For the year ending 2025-12-31, PAYO made $1,052,774K in revenue. $79,524K in net income. Net profit margin of 7.55%.
| Income Statement | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenues | 1,052,774 | 977,716 | 831,103 | 627,623 |
| Transaction costs | 165,239 | 152,106 | 122,291 | 110,165 |
| Other operating expenses | -165,265 | -169,550 | -160,609 | -149,199 |
| Research and development expenses | 155,423 | 134,631 | 119,197 | 115,041 |
| Sales and marketing expenses | 235,150 | 211,839 | 196,654 | 164,564 |
| General and administrative expenses | 141,405 | 113,263 | 100,929 | 90,010 |
| Depreciation and amortization | 65,625 | 47,296 | 27,814 | 20,858 |
| Total operating expenses | 928,107 | 828,685 | 727,494 | 649,837 |
| Operating income | 124,667 | 149,031 | 103,609 | -22,214 |
| Gain from change in fair value of warrants | - | -2,767 | -17,359 | -33,963 |
| Other financial income (expense), net | -9,079 | 2,419 | 11,568 | -10,131 |
| Loss on warrant repurchase/redemption | - | 14,746 | - | - |
| Financial income (expense), net | -9,079 | -9,560 | 28,927 | 23,832 |
| Income before income taxes | 115,588 | 139,471 | 132,536 | - |
| Income (loss) before taxes on income and share in losses of associated company | - | - | - | 1,618 |
| Income taxes | 42,396 | 18,308 | 39,203 | 13,586 |
| Share in losses of associated company | - | - | - | -2 |
| Net income | 73,192 | 121,163 | 93,333 | -11,970 |
| Unrealized gain (loss) on available-for-sale debt securities, net | 11,641 | -412 | - | - |
| Tax (expense) benefit on unrealized gain (loss) on available-for-sale debt securities, net | 2,621 | -90 | - | - |
| Unrealized gain on cash flow hedges, net | 1,557 | -15,473 | - | - |
| Tax expense on unrealized gain on cash flow hedges, net | 323 | -3,428 | - | - |
| Unrealized loss on interest rate floor, net | -4,426 | - | - | - |
| Tax benefit on unrealized loss on interest rate floor, net | -1,117 | - | - | - |
| Foreign currency translation adjustments | -613 | -66 | - | -2,429 |
| Other comprehensive income (loss) | 6,332 | -12,433 | - | -2,429 |
| Comprehensive income | 79,524 | 108,730 | 93,333 | -14,399 |
| Basic EPS | 0.2 | 0.34 | 0.26 | -0.03 |
| Diluted EPS | 0.19 | 0.31 | 0.24 | -0.03 |
| Basic Average Shares | 361,172,145 | 358,345,945 | 361,678,893 | 348,044,831 |
| Diluted Average Shares | 376,731,192 | 386,237,179 | 392,665,718 | 348,044,831 |
Payoneer Global Inc. (PAYO)
Payoneer Global Inc. (PAYO)