opfi-wt: the income statement

MyFinsight

For the quarter ending 2025-09-30, OPFI-WT made $104,557K in revenue. $41,635K in net income. Net profit margin of 39.82%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Net revenue	104,557
Salaries and employee benefits	14,513
Direct marketing costs	14,514
Interest expense and amortized debt issuance costs	10,079
Professional fees	6,100
Technology costs	3,131
Payment processing fees	1,712
Depreciation and amortization	1,133
Occupancy	1,030
Exit costs, net	0
General, administrative and other	3,900
Total expenses	56,112
Income from operations	48,445
Change in fair value of warrant liabilities	-31,688
Income from equity method investment	1,365
Other income	82
Income before income taxes	81,580
Income tax expense	5,647
Net income	75,933
Less net income attributable to noncontrolling interest	34,298
Net income attributable to oppfi inc	41,635

Basic (in dollars per share)	1.48
Basic (in shares)	28,163,404
Diluted (in dollars per share)	0.77
Diluted (in shares)	88,236,591