For the quarter ending 2025-09-30, OPHC has $1,083,043K in assets. $966,155K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 9,271 | 8,833 | ||
| Interest-bearing deposits with banks | 225,815 | 172,921 | ||
| Total cash and cash equivalents | 235,086 | 181,754 | ||
| Debt securities available for sale | 22,926 | 22,378 | ||
| Debt securities held-to-maturity (fair value of 221 and 247) | 246 | 260 | ||
| Total loans | 813,722 | - | ||
| Net deferred loan fees and costs | 892 | - | ||
| Allowance for credit losses | 10,018 | - | ||
| Loans, net of allowance for credit losses of 10,018 and 8,660 | 802,812 | 774,548 | ||
| Federal home loan bank stock | 658 | 658 | ||
| Premises and equipment, net | 2,308 | 2,426 | ||
| Right-of-use lease assets | 2,725 | 2,552 | ||
| Accrued interest receivable | 3,171 | 3,138 | ||
| Deferred tax asset | 3,238 | 3,135 | ||
| Other assets | 9,873 | 8,278 | ||
| Total assets | 1,083,043 | 999,127 | ||
| Federal home loan bank advances | 0 | 0 | ||
| Noninterest-bearing demand deposits | 313,973 | 259,816 | ||
| Savings, now and money-market deposits | 309,087 | 300,907 | ||
| Time deposits | 336,427 | 318,142 | ||
| Total deposits | 959,487 | 878,865 | ||
| Operating lease liabilities | 2,846 | 2,661 | ||
| Other liabilities | 3,822 | 6,253 | ||
| Total liabilities | 966,155 | 887,779 | ||
| Preferred stock, value-Series CPreferred Stock | - | 0 | ||
| Preferred stock, value-Series BConvertible Preferred Stock | 0 | - | ||
| Preferred stock, value-Series BPreferred Stock | - | 0 | ||
| Preferred stock, value-Series CConvertible Preferred Stock | 0 | - | ||
| Common stock, .01 par value 30,000,000 shares authorized, 11,883,943 and 11,636,092 shares issued and outstanding | 119 | 118 | ||
| Additional paid-in capital | 112,574 | 112,010 | ||
| Retained earnings (accumulated deficit) | 8,948 | 4,625 | ||
| Accumulated other comprehensive loss | -4,753 | -5,405 | ||
| Total stockholders equity | 116,888 | 111,348 | ||
| Total liabilities and stockholders equity | 1,083,043 | 999,127 | ||
OptimumBank Holdings, Inc. (OPHC)
OptimumBank Holdings, Inc. (OPHC)