For the quarter ending 2026-03-31, NSTS has $270,318K in assets. $190,344K in debts. $43,390K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 1,032 | 919 | 1,008 | |
| Interest-bearing bank deposits | 42,358 | 33,216 | 46,480 | |
| Cash and cash equivalents | 43,390 | 34,135 | 47,488 | |
| Time deposits with other financial institutions | 996 | 1,245 | 1,494 | |
| 1 year or less | 5,066 | 796 | - | |
| USTreasury Notes Securities | 6,048 | - | - | |
| USGovernment Agencies Debt Securities | 7,020 | - | - | |
| Municipal Bonds | 1,202 | - | - | |
| Residential Mortgage Backed Securities | 8,489 | - | - | |
| Commercial Mortgage Backed Securities | 14,553 | - | - | |
| 1 to 5 years | 37,312 | 40,849 | - | |
| USTreasury Notes Securities | - | 0 | - | |
| USGovernment Agencies Debt Securities | - | 2,150 | - | |
| Municipal Bonds | - | 3,206 | - | |
| Residential Mortgage Backed Securities | - | 15,716 | - | |
| Commercial Mortgage Backed Securities | - | 6,841 | - | |
| 5 to 10 years | 25,162 | 27,913 | - | |
| USTreasury Notes Securities | 0 | - | - | |
| USGovernment Agencies Debt Securities | 0 | - | - | |
| Municipal Bonds | 5,956 | - | - | |
| Residential Mortgage Backed Securities | 1,191 | - | - | |
| Commercial Mortgage Backed Securities | 2,030 | - | - | |
| After 10 years | 9,177 | 10,003 | - | |
| Securities available for sale | 76,717 | 79,561 | 69,588 | |
| Federal home loan bank stock (fhlb) | 605 | 605 | 605 | |
| Loans held for sale | 1,759 | 2,100 | 4,429 | |
| Loans, net of unearned income | 128,742 | 134,197 | 134,035 | |
| Allowance for credit losses on loans | 1,095 | 1,260 | 1,200 | |
| Total loans, net | 127,647 | 132,937 | 132,835 | |
| Premises and equipment, net | 5,053 | 5,180 | 5,252 | |
| Interest receivable | 918 | 915 | 851 | |
| Bank-owned life insurance (boli) | 9,954 | 9,834 | 9,774 | |
| Other assets | 3,279 | 3,330 | 3,660 | |
| Total assets | 270,318 | 269,842 | 275,976 | |
| Noninterest bearing | 13,841 | 11,501 | 12,371 | |
| Demand and now checking | 14,593 | 14,002 | 14,522 | |
| Money market | 26,088 | 26,734 | 27,507 | |
| Savings | 37,222 | 38,760 | 43,696 | |
| Time deposits over 250,000 | 26,289 | 25,391 | 24,345 | |
| Other time deposits | 65,840 | 69,679 | 70,519 | |
| Total deposits | 183,873 | 186,067 | 192,960 | |
| Escrow deposits | 2,662 | 1,240 | 1,781 | |
| Other borrowings | - | 0 | 0 | |
| Accrued expenses and other liabilities | 3,809 | 3,596 | 3,402 | |
| Total liabilities | 190,344 | 190,903 | 198,143 | |
| Common stock | 56 | 56 | 56 | |
| Treasury stock, at cost | 3,087 | 3,348 | 3,348 | |
| Additional paid-in capital | 52,533 | 52,220 | 52,037 | |
| Retained earnings | 39,841 | 39,745 | 39,680 | |
| Unallocated common shares held by esop | 3,408 | 3,511 | 3,564 | |
| Accumulated other comprehensive loss, net | -5,961 | -6,223 | -7,028 | |
| Total stockholders' equity | 79,974 | 78,939 | 77,833 | |
| Total liabilities and stockholders' equity | 270,318 | 269,842 | 275,976 | |
NSTS Bancorp, Inc. (NSTS)
NSTS Bancorp, Inc. (NSTS)