities	4,000	0
Purchase of available for sale debt securities	0	0
Proceeds from sale of mortgage servicing rights	0	0
Proceeds from sales of other real estate	3,321	2,715
Purchases of premises and equipment	2,257	1,463
Net increase in loans	1,570,660	1,103,438
Purchase of mortgage servicing rights	296	296
Contributions from lender risk account ('lra')	958	724
Proceeds from lra	2,152	1,670
Net cash and cash equivalents used in investing activities	-1,575,233	-1,101,536
Net change in deposits	1,347,082	1,051,516
Cash dividends paid on common stock	2,360	1,500
Subordinated debt call and repayment	15,000	15,000
Subordinated debt issuance, net of costs	0	-
Advances of fhlb borrowings	837,500	352,500
Repayment of fhlb borrowings	846,702	374,202
Net change in other borrowings	121,534	39,929
Issuance of common stock, net	114,150	114,150
Preferred stock dividend	6,482	4,503
Preferred stock repurchase	4,902	4,840
Restricted stock units issuance	714	714
Proceeds from exercised stock options	14	14
Net cash and cash equivalents provided by financing activities	1,545,548	1,158,778
Net increase in cash and cash equivalents	42,867	39,364
Cash and cash equivalents at beginning of period	376,295	-
Cash and cash equivalents at end of period	419,162	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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NPB: the cashflow