Financial insights of OMF

MyFinsight

For the quarter ending 2025-09-30, OMF made $2,078M in revenue. $199M in net income. Net profit margin of 9.58%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest income	1,392	1,339
Interest expense	320	317
Net interest income	1,072	1,022
Provision for finance receivable losses	488	511
Net interest income after provision for finance receivable losses	584	511
Insurance	112	111
Investment	26	24
Gain on sales of finance receivables	17	17
Net loss on repurchases and repayments of debt	-39	-21
Other	47	45
Total other revenues	163	176
Salaries and benefits	234	230
Other operating expenses	202	189
Insurance policy benefits and claims	48	54
Total other expenses	484	473
Income before income taxes	263	214
Income taxes	64	47
Net income	199	167

Basic (in dollars per share)	1.67	1.4
Basic (in shares)	118,759,941	118,953,510
Diluted (in dollars per share)	1.67	1.4
Diluted (in shares)	119,420,044	119,392,819