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For the quarter ending 2025-09-30, PAYO made $270,850K in revenue. $8,209K in net income. Net profit margin of 3.03%.

Income Overview

Revenue
$270,850K
Net Income
$8,209K
Net Profit Margin
3.03%
EPS
$0.04
Unit: Thousand (K) dollars
Revenue Breakdown
    • Transferred At Point In Time
    • Interest and fee income, loans, ...
    • Income generated by advance inco...
    • Transferred Over Time
Revenue Breakdown
    • CN
    • Europe Middle East And Africa
    • Asia Pacific
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Revenues
270,850 260,614 246,617 261,739
Transaction costs (excluding depreciation and amortization shown separately below)
42,483 40,566 39,349 43,121
Other operating expenses
-40,386 -42,703 -41,658 -43,133
Research and development expenses
39,864 37,387 37,271 40,384
Sales and marketing expenses
59,489 57,312 54,726 59,024
General and administrative expenses
36,141 37,016 29,904 33,227
Depreciation and amortization
16,140 15,553 14,390 13,666
Total operating expenses
234,503 230,537 217,298 232,555
Operating income
36,347 30,077 29,319 29,184
Gain from change in fair value of warrants
---0
Other financial income (expense), net
-5,836 -227 -1,550 -2,978
Loss on warrant repurchase/redemption
---0
Financial expense, net
-5,836 -227 -1,550 -2,978
Income before income taxes
30,511 29,850 27,769 26,206
Tax benefit (expense) on income
16,388 10,370 7,192 8,016
Net income
14,123 19,480 20,577 18,190
Unrealized gain on available-for-sale debt securities, net
892 2,565 7,239 -4,223
Tax expense on unrealized gains on available-for-sale debt securities, net
200 569 1,605 -969
Unrealized gain (loss) on cash flow hedges, net
-1,668 5,932 -1,787 -15,976
Tax benefit (expense) on unrealized gains (losses) on cash flow hedges, net
-320 1,135 -327 -3,519
Unrealized gain (loss) on interest rate floor, net
-6,190 2,117 6,021 -
Tax benefit (expense) on unrealized gains (losses) on interest rate floor, net
-1,376 469 1,276 -
Foreign currency translation adjustments
-444 66 -169 -16
Other comprehensive income
-5,914 8,507 8,750 -23,156
Comprehensive income
8,209 27,987 29,327 -4,966
Earnings per share, basic
0.04 0.05 0.06 0.05
Earnings per share, diluted
0.04 0.05 0.05 0.03
Weighted average number of shares outstanding, basic
368,266,611 368,770,598 362,979,571 -714,573,732
Weighted average number of shares outstanding, diluted
377,633,523 380,632,789 382,215,129 -740,149,975
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Income generated byadvance income$1,633K Interest and fee income,loans, trade financing$59,531K Transferred Over Time$990K Transferred At Point In Time$208,696K Revenue not fromcontract with customer$61,164K Revenue from contractwith customer,...$209,686K Revenues$270,850K Operating income$36,347K Total operatingexpenses$234,503K Income before incometaxes$30,511K Financial expense, net-$5,836K Depreciation andamortization$16,140K General andadministrative expenses$36,141K Sales and marketingexpenses$59,489K Research and developmentexpenses$39,864K Other operatingexpenses-$40,386K Transaction costs(excluding depreciation...$42,483K Net income$14,123K Tax benefit(expense) on income$16,388K Other financialincome (expense), net-$5,836K Comprehensive income$8,209K Other comprehensiveincome-$5,914K Tax benefit(expense) on unrealized...-$1,376K Tax benefit(expense) on unrealized...-$320K Unrealized gain onavailable-for-sale debt...$892K Foreign currencytranslation adjustments-$444K Unrealized gain (loss) oninterest rate floor, net-$6,190K Unrealized gain (loss) oncash flow hedges, net-$1,668K Tax expense onunrealized gains on...$200K

Payoneer Global Inc. (PAYO)

Payoneer Global Inc. (PAYO)