OPFI-WT: the balance sheet

MyFinsight

For the year ending 2025-12-31, OPFI-WT has $754,090K in assets. $445,214K in debts. $49,451K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash	49,451
Restricted cash	43,812
Total cash and restricted cash	93,263
Finance receivables at fair value	546,236
Settlement receivable	0
Equity method investment	19,076
Debt issuance costs, net	5,034
Property, equipment and software, net	27,628
Operating lease right-of-use assets	8,834
Deferred tax asset	32,647
Other assets	21,372
Total assets	754,090

Accounts payable	2,773
Accrued expenses	43,398
Operating lease liabilities	11,424
Senior debt, net	321,353
Warrant liabilities	26,455
Tax receivable agreement liability	39,811
Total liabilities	445,214
Common stock, value, issued-Common Class A	3
Common stock, value, issued-Common Class B	0
Common stock, value, issued-Class VVoting Stock	6
Additional paid-in capital	113,508
Accumulated deficit	-33,505
Treasury stock, at cost (3,280,573 and 1,738,624 shares as of december31, 2025 and 2024, respectively)	21,528
Total oppfi inc.s stockholders equity	58,484
Noncontrolling interest	250,392
Total stockholders equity	308,876
Total liabilities and stockholders equity	754,090

Unit: Thousand (K) dollars (except for numbers of shares and EPS).