For the year ending 2025-12-31, NWPP made $3,621K in revenue. $10,098K in net income. Net profit margin of 278.87%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Service charges and fees | 3,621 | 3,838 | ||
| Card processing and interchange income | 3,903 | 3,702 | ||
| Insurance and investment fees | 1,414 | 1,328 | ||
| Other noninterest income | 972 | 2,386 | ||
| Total noninterest income | 9,910 | 11,254 | ||
| Loans, including fees | 42,844 | 38,208 | ||
| Federal funds sold | 12 | 6 | ||
| Interest-bearing deposits with banks | 2,752 | 3,875 | ||
| Investments | 2,812 | 2,371 | ||
| Dividends on equity securities (restricted) | 167 | 173 | ||
| Total interest and dividend income | 48,587 | 44,633 | ||
| Deposits | 14,272 | 14,145 | ||
| Borrowed funds | 1,159 | 1,967 | ||
| Total interest expense | 15,431 | 16,112 | ||
| Net interest income | 33,156 | 28,521 | ||
| Provision for credit losses | 806 | 625 | ||
| Net interest income after provision for credit losses | 32,350 | 27,896 | ||
| Salaries and employee benefits | 15,146 | 14,508 | ||
| Occupancy and equipment expenses | 3,589 | 3,572 | ||
| Data processing and telecommunications | 2,608 | 2,540 | ||
| Other operating expenses | 7,772 | 8,177 | ||
| Total noninterest expense | 29,115 | 28,797 | ||
| Income before income taxes | 13,145 | 10,353 | ||
| Income tax expense | 3,047 | 2,149 | ||
| Net income | 10,098 | 8,204 | ||
| Basic EPS | 0.43 | 0.35 | ||
| Diluted EPS | 0.43 | 0.35 | ||
| Basic Average Shares | 23,599,120 | 23,682,407 | ||
| Diluted Average Shares | 23,599,120 | 23,682,407 | ||
NEW PEOPLES BANKSHARES INC (NWPP)
NEW PEOPLES BANKSHARES INC (NWPP)