For the year ending 2025-12-31, NWPP had $9,542K increase in cash & cash equivalents over the period. $11,489K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net gain on sale of available-for-sale securities | 0 |
| Income on bank owned life insurance | 0 |
| Loss on settlement of bank owned life insurance | 0 |
| Income on bank owned life insurance death benefit | 0 |
| Depreciation and amortization | 1,482 |
| Provision for credit losses | 806 |
| Gain on sale of mortgage loans | 26 |
| Gain on sale or disposal of premises and equipment | 2 |
| Gain on sale of other real estate owned | 6 |
| Loans originated for sale | 1,115 |
| Proceeds from sales of loans originated for sale | 1,141 |
| Net amortization/accretion of bond premiums/discounts | 70 |
| Deferred tax benefit | -155 |
| Accrued interest receivable | -7 |
| Other assets | 307 |
| Accrued interest payable | 65 |
| Accrued expenses and other liabilities | 246 |
| Net income | 10,098 |
| Net cash provided by operating activities | 12,304 |
| Proceeds from sales of securities available-for-sale | 0 |
| Net increase in loans | 52,413 |
| Purchase of securities available-for-sale | -9,271 |
| Proceeds from repayments and maturities of securities available-for-sale | 13,963 |
| Redemption (purchase) of equity securities (restricted) | -122 |
| Purchases of premises, equipment and software | 815 |
| Proceeds from sales of premises and equipment | 2 |
| Proceeds from sales of other real estate owned | 50 |
| Proceeds from settlement of bank owned life insurance | 5,417 |
| Net cash used in investing activities | -42,945 |
| Net change in short-term borrowings | 0 |
| Net change in long-term debt | -6,000 |
| Net change in noninterest-bearing deposits | -4,109 |
| Net change in interest-bearing deposits | 52,393 |
| Dividends paid | 1,889 |
| Repurchase of common stock | 212 |
| Net cash provided by financing activities | 40,183 |
| Net increase in cash and cash equivalents | 9,542 |
| Net increase in cash and cash equivalents | 9,542 |
| Cash and and cash equivalents, beginning of the year | 67,668 |
| Cash and cash equivalents, end of the year | 77,210 |
NEW PEOPLES BANKSHARES INC (NWPP)
NEW PEOPLES BANKSHARES INC (NWPP)