Financial insights of OPFI-WT

MyFinsight

For the quarter ending 2026-03-31, OPFI-WT made $87,298K in revenue. $28,401K in net income. Net profit margin of 32.53%.

Income Statement	2026-03-31	2025-12-31	2025-09-30
Net revenue	87,298	67,511*	104,557
Salaries and employee benefits	14,254	17,156*	14,513
Direct marketing costs	10,385	7,348*	14,514
Interest expense and amortized debt issuance costs	8,510	9,130*	10,079
Professional fees	7,264	1,803*	6,100
Technology costs	3,329	3,040*	3,131
Payment processing fees	1,658	1,453*	1,712
Occupancy	871	1,037*	1,030
Exit costs, net	-	-1,449*	0
Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment	-	0*	-
Depreciation and amortization	591	1,760*	1,133
General, administrative and other	5,074	4,890*	3,900
Total expenses	51,936	46,168*	56,112
Income from operations	35,362	21,343*	48,445
Change in fair value of warrant liabilities	-21,295	109,787*	-31,688
Income from equity method investment	1,120	879*	1,365
Other (expense) income, net	-	-1,043*	-
Other income	232	-	82
Income before income taxes	58,009	-88,608*	81,580
Income tax expense	3,971	-7,056*	5,647
Net income	54,038	-81,552*	75,933
Less net income attributable to noncontrolling interest	25,637	17,024*	34,298
Net income (gain) attributable to oppfi inc	28,401	-98,576	41,635

Basic EPS	1.06	-3.967	1.48
Diluted EPS	0.56	2.799	0.77
Basic Average Shares	26,778,432	24,849,512	28,163,404
Diluted Average Shares	86,195,269	-35,223,675	88,236,591

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.