OPFI-WT: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, OPFI-WT has $719,987K in assets. $377,005K in debts. $63,865K in cash and cash equivalents.

Balance Sheets	2026-03-31	2025-12-31	2025-09-30
Cash	63,865	49,451	45,450
Restricted cash	36,055	43,812	29,743
Total cash and restricted cash	99,920	93,263	75,193
Finance receivables at fair value	502,558	546,236	541,899
Settlement receivable	-	0	0
Equity method investment	19,145	19,076	18,888
Debt issuance costs, net	4,490	5,034	5,154
Property, equipment and software, net	32,184	27,628	23,495
Operating lease right-of-use assets	8,424	8,834	9,238
Deferred tax asset	31,492	32,647	32,244
Other assets	21,774	21,372	14,504
Total assets	719,987	754,090	720,615

Accounts payable	1,844	2,773	3,104
Accrued expenses	39,766	43,398	30,466
Operating lease liabilities	10,929	11,424	11,912
Senior debt	284,260	321,353	320,844
Warrant liabilities	5,160	26,455	38,331
Tax receivable agreement liability	35,046	39,811	38,704
Total liabilities	377,005	445,214	443,361
Common stock, value, issued-Common Class A	3	3	3
Common stock, value, issued-Common Class B	0	0	0
Common stock, value, issued-Class VVoting Stock	6	6	6
Additional paid-in capital	112,297	113,508	112,574
Accumulated deficit	-5,179	-33,505	-49,795
Treasury stock, at cost (4,321,272 and 3,280,573 shares as of march31, 2026 and december31, 2025, respectively)	31,473	21,528	13,365
Total oppfi inc.s stockholders equity	75,654	58,484	49,423
Noncontrolling interest	267,328	250,392	227,831
Total stockholders equity	342,982	308,876	277,254
Total liabilities and stockholders equity	719,987	754,090	720,615

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.