MyFinsight

HomeBlogAboutContact

MyFinsight

Making company financials insightful for everyone

Quick Links

  • About
  • Blog
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

For the year ending 2025-12-31, NWPP made $3,621K in revenue. $10,098K in net income. Net profit margin of 278.87%.

Income Overview

Revenue
$3,621K
Net Income
$10,098K
Net Profit Margin
278.87%
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement
2025-12-31
2024-12-31
Service charges and fees
3,621 3,838
Card processing and interchange income
3,903 3,702
Insurance and investment fees
1,414 1,328
Other noninterest income
972 2,386
Total noninterest income
9,910 11,254
Loans, including fees
42,844 38,208
Federal funds sold
12 6
Interest-bearing deposits with banks
2,752 3,875
Investments
2,812 2,371
Dividends on equity securities (restricted)
167 173
Total interest and dividend income
48,587 44,633
Deposits
14,272 14,145
Borrowed funds
1,159 1,967
Total interest expense
15,431 16,112
Net interest income
33,156 28,521
Provision for credit losses
806 625
Net interest income after provision for credit losses
32,350 27,896
Salaries and employee benefits
15,146 14,508
Occupancy and equipment expenses
3,589 3,572
Data processing and telecommunications
2,608 2,540
Other operating expenses
7,772 8,177
Total noninterest expense
29,115 28,797
Income before income taxes
13,145 10,353
Income tax expense
3,047 2,149
Net income
10,098 8,204
Basic EPS
0.43 0.35
Diluted EPS
0.43 0.35
Basic Average Shares
23,599,120 23,682,407
Diluted Average Shares
23,599,120 23,682,407
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Loans, including fees$42,844K (12.13%↑ Y/Y)Investments$2,812K (18.60%↑ Y/Y)Interest-bearing deposits withbanks$2,752K (-28.98%↓ Y/Y)Dividends on equitysecurities (restricted)$167K (-3.47%↓ Y/Y)Federal funds sold$12K (100.00%↑ Y/Y)Total interest anddividend income$48,587K (8.86%↑ Y/Y)Net interest income$33,156K (16.25%↑ Y/Y)Card processing andinterchange income$3,903K (5.43%↑ Y/Y)Service charges and fees$3,621K (-5.65%↓ Y/Y)Insurance and investmentfees$1,414K (6.48%↑ Y/Y)Other noninterestincome$972K (-59.26%↓ Y/Y)Total interestexpense$15,431K (-4.23%↓ Y/Y)Net interest incomeafter provision for...$32,350K (15.97%↑ Y/Y)Total noninterestincome$9,910K (-11.94%↓ Y/Y)Provision for creditlosses$806K (28.96%↑ Y/Y)Deposits$14,272K (0.90%↑ Y/Y)Borrowed funds$1,159K (-41.08%↓ Y/Y)Income before incometaxes$13,145K (26.97%↑ Y/Y)Total noninterestexpense$29,115K (1.10%↑ Y/Y)Net income$10,098K (23.09%↑ Y/Y)Income tax expense$3,047K (41.79%↑ Y/Y)Salaries and employeebenefits$15,146K (4.40%↑ Y/Y)Other operatingexpenses$7,772K (-4.95%↓ Y/Y)Occupancy and equipmentexpenses$3,589K (0.48%↑ Y/Y)Data processing andtelecommunications$2,608K (2.68%↑ Y/Y)

NEW PEOPLES BANKSHARES INC (NWPP)

NEW PEOPLES BANKSHARES INC (NWPP)