Financial insights of NPB

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$20,132K
EPS
$0.57
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30
Funds transfer pricing	-	0
Loans - including fees	94,044	86,261
Investment securities - taxable	87	157
Fhlb stock - taxable	1,605	1,553
Interest bearing deposits	6,100	5,122
Total interest income	101,836	93,093
Deposits	48,169	43,582
Subordinated debentures	679	678
Borrowings	12,657	12,313
Total interest expense	61,505	56,573
Net interest income	40,331	36,520
Provision (benefit) for credit loss and unfunded commitments-Financing Receivables Excluding Unfunded Loan Commitments	852	548
Provision for credit loss and unfunded commitments	-	583
Provision (benefit) for credit loss and unfunded commitments-Unfunded Loan Commitment	-24	35
Net interest income after provision (benefit) for credit losses and unfunded commitments	39,503	35,937
Service charges on deposits and other fees	217	239
Loan servicing fees	1,117	1,525
Mortgage purchase program ('mpp') fees	1,457	1,355
Expense allocation	-	0
Net gain on sale of loans	20,953	19,351
Other noninterest income	285	-32
Total noninterest income	24,029	22,438
Salaries and employee benefits	24,336	22,234
Occupancy and equipment	811	918
Data processing expense	2,190	2,155
Professional fees	1,701	1,793
Other taxes and insurance	1,998	1,190
Other noninterest expense	3,322	3,432
Total noninterest expense	34,358	31,722
Income - before income taxes	29,174	26,653
Income tax expense	7,001	6,309
Net income	22,173	20,344
Preferred stock dividends	2,041	2,296
Net income available to common stockholders	20,132	18,048

Basic EPS	0.58	0.52
Diluted EPS	0.57	0.51
Basic Average Shares	34,602,289	34,574,086
Diluted Average Shares	35,337,136	35,218,962

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$20,132K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$20,132K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$20,132KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,132KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$20,132K
EPS
$0.57
Unit: Thousand (K) dollars

Net Income
$20,132K
EPS
$0.57
Unit: Thousand (K) dollars