opfi-wt: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, OPFI-WT has $720,615K in assets. $443,361K in debts. $45,450K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30
Cash	45,450
Restricted cash	29,743
Total cash and restricted cash	75,193
Finance receivables at fair value	541,899
Settlement receivable	0
Equity method investment	18,888
Debt issuance costs, net	5,154
Property, equipment and software, net	23,495
Operating lease right-of-use assets	9,238
Deferred tax asset	32,244
Other assets	14,504
Total assets	720,615

Accounts payable	3,104
Accrued expenses	30,466
Operating lease liabilities	11,912
Senior debt, net	320,844
Warrant liabilities	38,331
Tax receivable agreement liability	38,704
Total liabilities	443,361
Common stock, value, issued-Common Class A	3
Common stock, value, issued-Common Class B	0
Common stock, value, issued-Class VVoting Stock	6
Additional paid-in capital	112,574
Accumulated deficit	-49,795
Treasury stock, at cost (2,449,054 and 1,738,624 shares as of september30, 2025 and december31, 2024, respectively)	13,365
Total oppfi inc.s stockholders equity	49,423
Noncontrolling interest	227,831
Total stockholders equity	277,254
Total liabilities and stockholders equity	720,615