Financial insights of OMF

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest income	1,387	1,360*	1,392	1,339
Interest expense	322	317*	320	317
Net interest income	1,065	1,043*	1,072	1,022
Provision for finance receivable losses	465	499*	488	511
Net interest income after provision for finance receivable losses	600	544*	584	511
Insurance	112	111*	112	111
Investment	23	23*	26	24
Gain on sales of finance receivables	16	13*	17	17
Net gain on repurchases and repayments of debt	-3	23*	-39	-21
Other	49	42*	47	45
Total other revenues	197	212*	163	176
Salaries and benefits	240	228*	234	230
Other operating expenses	209	198*	202	189
Insurance policy benefits and claims	52	45*	48	54
Total other expenses	501	470*	484	473
Income before income taxes	296	286*	263	214
Income taxes	70	52*	64	47
Net income	226	234	199	167

Basic EPS	1.93	1.978	1.67	1.4
Diluted EPS	1.93	1.967	1.67	1.4
Basic Average Shares	116,724,709	118,279,209	118,759,941	118,953,510
Diluted Average Shares	117,272,604	118,992,805	119,420,044	119,392,819

Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.