PAYO: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, PAYO has $8,598,006K in assets. $7,938,931K in debts. $339,365K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
99.51%
Quick Ratio
99.51%
Cash Ratio
4.37%
Debt to Asset Ratio
92.33%
Unit: Thousand (K) dollars
Assets Breakdown
Total current assets
Customer funds
Intangible assets, net
Others
Liabilities Breakdown
Outstanding operating balances
Additional paid-in capital
Treasury stock at cost, 77,465,3...
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Cash and cash equivalents	339,365	415,537	479,448	497,144
Restricted cash	4,851	6,090	8,659	8,606
Customer funds	7,245,415	7,544,541	6,772,912	6,583,839
Accounts receivable (net of allowance of 843 and 501 at march 31, 2026 and december 31, 2025, respectively)	12,634	10,412	14,351	13,904
Capital advance receivables (net of allowance of 3,676 at march 31, 2026 and 3,953 at december 31, 2025)	37,234	43,665	42,385	31,810
Other current assets	83,969	90,671	83,641	77,227
Total current assets	7,723,468	8,110,916	7,401,396	7,212,530
Property, equipment and software, net	39,739	32,437	20,552	17,880
Goodwill	86,188	77,785	77,785	77,785
Intangible assets, gross (excluding goodwill)	382,504	-	-	-
Finite-lived intangible assets, accumulated amortization	168,061	-	-	-
Intangible assets, net	214,443	208,053	205,890	203,940
Customer funds	350,000	350,000	350,000	450,000
Restricted cash	23,561	23,604	20,916	20,948
Deferred tax assets, net	60,261	56,898	49,898	44,644
Severance pay fund	867	856	813	797
Operating lease right-of-use assets	63,750	62,257	48,777	44,784
Other assets	35,729	33,783	29,429	37,120
Total assets	8,598,006	8,956,589	8,205,456	8,110,428

Trade payables	41,811	44,611	39,676	42,375
Outstanding operating balances	7,595,415	7,894,541	7,122,912	7,033,839
Other payables	124,637	144,568	145,731	131,952
Total current liabilities	7,761,863	8,083,720	7,308,319	7,208,166
Deferred tax liabilities, net	25,455	25,051	25,098	25,146
Other long-term liabilities	151,613	143,391	121,552	106,211
Total liabilities	7,938,931	8,252,162	7,454,969	7,339,523
Common stock, 0.01 par value, 3,800,000,000 and 3,800,000,000 shares authorized 415,278,698 and 411,826,086 shares issued and 337,813,340 and 348,704,315 shares outstanding at march 31, 2026 and december 31, 2025, respectively	4,153	4,118	4,080	4,048
Treasury stock at cost, 77,465,358 and 63,121,771 shares as of march 31, 2026 and december 31, 2025, respectively	443,483	368,867	287,978	243,405
Additional paid-in capital	912,812	896,294	875,504	859,590
Accumulated other comprehensive loss	-13,134	-6,277	-1,266	4,648
Retained earnings	198,727	179,159	160,147	146,024
Total shareholders' equity	659,075	704,427	750,487	770,905
Total liabilities and shareholders' equity	8,598,006	8,956,589	8,205,456	8,110,428

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

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Balance Sheets Overview

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Balance Sheets

Balance Sheets Overview

Time Plot

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Balance Sheets

Balance Sheets Overview

Current Ratio99.51%Quick Ratio99.51%Cash Ratio4.37%Debt to Asset Ratio92.33%Unit: Thousand (K) dollarsAssets BreakdownTotal current assetsCustomer fundsIntangible assets, netOthersLiabilities BreakdownOutstanding operating balancesAdditional paid-in capitalTreasury stock at cost, 77,465,3...Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Current Ratio99.51%Quick Ratio99.51%Cash Ratio4.37%Debt to Asset Ratio92.33%Unit: Thousand (K) dollarsAssets BreakdownTotal current assetsCustomer fundsIntangible assets, netOthersLiabilities BreakdownOutstanding operating balancesAdditional paid-in capitalTreasury stock at cost, 77,465,3...Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets