MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
$6,657K
Free Cash flow
$85,632K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Finance receivables repayments
Net income
Borrowings of senior debt - revo...
Others
Negative Cash Flow Breakdown
Finance receivables acquired
Payments of senior debt - revolv...
Change in fair value of warrant ...
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2026-03-31
2025-12-31
2025-09-30
Net income
54,038
38,444
107,803
Change in fair value of finance receivables
-64,583
-73,681
-142,187
Provision for credit losses on finance receivables
-
0
0
Depreciation and amortization
591
764
4,395
Debt issuance cost amortization
605
616
2,557
Stock-based compensation expense
1,669
1,708
8,280
Loss on disposition of equipment
0
0
-2
Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment
-
0
-
Impairment of right of use asset
0
0
155
Deferred income taxes
467
484
4,418
Tax receivable agreement liability adjustment
146
-1,072
-94
Change in fair value of warrant liabilities
-21,295
-11,876
23,223
Gain on forgiveness of debt
-
0
-
Income from equity method investment
1,120
1,412
3,562
Distributions received from equity method investment
1,051
1,224
3,868
Noncash litigation expense
-
4,500
-
Accrued interest receivable
4,616
-6,470
6,187
Settlement receivable
0
0
-2,036
Operating lease, net
-85
-84
-192
Other assets
402
-1,632
4,876
Accounts payable
-929
-331
2,225
Accrued expenses
-3,632
-68
-1,945
Net cash provided by operating activities
90,779
116,824
284,481
Finance receivables acquired
226,088
690,674
587,271
Finance receivables repayments
209,799
606,186
383,068
Purchases of equipment and capitalized technology
5,147
4,897
14,216
Acquisition of equity method investment
-
0
0
Net cash used in investing activities
-21,436
-89,385
-218,419
Member distributions
10,368
240
58,260
Payments of secured borrowing payable
-
0
-
Borrowings of senior debt - revolving lines of credit
44,567
57,339
195,935
Payments of senior debt - revolving lines of credit
81,660
56,830
163,919
Payments of senior debt - term loan
0
0
30,000
Payments of notes payable
-
0
0
Payments for debt issuance costs
61
494
4,913
Proceeds from employee stock purchase plan
253
0
423
Exercise of warrants
0
1
4
Exercise of stock options
-
0
1
Payments of tax withholding on vesting of restricted stock units
877
982
3,619
Payments on tax receivable agreement liability
4,595
0
1,041
Purchase of treasury stock
9,945
8,163
7,354
Dividend paid on common stock
-
0
6,414
Net cash used in financing activities
-62,686
-9,369
-79,157
Net increase in cash and restricted cash
6,657
18,070
-13,095
Beginning
93,263
75,193
88,288
Ending
99,920
93,263
75,193
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Change in fair value of
finance receivables
-$64,583K
Net income
$54,038K
Stock-based compensation
expense
$1,669K
Distributions received from
equity method...
$1,051K
Debt issuance cost
amortization
$605K
Depreciation and
amortization
$591K
Deferred income taxes
$467K
Net cash provided by
operating activities
$90,779K
Canceled cashflow
$32,225K
Net increase in cash
and restricted cash
$6,657K
Canceled cashflow
$84,122K
Change in fair value of
warrant liabilities
-$21,295K
Accrued interest
receivable
$4,616K
Accrued expenses
-$3,632K
Income from equity
method investment
$1,120K
Accounts payable
-$929K
Other assets
$402K
Tax receivable
agreement liability...
$146K
Operating lease, net
-$85K
Borrowings of senior debt -
revolving lines of credit
$44,567K
Proceeds from employee
stock purchase plan
$253K
Finance receivables
repayments
$209,799K
Net cash used in
financing activities
-$62,686K
Net cash used in
investing activities
-$21,436K
Canceled cashflow
$44,820K
Canceled cashflow
$209,799K
Payments of senior debt -
revolving lines of credit
$81,660K
Finance receivables
acquired
$226,088K
Member distributions
$10,368K
Purchase of treasury
stock
$9,945K
Payments on tax
receivable agreement...
$4,595K
Payments of tax
withholding on vesting of...
$877K
Payments for debt
issuance costs
$61K
Purchases of equipment and
capitalized technology
$5,147K
Buy us a coffee
OppFi Inc. (OPFI-WT)
OppFi Inc. (OPFI-WT)