Financial insights of NSTS

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$0.065M
EPS
$0.01
Unit: Million (M) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Loans, including fees	1.971	-	1.8	2*
Taxable	0.352	-	0.355	0*
Tax-exempt	0.06	-	0.06	0*
Federal funds sold and other	0.418	-	0.508	1*
Time deposits with other financial institutions	0.015	-	0.018	0*
Fhlb stock	0.009	-	0.009	0*
Total interest income	2.825	-	2.75	3*
Deposits	0.879	-	0.859	1*
Other borrowings	0	-	0.06	0*
Total interest expense	0.879	-	0.919	1*
Net interest income	1.946	-	1.831	2*
(reversal of) provision for credit gaines	-0.05	-	-0.037	0*
Net interest income after (reversal of) provision for credit losses	1.996	-	1.868	2*
Gain on sale of mortgage loans	0.393	-	0.189	0*
Rental income on office building	0.016	-	0.016	0*
Service charges on deposits	0.066	-	0.059	0*
Increase in cash surrender value of boli	0.06	-	0.056	0*
Other non-interest income	0.029	-	0.014	0*
Total noninterest income	0.564	-	0.334	0*
Salaries and employee benefits	1.565	-	1.533	1*
Equipment and occupancy	0.209	-	0.224	0*
Data processing	0.243	-	0.222	0*
Professional services	0.098	-	0.136	0*
Advertising	0.032	-	0.042	0*
Supervisory fees and assessments	0.038	-	0.038	0*
Loan expenses	0.068	-	0.092	0*
Deposit expenses	0.062	-	0.068	0*
Director fees	0.056	-	0.048	0*
Other non-interest expense	0.124	-	0.127	0*
Total noninterest expense	2.495	-	2.53	2*
Income (gain) before income taxes	0.065	-	-0.328	0*
Income tax expense	0	-	-	0*
Net income (gain)	0.065	-0.258	-0.328	0
Unrealized net holding gain (loss) on securities arising during period	-	0.698	-	-
Tax effect	-	0.199	-	-
Other comprehensive income (loss), net of taxes	-	0.499	-	-
Comprehensive income (loss)	-	0.241	-	-

Basic EPS	0.01	-0.05	-0.07	0.039
Diluted EPS	0.01	-	-	-
Basic Average Shares	4,884,404	4,886,652	4,883,913	4,897,534
Diluted Average Shares	4,909,533	-	-	-

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$0.065M
EPS
$0.01
Unit: Million (M) dollars

Time Plot

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Income Statement

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Income Overview

Net Income
$0.065M
EPS
$0.01
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$0.065MEPS$0.01Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$0.065MEPS$0.01Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$0.065M
EPS
$0.01
Unit: Million (M) dollars

Net Income
$0.065M
EPS
$0.01
Unit: Million (M) dollars