| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 658 | 769 | ||
| Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of 1.6 billion and 1.7 billion in 2025, respectively, and 1.5billion and 1.6billion in 2024, respectively) | 1,657 | 1,683 | ||
| Gross finance receivables | 24,109 | - | ||
| Unearned fees | 295 | - | ||
| Accrued finance charges and fees | 388 | - | ||
| Deferred origination costs | 263 | - | ||
| Net finance receivables (includes loans of consolidated vies of 14.0 billion in 2025 and 14.0 billion in 2024) | 24,465 | 23,870 | ||
| Unearned insurance premium and claim reserves | 783 | 764 | ||
| Allowance for finance receivable losses (includes allowance of consolidated vies of 1.6 billion in 2025 and 1.6 billion in 2024) | 2,815 | 2,754 | ||
| Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses | 20,867 | 20,352 | ||
| Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated vies of 724 million in 2025 and 662 million in 2024) | 748 | 742 | ||
| Goodwill | 1,474 | 1,474 | ||
| Other intangible assets | 284 | 285 | ||
| Other assets | 1,297 | 1,323 | ||
| Total assets | 26,985 | 26,628 | ||
| Long-term debt (includes debt of consolidated vies of 12.1 billion in 2025 and 12.4 billion in 2024) | 22,338 | 22,053 | ||
| Insurance claims and policyholder liabilities | 578 | 579 | ||
| Deferred and accrued taxes | 42 | 18 | ||
| Other liabilities (includes other liabilities of consolidated vies of 31 million in 2025 and 31million in 2024) | 649 | 652 | ||
| Total liabilities | 23,607 | 23,302 | ||
| Common stock, par value 0.01 per share 2,000,000,000 shares authorized, 118,378,973 and 119,360,509 shares issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 1 | 1 | ||
| Additional paid-in capital | 1,750 | 1,745 | ||
| Accumulated other comprehensive loss | -47 | -51 | ||
| Retained earnings | 2,500 | 2,425 | ||
| Treasury stock, at cost 17,325,167 and 16,060,384 shares at september 30, 2025 and december 31, 2024, respectively | 826 | 794 | ||
| Total shareholders equity | 3,378 | 3,326 | ||
| Total liabilities and shareholders equity | 26,985 | 26,628 | ||
OneMain Holdings, Inc. (OMF)
OneMain Holdings, Inc. (OMF)