For the year ending 2025-12-31, PAYO has $8,956,589K in assets. $8,252,162K in debts. $415,537K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | 415,537 | 497,467 | 617,022 | 543,299 |
| Restricted cash | 6,090 | 6,633 | 7,030 | 2,882 |
| Customer funds | 7,544,541 | 6,439,153 | 6,390,526 | 5,838,612 |
| Accounts receivable (net of allowance of 501 in 2025 and 382 in 2024) | 10,412 | 11,937 | 7,980 | 12,878 |
| Capital advance receivables (net of allowance of 3,953 in 2025 and 4,955 in 2024) | 43,665 | 56,242 | 45,493 | 37,155 |
| Other current assets | 90,671 | 88,210 | 40,672 | 36,278 |
| Total current assets | 8,110,916 | 7,099,642 | 7,108,723 | 6,471,104 |
| Property, equipment and software, net | 32,437 | 16,053 | 15,499 | 14,392 |
| Investment in associated company | - | - | - | 6,429 |
| Goodwill | 77,785 | 77,785 | 19,889 | 19,889 |
| Intangible assets, net | 208,053 | 102,390 | 76,266 | 45,444 |
| Customer funds | 350,000 | 525,000 | - | - |
| Restricted cash | 23,604 | 17,653 | 5,780 | 4,848 |
| Deferred taxes, net | 56,898 | 41,523 | 15,291 | 4,169 |
| Severance pay fund | 856 | 757 | 840 | 1,095 |
| Operating lease right-of-use assets | 62,257 | 19,403 | 24,854 | 15,260 |
| Other assets | 33,783 | 30,174 | 15,977 | 12,021 |
| Total assets | 8,956,589 | 7,930,380 | 7,283,119 | 6,594,651 |
| Trade payables | 44,611 | 37,302 | 33,941 | 41,566 |
| Outstanding operating balances | 7,894,541 | 6,964,153 | 6,390,526 | 5,838,612 |
| Other payables | 144,568 | 129,621 | 117,508 | 97,334 |
| Total current liabilities | 8,083,720 | 7,131,076 | 6,541,975 | 5,977,512 |
| Deferred taxes, net | 25,051 | 1,471 | - | - |
| Other long-term liabilities | 143,391 | 73,043 | 49,905 | 29,831 |
| Warrant liability | - | - | 8,555 | 25,914 |
| Long-term debt from related party (refer to notes 11 and 22 for further information) | - | - | 18,411 | 16,138 |
| Total liabilities | 8,252,162 | 7,205,590 | 6,618,846 | 6,049,395 |
| Common stock, 0.01 par value, 3,800,000,000 and 3,800,000,000 shares authorized 411,826,086 and 395,965,588 shares issued and 348,704,315 and 360,093,249 shares outstanding at december 31, 2025 and december 31, 2024, respectively | 4,118 | 3,960 | 3,687 | 3,528 |
| Treasury stock at cost, 63,121,771 and 35,872,339 shares at december 31, 2025 and december 31, 2024, respectively | 368,867 | 193,724 | 56,936 | - |
| Additional paid-in capital | 896,294 | 821,196 | 732,894 | 650,433 |
| Accumulated other comprehensive loss | -6,277 | -12,609 | -176 | -176 |
| Retained earnings | 179,159 | 105,967 | -15,196 | -108,529 |
| Total shareholders' equity | 704,427 | 724,790 | 664,273 | 545,256 |
| Total liabilities and shareholders' equity | 8,956,589 | 7,930,380 | 7,283,119 | 6,594,651 |
Payoneer Global Inc. (PAYO)
Payoneer Global Inc. (PAYO)