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Balance Sheets Overview

Debt to Asset Ratio
70.32%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of unearned income
    • Interest-bearing bank deposits
    • Bank-owned life insurance (boli)
    • Others
Liabilities Breakdown
    • Other time deposits
    • Additional paid-in capital
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
1,108
1,032
919
1,008
Interest-bearing bank deposits
46,414
42,358
33,216
46,480
Cash and cash equivalents
47,522
43,390
34,135
47,488
Time deposits with other financial institutions
747
996
1,245
1,494
Securities available for sale
74,627
76,717
79,561
69,588
Federal home loan bank stock (fhlb)
605
605
605
605
Loans held for sale
1,369
1,759
2,100
4,429
Loans, net of unearned income
127,623
128,742
134,197
134,035
Allowance for credit losses on loans
1,095
1,095
1,260
1,200
Total loans, net
126,528
127,647
132,937
132,835
Premises and equipment, net
5,000
5,053
5,180
5,252
Interest receivable
881
918
915
851
Bank-owned life insurance (boli)
9,540
9,954
9,834
9,774
Other assets
3,097
3,279
3,330
3,660
Total assets
269,916
270,318
269,842
275,976
Noninterest bearing
14,468
13,841
11,501
12,371
Demand and now checking
14,416
14,593
14,002
14,522
Money market
25,613
26,088
26,734
27,507
Savings
37,635
37,222
38,760
43,696
Time deposits over 250,000
26,821
26,289
25,391
24,345
Other time deposits
65,125
65,840
69,679
70,519
Total deposits
184,078
183,873
186,067
192,960
Escrow deposits
1,887
2,662
1,240
1,781
Other borrowings
-
-
0
0
Accrued expenses and other liabilities
3,830
3,809
3,596
3,402
Total liabilities
189,795
190,344
190,903
198,143
Common stock
56
56
56
56
Treasury stock, at cost
3,203
3,087
3,348
3,348
Additional paid-in capital
52,966
52,533
52,220
52,037
Retained earnings
39,637
39,841
39,745
39,680
Unallocated common shares held by esop
3,354
3,408
3,511
3,564
Accumulated other comprehensive loss, net
-5,981
-5,961
-6,223
-7,028
Total stockholders' equity
80,121
79,974
78,939
77,833
Total liabilities and stockholders' equity
269,916
270,318
269,842
275,976
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of unearnedincome$127,623K (-4.78%↓ Y/Y)Interest-bearing bank deposits$46,414K (-0.14%↓ Y/Y)Cash and due frombanks$1,108K (9.92%↑ Y/Y)Total loans, net$126,528K (-4.75%↓ Y/Y)Securities available forsale$74,627K (7.24%↑ Y/Y)Cash and cashequivalents$47,522K (0.07%↑ Y/Y)Bank-owned life insurance(boli)$9,540K (-2.39%↓ Y/Y)Premises and equipment,net$5,000K (-4.80%↓ Y/Y)Other assets$3,097K (-15.38%↓ Y/Y)Loans held for sale$1,369K (-69.09%↓ Y/Y)Interest receivable$881K (3.53%↑ Y/Y)Time deposits withother financial...$747K (-50.00%↓ Y/Y)Federal home loan bankstock (fhlb)$605K (0.00%↑ Y/Y)Allowance for creditlosses on loans$1,095K (-8.75%↓ Y/Y)Total assets$269,916K (-2.20%↓ Y/Y)Total liabilities andstockholders' equity$269,916K (-2.20%↓ Y/Y)Total liabilities$189,795K (-4.21%↓ Y/Y)Total stockholders'equity$80,121K (2.94%↑ Y/Y)Accumulated othercomprehensive loss, net-$5,981K (14.90%↑ Y/Y)Unallocated common sharesheld by esop$3,354K (-5.89%↓ Y/Y)Treasury stock, at cost$3,203K (-4.33%↓ Y/Y)Total deposits$184,078K (-4.60%↓ Y/Y)Accrued expenses andother liabilities$3,830K (12.58%↑ Y/Y)Escrow deposits$1,887K (5.95%↑ Y/Y)Additional paid-in capital$52,966K (1.79%↑ Y/Y)Retained earnings$39,637K (-0.11%↓ Y/Y)Common stock$56K (0.00%↑ Y/Y)Other time deposits$65,125K (-7.65%↓ Y/Y)Savings$37,635K (-13.87%↓ Y/Y)Time deposits over250,000$26,821K (10.17%↑ Y/Y)Money market$25,613K (-6.89%↓ Y/Y)Noninterest bearing$14,468K (16.95%↑ Y/Y)Demand and now checking$14,416K (-0.73%↓ Y/Y)

NSTS Bancorp, Inc. (NSTS)

NSTS Bancorp, Inc. (NSTS)