| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Gain from change in fair value of warrants | - | - | - | -2,767 |
| Net income | 54,180 | 40,057 | 20,577 | 102,973 |
| Depreciation and amortization | 46,083 | 29,943 | 14,390 | 33,630 |
| Deferred taxes | -11,761 | -7,957 | -2,279 | -17,073 |
| Stock-based compensation expenses | 56,613 | 38,814 | 18,755 | 46,173 |
| Interest and amortization of discount on investments | 2,086 | 1,896 | 2,568 | 6,401 |
| Foreign currency re-measurement gain | 4,965 | 5,840 | 1,811 | 109 |
| Other current assets | -11,279 | -11,449 | -16,158 | 36,277 |
| Trade payables | 2,882 | 5,943 | -2,883 | 8,904 |
| Deferred revenue | 258 | 211 | 358 | 808 |
| Accounts receivable, net | 2,405 | 1,958 | -2,555 | 1,255 |
| Capital advance extended to customers | -235,407 | -167,223 | -84,078 | -260,435 |
| Capital advance collected from customers | -249,264 | -191,655 | -95,232 | -248,980 |
| Other payables | 1,394 | -10,918 | -17,108 | -6,619 |
| Loss on warrant repurchase/redemption | - | - | - | 14,746 |
| Other long-term liabilities | 13,086 | 3,571 | -781 | -3,667 |
| Operating lease right-of-use assets | -7,610 | -5,777 | -2,121 | -9,802 |
| Other assets | 7,448 | 7,227 | 4,922 | 374 |
| Net cash provided by operating activities | 178,577 | 124,401 | 53,716 | 131,039 |
| Purchases of investments in term deposits | - | - | - | 600,000 |
| Maturities of investments in available-for-sale debt securities | - | 180,500 | 64,500 | - |
| Purchase of property, equipment and software | 12,285 | 7,304 | 4,726 | 4,449 |
| Capitalization of internal use software | 43,886 | 29,993 | 16,067 | 39,666 |
| Severance pay fund distributions, net | -56 | -40 | 17 | 12 |
| Customer funds in transit, net | -56,747 | -45,619 | -19,742 | -80,098 |
| Purchases of investments in available-for-sale debt securities | 351,824 | 272,974 | 71,968 | 1,255,686 |
| Maturities and sales of investments in available-for-sale debt securities | 253,500 | - | - | 214,000 |
| Maturities of investments in term deposits | 75,000 | 75,000 | - | - |
| Cash paid in connection with acquisition, net of cash and customer funds acquired (refer to note 3 for further information) | 33,081 | 33,081 | - | 48,219 |
| Net cash used in investing activities | -169,379 | -133,511 | -47,986 | -1,814,106 |
| Proceeds from issuance of common stock in connection with stock-based compensation plan, net of taxes paid related to settlement of equity awards and proceeds from employee equity transactions to be remitted to employees | -3,237 | -2,183 | -4,400 | - |
| Outstanding operating balances, net | 136,622 | 47,549 | -385,763 | -314,764 |
| Repayments under related party facility (refer to notes 12 and 21 for further information) | - | - | - | 20,312 |
| Receipts of collateral on interest rate derivatives | 89,550 | 68,130 | 25,610 | - |
| Proceeds from issuance of common stock in connection with stock-based compensation plan, net of taxes paid related to settlement of equity awards and proceeds from employee equity transactions to be remitted to employees | - | - | - | 23,015 |
| Payments of collateral on interest rate derivatives | 90,010 | 61,500 | 20,140 | - |
| Borrowings under related party facility (refer to notes 12 and 21 for further information) | - | - | - | 15,120 |
| Consideration related to previous acquisitions | 455 | - | - | - |
| Warrant repurchase/redemption (refer to note 14 for further information) | - | - | - | 19,534 |
| Payment on exercise of warrants | 1,332 | - | - | - |
| Common stock repurchased | 95,029 | 49,756 | 17,753 | 120,457 |
| Net cash provided by (used in) financing activities | 37,019 | 2,240 | -402,446 | -436,932 |
| Effect of exchange rate changes on cash and cash equivalents | 5,177 | 6,045 | 1,878 | 109 |
| Net change in cash, cash equivalents, restricted cash and customer funds | 51,394 | -825 | -394,838 | -2,119,890 |
| Cash and cash equivalents at beginning of period | 5,658,210 | - | - | - |
| Cash and cash equivalents at end of period | 5,709,604 | - | - | - |
Payoneer Global Inc. (PAYO)
Payoneer Global Inc. (PAYO)