The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Net loss | 482 | 65 | -586 |
| Depreciation | -151 | 75 | 152 |
| Securities amortization and accretion, net | -251 | 117 | 242 |
| Loans originated for sale | -37,462 | 17,072 | 38,366 |
| Proceeds from sales of loans held for sale | -34,720 | 19,794 | 38,595 |
| Gain on sale of mortgage loans | -614 | 393 | 696 |
| Reversal of provision for credit losses | 4 | -50 | 20 |
| Earnings on bank owned life insurance | -113 | 60 | 113 |
| Esop expense | -125 | 64 | 127 |
| Stock based compensation | -331 | 172 | 332 |
| Change in deferred income taxes | -1,028 | 321 | 628 |
| Net change in accrued interest receivable and other assets | -707 | 376 | 434 |
| Net change in accrued expenses and other liabilities | 1,916 | 205 | -1,922 |
| Purchase of federal home loan bank stock | - | 0 | 20 |
| Net cash provided by (used in) operating activities | 4,692 | 2,862 | -2,021 |
| Net change in portfolio loans | -3,788 | 63 | 5,222 |
| Principal repayments on mortgage-backed securities | 2,816 | -1,886 | -2,545 |
| Purchases of securities available for sale | - | 10,850 | - |
| Maturities and calls of securities available for sale | -1,080 | 0 | 1,080 |
| Net change in time deposits with other financial institutions | 0 | 249 | 0 |
| Purchases of premises and equipment, net | -80 | 3 | 93 |
| Net cash provided by investing activities | 10,842 | -8,781 | -1,710 |
| Repayment of fhlb advance | - | 0 | 5,000 |
| Purchase of treasury stock from taxes withheld on stock awards | - | 0 | 108 |
| Purchase of treasury shares (none and 51,845 shares for the nine months ended september 30, 2025 and 2024, respectively) | - | 0 | 0 |
| Net change in deposits | 6,490 | -6,893 | 2,804 |
| Proceeds from exercise of stock options | - | 0 | - |
| Net change in escrow deposits | 1,562 | -541 | 42 |
| Net cash provided by financing activities | 13,160 | -7,434 | -2,262 |
| Net change in cash and cash equivalents | 28,694 | -13,353 | -5,993 |
| Cash and cash equivalents at beginning of period | 34,135 | 53,481 | - |
| Cash and cash equivalents at end of period | 43,390 | 34,135 | - |
NSTS Bancorp, Inc. (NSTS)
NSTS Bancorp, Inc. (NSTS)