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For the quarter ending 2026-03-31, NPB has $7,395,877K in assets. $6,805,884K in debts. $487,617K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
92.02%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans held for investment ...
    • Cash and cash equivalents
    • Loans held for sale, at fair val...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Borrowings, subordinated debentu...
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Cash and cash equivalents
487,617 419,162 415,659
Equity securities
1,339 1,342 1,329
Debt securities available for sale
4,884 4,752 8,785
Federal home loan bank ('fhlb') stock
80,109 80,109 69,574
Loans held for sale, at fair value
297,243 259,835 331,199
Total loans held for investment (hfi) - (173,852 and 178,578 at fair value at march31, 2026 and december31, 2025, respectively)
6,411,197 5,967,235 5,496,806
Allowance for credit losses
9,700 12,250 12,375
Net loans
6,401,497 5,954,985 5,484,431
Mortgage servicing rights
-16,763 16,388
Mortgage servicing rights, at fair value
20,608 --
Intangible assets, net
1,367 1,660 1,806
Premises and equipment
27,394 27,658 27,479
Other assets
73,819 73,314 74,244
Total assets
7,395,877 6,839,580 6,430,894
Noninterest-bearing
277,239 235,733 201,449
Interest-bearing
4,724,178 4,533,904 4,272,622
Total deposits
5,001,417 4,769,637 4,474,071
Borrowings, subordinated debentures, and subordinated debentures issues through trusts-Borrowings1
1,631,496 1,369,034 1,274,929
Borrowings, subordinated debentures, and subordinated debentures issues through trusts-Subordinated Notes
111,872 24,203 24,181
Borrowings, subordinated debentures, and subordinated debentures issues through trusts-Subordinated Debenture Issued Through Trust
5,000 5,000 5,000
Deferred tax liability
4,110 2,651 3,141
Other liabilities
51,989 45,530 45,295
Total liabilities
6,805,884 6,216,055 5,826,617
Preferred stock, issued-Series APreferred Stock
-0 0
Preferred stock, issued-Series BPreferred Stock
-0 0
Preferred stock, issued
0 --
Authorized - 101,500,000 shares issued and outstanding - 34,494,116 shares at march31, 2026 and december31, 2025
0 0 0
Additional paid in capital
204,875 276,885 276,885
Retained earnings
385,206 346,829 327,556
Accumulated other comprehensive loss
-88 -189 -164
Total stockholders' equity
589,993 623,525 604,277
Total liabilities and stockholders' equity
7,395,877 6,839,580 6,430,894
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans held forinvestment (hfi) - (173,852...$6,411,197K Net loans$6,401,497K Cash and cashequivalents$487,617K Loans held for sale, atfair value$297,243K Federal home loan bank('fhlb') stock$80,109K Other assets$73,819K Premises and equipment$27,394K Mortgage servicingrights, at fair value$20,608K Debt securitiesavailable for sale$4,884K Intangible assets, net$1,367K Equity securities$1,339K Allowance for creditlosses$9,700K Total assets$7,395,877K Total liabilities andstockholders' equity$7,395,877K Total liabilities$6,805,884K Total stockholders'equity$589,993K Accumulated othercomprehensive loss-$88K Total deposits$5,001,417K Borrowings, subordinateddebentures, and...$1,631,496K Borrowings, subordinateddebentures, and...$111,872K Other liabilities$51,989K Borrowings, subordinateddebentures, and...$5,000K Deferred tax liability$4,110K Retained earnings$385,206K Additional paid in capital$204,875K Interest-bearing$4,724,178K Noninterest-bearing$277,239K

NORTHPOINTE BANCSHARES INC (NPB)

NORTHPOINTE BANCSHARES INC (NPB)