npb: the income statement

MyFinsight

NORTHPOINTE BANCSHARES INC (NPB)

For the quarter ending 2025-06-30, NPB made $115,563K in revenue. $18,048K in net income. Net profit margin of 15.62%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Preferred stock dividends	2,296
Income tax expense	6,309
Expense allocation	-
Other noninterest income	-32
Net gain on sale of loans	19,351
Loan servicing fees	1,525
Mortgage purchase program ('mpp') fees	1,355
Service charges on deposits and other fees	239
Total noninterest income	22,438
Professional fees	1,793
Other noninterest expense	3,432
Occupancy and equipment	918
Salaries and employee benefits	22,234
Data processing expense	2,155
Other taxes and insurance	1,190
Total noninterest expense	31,722
Unfunded Loan Commitment	35
Financing Receivables Excluding Unfunded Loan Commitments	548
Provision for credit loss and unfunded commitments	583
Investment securities - taxable	157
Interest bearing deposits	5,122
Loans - including fees	86,261
Fhlb stock - taxable	1,553
Total interest income	93,093
Subordinated debentures	678
Borrowings	12,313
Deposits	43,582
Total interest expense	56,573
Funds transfer pricing	-
Net interest income	36,520
Net interest income after provision (benefit) for credit losses and unfunded commitments	35,937
Income - before income taxes	26,653
Net income	20,344
Net income available to common stockholders	18,048

Basic earnings per common share (in usd per share)	0.52
Diluted earnings per share (in usd per share)	0.51
Weighted average common shares (in shares)	34,574,086
Weighted average dilutive common shares (in shares)	35,218,962

Unit: Thousand (K) dollars (except for numbers of shares and EPS)