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For the year ending 2025-12-31, OMF has $27,388M in assets. $23,987M in debts. $914M in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
87.58%
Assets Breakdown
    • Gross finance receivables
    • Allowance for finance receivable...
    • Investment securities (includes ...
    • Others
Liabilities Breakdown
    • Long-term debt (includes debt of...
    • Retained earnings
    • Additional paid-in capital
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Cash and cash equivalents
914
Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of 1.5 billion and 1.6 billion in 2025, respectively, and 1.5billion and 1.6billion in 2024, respectively)
1,590
Gross finance receivables
24,449
Unearned fees
300
Accrued finance charges and fees
410
Deferred origination costs
274
Net finance receivables (includes loans of consolidated vies of 13.4 billion in 2025 and 14.0 billion in 2024)
24,833
Unearned insurance premium and claim reserves
791
Allowance for finance receivable losses (includes allowance of consolidated vies of 1.6 billion in 2025 and 1.6 billion in 2024)
2,865
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses
21,177
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated vies of 690 million in 2025 and 662 million in 2024)
699
Goodwill
1,474
Other intangible assets
282
Other assets
1,252
Total assets
27,388
Long-term debt (includes debt of consolidated vies of 11.5 billion in 2025 and 12.4 billion in 2024)
22,694
Insurance claims and policyholder liabilities
576
Deferred and accrued taxes
35
Other liabilities (includes other liabilities of consolidated vies of 30 million in 2025 and 31million in 2024)
682
Total liabilities
23,987
Common stock, par value 0.01 per share 2,000,000,000 shares authorized, 117,196,792 and 119,360,509 shares issued and outstanding at december 31, 2025 and december 31, 2024, respectively
1
Additional paid-in capital
1,757
Accumulated other comprehensive loss
-41
Retained earnings
2,579
Treasury stock, at cost 18,514,904 and 16,060,384 shares at december 31, 2025 and december 31, 2024, respectively
895
Total shareholders equity
3,401
Total liabilities and shareholders equity
27,388
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Deferred originationcosts$274M Accrued finance chargesand fees$410M Gross financereceivables$24,449M Net financereceivables (includes loans...$24,833M Unearned fees$300M Other assets$1,252M Other intangibleassets$282M Goodwill$1,474M Restricted cash andrestricted cash...$699M Net financereceivables, less unearned...$21,177M Investment securities(includes...$1,590M Cash and cashequivalents$914M Allowance for financereceivable losses...$2,865M Unearned insurancepremium and claim...$791M Total assets$27,388M Total liabilities andshareholders equity$27,388M Total shareholdersequity$3,401M Total liabilities$23,987M Treasury stock, at cost18,514,904 and 16,060,384...$895M Accumulated othercomprehensive loss-$41M Retained earnings$2,579M Additional paid-in capital$1,757M Other liabilities(includes other...$682M Deferred and accruedtaxes$35M Insurance claims andpolicyholder liabilities$576M Long-term debt (includesdebt of consolidated...$22,694M Common stock, par value0.01 per share...$1M

OneMain Holdings, Inc. (OMF)

OneMain Holdings, Inc. (OMF)