Financial insights of NWPP

MyFinsight

For the quarter ending 2025-09-30, NWPP made $26,457K in revenue. $2,758K in net income. Net profit margin of 10.42%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans including fees	11,217	10,540	9,912	9,728
Federal funds sold	4	3	2	2
Interest-earning deposits with banks	644	663	692	1,164
Investments	702	711	702	610
Dividends on equity securities (restricted)	42	41	43	43
Total interest and dividend income	12,609	11,958	11,351	11,547
Deposits	3,674	3,450	3,449	3,832
Borrowed funds	298	294	292	534
Total interest expense	3,972	3,744	3,741	4,366
Net interest income	8,637	8,214	7,610	7,181
Provision for credit losses	189	154	259	49
Net interest income after provision for credit losses	8,448	8,060	7,351	-
Net gainon sale and disposal of premises and equipment	-	1	2	3
Service charges and fees	1,003	899	877	995
Net gain on sale of securities available-for-sale	-	-	-	4
Card processing and interchange	958	988	865	937
Financial services fees	335	356	318	304
Other noninterest income	203	192	351	183
Total noninterest income	2,499	2,436	2,413	2,426
Salaries and employee benefits	3,736	3,652	3,798	3,527
Occupancy and equipment expense	883	874	984	942
Data processing and telecommunications	660	665	634	628
Provisionforloanleaseandotherloss	-	-	-	7,132
Other operating expenses	2,098	2,022	1,856	1,732
Total noninterest expenses	7,377	7,213	7,272	6,829
Income before income taxes	3,570	3,283	2,492	2,729
Income tax expense	812	751	584	621
Net income	2,758	2,532	1,908	2,108

Average weighted shares of common stock - basic	23,590,909	23,607,372	23,626,617	23,658,248
Average weighted shares of common stock - diluted	23,590,909	23,607,372	23,626,617	23,658,248
Earnings per share basic	0.12	0.11	0.08	0.09
Earnings per share diluted	0.12	0.11	0.08	0.09