Financial insights of NWPP

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net gainon sale and disposal of premises and equipment	-	-	-	1
Service charges and fees	837	842	1,003	899
Card processing and interchange	986	1,092	958	988
Financial services fees	419	405	335	356
Other noninterest income	388	226	203	192
Total noninterest income	2,630	2,562	2,499	2,436
Loans including fees	11,215	11,175	11,217	10,540
Federal funds sold	4	3	4	3
Interest-earning deposits with banks	638	753	644	663
Investments	698	697	702	711
Dividends on equity securities (restricted)	42	41	42	41
Total interest and dividend income	12,597	12,669	12,609	11,958
Deposits	3,534	3,699	3,674	3,450
Borrowed funds	246	275	298	294
Total interest expense	3,780	3,974	3,972	3,744
Net interest income	8,817	8,695	8,637	8,214
Provision for credit losses	240	204	189	154
Net interest income after provision for credit losses	8,577	8,491	8,448	8,060
Salaries and employee benefits	3,884	3,960	3,736	3,652
Occupancy and equipment expense	891	848	883	874
Data processing and telecommunications	639	649	660	665
Other operating expenses	1,819	1,796	2,098	2,022
Total noninterest expenses	7,233	7,253	7,377	7,213
Income before income taxes	3,974	3,800	3,570	3,283
Income tax expense	912	900	812	751
Net income	3,062	2,900	2,758	2,532

Basic EPS	0.13	0.123	0.12	0.11
Diluted EPS	0.13	0.123	0.12	0.11
Basic Average Shares	23,563,034	23,571,582	23,590,909	23,607,372
Diluted Average Shares	23,563,034	23,571,582	23,590,909	23,607,372

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.