The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net loss | 65 | -586 |
| Depreciation | 75 | 152 |
| Securities amortization and accretion, net | 117 | 242 |
| Loans originated for sale | 17,072 | 38,366 |
| Proceeds from sales of loans held for sale | 19,794 | 38,595 |
| Gain on sale of mortgage loans | 393 | 696 |
| (reversal of) provision for credit losses | -50 | 20 |
| Earnings on bank owned life insurance | 60 | 113 |
| Esop expense | 64 | 127 |
| Stock based compensation | 172 | 332 |
| Change in deferred income taxes | 321 | 628 |
| Net change in accrued interest receivable and other assets | 376 | 434 |
| Net change in accrued expenses and other liabilities | 205 | -1,922 |
| Net cash provided by operating activities | 2,862 | -2,021 |
| Net change in portfolio loans | 63 | 5,222 |
| Principal repayments on mortgage-backed securities | -1,886 | -2,545 |
| Purchases of securities available for sale | 10,850 | - |
| Maturities and calls of securities available for sale | 0 | 1,080 |
| Purchase of federal home loan bank stock | 0 | 20 |
| Net change in time deposits with other financial institutions | 249 | 0 |
| Purchases of premises and equipment, net | 3 | 93 |
| Net cash used in investing activities | -8,781 | -1,710 |
| Net change in deposits | -6,893 | 2,804 |
| Net change in escrow deposits | -541 | 42 |
| Repayment of fhlb advance | 0 | 5,000 |
| Purchase of treasury shares (none and 51,845 shares for the nine months ended september 30, 2025 and 2024, respectively) | 0 | 0 |
| Purchase of treasury stock from taxes withheld on stock awards | 0 | 108 |
| Proceeds from exercise of stock options | 0 | - |
| Net cash (used in) provided by financing activities | -7,434 | -2,262 |
| Net change in cash and cash equivalents | -13,353 | -5,993 |
| Cash and cash equivalents at beginning of period | 53,481 | - |
| Cash and cash equivalents at end of period | 34,135 | - |
NSTS Bancorp, Inc. (NSTS)
NSTS Bancorp, Inc. (NSTS)