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Balance Sheets Overview

Debt to Asset Ratio
87.50%
Unit: Million (M) dollars
Assets Breakdown
    • Gross finance receivables
    • Investment securities (includes ...
    • Goodwill
    • Others
Liabilities Breakdown
    • Retained earnings
    • Additional paid-in capital
    • Treasury stock, at cost 20,397,2...
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and cash equivalents
834 914 658 769
Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of 1.6 billion and 1.6 billion in 2026, respectively, and 1.5billion and 1.6billion in 2025, respectively)
1,614 1,590 1,657 1,683
Gross finance receivables
24,081 24,449 24,109 NaN
Unearned fees
293 300 295 NaN
Accrued finance charges and fees
385 410 388 NaN
Deferred origination costs
274 274 263 NaN
Net finance receivables (includes loans of consolidated vies of 13.5 billion in 2026 and 13.4 billion in 2025)
24,447 24,833 24,465 23,870
Unearned insurance premium and claim reserves
771 791 783 764
Allowance for finance receivable losses (includes allowance of consolidated vies of 1.5 billion in 2026 and 1.6 billion in 2025)
2,819 2,865 2,815 2,754
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses
20,857 21,177 20,867 20,352
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated vies of 717 million in 2026 and 690 million in 2025)
728 699 748 742
Goodwill
1,474 1,474 1,474 1,474
Other intangible assets
281 282 284 285
Other assets
1,230 1,252 1,297 1,323
Total assets
27,018 27,388 26,985 26,628
Long-term debt (includes debt of consolidated vies of 11.6 billion in 2026 and 11.5 billion in 2025)
22,396 22,694 22,338 22,053
Insurance claims and policyholder liabilities
566 576 578 579
Deferred and accrued taxes
55 35 42 18
Other liabilities (includes other liabilities of consolidated vies of 29 million in 2026 and 30million in 2025)
624 682 649 652
Total liabilities
23,641 23,987 23,607 23,302
Common stock, par value 0.01 per share 2,000,000,000 shares authorized, 115,627,261 and 117,196,792 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
1 1 1 1
Additional paid-in capital
1,750 1,757 1,750 1,745
Accumulated other comprehensive loss
-53 -41 -47 -51
Retained earnings
2,680 2,579 2,500 2,425
Treasury stock, at cost 20,397,289 and 18,514,904 shares at march 31, 2026 and december 31, 2025, respectively
1,001 895 826 794
Total shareholders equity
3,377 3,401 3,378 3,326
Total liabilities and shareholders equity
27,018 27,388 26,985 26,628
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Gross financereceivables$24,081M Accrued finance chargesand fees$385M Deferred originationcosts$274M Net financereceivables (includes loans...$24,447M Unearned fees$293M Net financereceivables, less unearned...$20,857M Investment securities(includes...$1,614M Goodwill$1,474M Other assets$1,230M Cash and cashequivalents$834M Restricted cash andrestricted cash...$728M Other intangibleassets$281M Allowance for financereceivable losses...$2,819M Unearned insurancepremium and claim...$771M Total assets$27,018M Total liabilities andshareholders equity$27,018M Total liabilities$23,641M Total shareholdersequity$3,377M Treasury stock, at cost20,397,289 and 18,514,904...$1,001M Accumulated othercomprehensive loss-$53M Long-term debt (includesdebt of consolidated...$22,396M Other liabilities(includes other...$624M Insurance claims andpolicyholder liabilities$566M Deferred and accruedtaxes$55M Retained earnings$2,680M Additional paid-in capital$1,750M Common stock, par value0.01 per share...$1M

OneMain Holdings, Inc. (OMF)

OneMain Holdings, Inc. (OMF)