Financial insights of OPFI-WT

MyFinsight

For the year ending 2025-12-31, OPFI-WT made $381,182K in revenue. $26,329K in net income. Net profit margin of 6.91%.

Income Statement	2025-12-31
Net revenue	381,182
Salaries and employee benefits	60,695
Direct marketing costs	50,890
Interest expense and amortized debt issuance costs	39,367
Professional fees	20,103
Technology costs	12,433
Payment processing fees	6,589
Depreciation and amortization	5,159
Occupancy	4,127
Exit costs, net	-1,449
Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment	0
General, administrative and other	16,590
Total expenses	214,504
Income from operations	166,678
Change in fair value of warrant liabilities	11,347
Income from equity method investment	4,974
Other (expense) income, net	-4,173
Income before income taxes	156,132
Income tax expense	9,885
Net income	146,247
Less net income attributable to noncontrolling interest	119,918
Net income (loss) attributable to oppfi inc	26,329

Basic EPS	0.99
Diluted EPS	0.99
Basic Average Shares	26,506,458
Diluted Average Shares	26,506,458