ophc: the income statement

MyFinsight

OptimumBank Holdings, Inc. (OPHC)

For the quarter ending 2025-06-30, OPHC made $17,422K in revenue. $3,602K in net income. Net profit margin of 20.68%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income taxes	1,253
Other	735
Service charges and fees	1,099
Total noninterest income	1,834
Professional fees	275
Other	1,047
Occupancy and equipment	294
Salaries and employee benefits	3,738
Data processing	625
Regulatory assessment	202
Total noninterest expenses	6,181
Credit loss expense	1,040
Deposits	5,322
Borrowings	24
Total interest expense	5,346
Other	1,404
Loans	14,026
Debt securities	158
Total interest income	15,588
Net interest income	10,242
Net interest income after credit loss expense	9,202
Net earnings before income taxes	4,855
Net earnings	3,602

Net earnings per share - basic	0.31
Net earnings per share - diluted	0.29
Net earnings, weighted average shares - basic	11,751,082
Net earnings, weighted average shares - diluted	12,276,723

Unit: Thousand (K) dollars (except for numbers of shares and EPS)