OPHC: the balance sheet

MyFinsight

For the year ending 2025-12-31, OPHC has $1,111,678K in assets. $989,781K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	9,349
Interest-bearing deposits with banks	105,210
Total cash and cash equivalents	114,559
Debt securities available for sale	25,184
Debt securities held-to-maturity (fair value of 190 and 247)	214
Total loans	958,793
Net deferred loan fees	1,226
Allowance for credit losses	10,273
Loans, net of allowance for credit losses of 10,273 and 8,660	947,294
Federal home loan bank stock	3,028
Total, at cost	4,346
Less accumulated depreciation and amortization	1,856
Premises and equipment, net	2,490
Other real estate owned	551
Right-of-use lease assets	2,617
Accrued interest receivable	3,621
Deferred tax asset	3,108
Other assets	9,012
Total assets	1,111,678

Noninterest-bearing demand deposits	266,520
Savings, now and money-market deposits	306,921
Time deposits	358,309
Total deposits	931,750
Federal home loan bank advances	50,000
Other liabilities	5,286
Operating lease liabilities	2,745
Total liabilities	989,781
Preferred stock, value	0
Preferred stock, value-Series BPreferred Stock	0
Preferred stock, value-Series CPreferred Stock	0
Common stock, .01 par value 30,000,000 shares authorized, 11,533,943 and 11,636,092 shares issued and outstanding	115
Additional paid-in capital	112,578
Retained earnings (accumulated deficit)	13,801
Accumulated other comprehensive loss	-4,597
Total stockholders equity	121,897
Total liabilities and stockholders equity	1,111,678

Unit: Thousand (K) dollars (except for numbers of shares and EPS).