OMF: the cashflow

MyFinsight

The latest financial statement is for the year ending 2025-12-31.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Cash Flow	2025-12-31
Net income	783
Provision for finance receivable losses	1,997
Depreciation and amortization	287
Deferred income tax charge (benefit)	43
Net loss on repurchases and repayments of debt	-67
Share-based compensation expense, net of forfeitures	36
Gain on sales of finance receivables	64
Other	4
Cash flows due to changes in other assets and other liabilities	13
Net cash provided by operating activities	3,132
Net principal originations and purchases of finance receivables	4,245
Proceeds from sales of finance receivables	1,096
Foursight acquisition, net of cash acquired	0
Available-for-sale securities purchased	321
Available-for-sale securities called, sold, and matured	393
Other securities purchased	9
Other securities called, sold, and matured	22
Other, net	97
Net cash used for investing activities	-3,161
Proceeds from issuance and borrowings of long-term debt, net of issuance costs	7,972
Repayments and repurchases of long-term debt	6,824
Cash dividends	499
Common stock repurchased	141
Treasury stock issued	5
Withholding tax on share-based compensation	13
Net cash provided by financing activities	500
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents	471
Cash and cash equivalents at beginning of period	1,142
Cash and cash equivalents at end of period	1,613

Unit: Million (M) dollars