Financial insights of NSTS

MyFinsight

Income Overview

Revenue
$59K
Net Income
-$39K
Net Profit Margin
-66.10%
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Service charges on deposits	59	66	NaN	59
Gain on sale of mortgage loans	475	393	NaN	189
Rental income on office building	16	16	NaN	16
Increase in cash surrender value of boli	60	60	NaN	56
Other non-interest income	45	29	NaN	14
Total noninterest income	655	564	NaN	334
Loans, including fees	1,818	1,971	NaN	1,800
Taxable	405	352	NaN	355
Tax-exempt	60	60	NaN	60
Federal funds sold and other	285	418	NaN	508
Time deposits with other financial institutions	11	15	NaN	18
Fhlb stock	6	9	NaN	9
Total interest income	2,585	2,825	NaN	2,750
Deposits	728	879	NaN	859
Other borrowings	0	0	NaN	60
Total interest expense	728	879	NaN	919
Net interest income	1,857	1,946	NaN	1,831
Reversal of provision for credit losses	-26	-50	NaN	-37
Net interest income after reversal of provision for credit losses	1,883	1,996	NaN	1,868
Salaries and employee benefits	1,611	1,565	NaN	1,533
Equipment and occupancy	238	209	NaN	224
Data processing	258	243	NaN	222
Professional services	89	98	NaN	136
Advertising	24	32	NaN	42
Supervisory fees and assessments	33	38	NaN	38
Loan expenses	67	68	NaN	92
Deposit expenses	58	62	NaN	68
Director fees	56	56	NaN	48
Other non-interest expense	143	124	NaN	127
Total noninterest expense	2,577	2,495	NaN	2,530
Loss before income taxes	-39	65	NaN	-328
Income tax expense	0	0	NaN	NaN
Net loss	-39	65	-258	-328
Unrealized net holding gain (loss) on securities arising during period	NaN	NaN	698	NaN
Tax effect	NaN	NaN	199	NaN
Other comprehensive income (loss), net of taxes	NaN	NaN	499	NaN
Comprehensive income (loss)	NaN	NaN	241	NaN

Basic EPS	-0.01	0.01	-0.05	-0.07
Diluted EPS	NaN	0.01	NaN	NaN
Basic Average Shares	4,917,167	4,884,404	4,886,652	4,883,913
Diluted Average Shares	NaN	4,909,533	NaN	NaN

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$59K
Net Income
-$39K
Net Profit Margin
-66.10%
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue
$59K
Net Income
-$39K
Net Profit Margin
-66.10%
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$59KNet Income-$39KNet Profit Margin-66.10%Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$59KNet Income-$39KNet Profit Margin-66.10%Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$59K
Net Income
-$39K
Net Profit Margin
-66.10%
Unit: Thousand (K) dollars

Revenue
$59K
Net Income
-$39K
Net Profit Margin
-66.10%
Unit: Thousand (K) dollars