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For the quarter ending 2026-03-31, PAYO made $261,595K in revenue. $12,711K in net income. Net profit margin of 4.86%.

Income Overview

Revenue
$261,595K
Net Income
$12,711K
Net Profit Margin
4.86%
EPS
$0.06
Unit: Thousand (K) dollars
Revenue Breakdown
    • CN
    • Europe Middle East And Africa
    • Asia Pacific
    • Others
Revenue Breakdown
    • Transferred At Point In Time
    • interest and fee income, loans, ...
    • income generated by advance inco...
    • Transferred Over Time

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Revenues
261,595 274,693 270,850 260,614
Transaction costs
35,202 42,841 42,483 40,566
Other operating expenses
-40,011 -40,518 -40,386 -42,703
Research and development expenses
43,326 40,901 39,864 37,387
Sales and marketing expenses
58,112 63,623 59,489 57,312
General and administrative expenses
36,007 38,344 36,141 37,016
Depreciation and amortization
18,916 19,542 16,140 15,553
Total operating expenses
231,574 245,769 234,503 230,537
Operating income
30,021 28,924 36,347 30,077
Other financial expense, net
-812 -1,466 -5,836 -227
Financial expense, net
-812 -1,466 -5,836 -227
Income before income taxes
29,209 27,458 30,511 29,850
Income taxes
9,641 8,446 16,388 10,370
Net income
19,568 19,012 14,123 19,480
Unrealized gain (loss) on available-for-sale debt securities, net
-8,351 945 892 2,565
Tax benefit (expense) on unrealized gain (loss) on available-for-sale debt securities, net
-1,902 247 200 569
Unrealized gain on cash flow hedges, net
-2,284 -920 -1,668 5,932
Tax benefit on unrealized gain on cash flow hedges, net
-446 -165 -320 1,135
Unrealized gain on interest rate floor, net
2,154 -6,374 -6,190 2,117
Tax expense on unrealized gain on interest rate floor, net
613 -1,486 -1,376 469
Foreign currency translation adjustments
-111 -66 -444 66
Other comprehensive income (gain)
-6,857 -5,011 -5,914 8,507
Comprehensive income
12,711 14,001 8,209 27,987
Basic EPS
0.06 0.041 0.04 0.05
Diluted EPS
0.06 0.038 0.04 0.05
Basic Average Shares
345,342,308 344,671,800 368,266,611 368,770,598
Diluted Average Shares
350,470,788 366,443,327 377,633,523 380,632,789
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
CN$86,616K (2.03%↑ Y/Y)Europe Middle East AndAfrica$64,751K (9.95%↑ Y/Y)Asia Pacific$58,185K (13.51%↑ Y/Y)Latin America$26,047K (-6.55%↓ Y/Y)North America$25,996K (9.71%↑ Y/Y)Revenues$261,595K (6.07%↑ Y/Y)Operating income$30,021K (2.39%↑ Y/Y)Total operatingexpenses$231,574K (6.57%↑ Y/Y)Income before incometaxes$29,209K (5.19%↑ Y/Y)Financial expense, net-$812K (47.61%↑ Y/Y)Sales and marketingexpenses$58,112K (6.19%↑ Y/Y)Research and developmentexpenses$43,326K (16.25%↑ Y/Y)Other operatingexpenses-$40,011K (3.95%↑ Y/Y)General andadministrative expenses$36,007K (20.41%↑ Y/Y)Transaction costs$35,202K (-10.54%↓ Y/Y)Depreciation andamortization$18,916K (31.45%↑ Y/Y)Net income$19,568K (-4.90%↓ Y/Y)Income taxes$9,641K (34.05%↑ Y/Y)Other financialexpense, net-$812K (47.61%↑ Y/Y)Comprehensive income$12,711K (-56.66%↓ Y/Y)Other comprehensiveincome (gain)-$6,857K (-178.37%↓ Y/Y)Unrealized gain on interestrate floor, net$2,154K (-64.23%↓ Y/Y)Tax benefit(expense) on unrealized...-$1,902K (-218.50%↓ Y/Y)Tax benefit onunrealized gain on cash flow...-$446K (-36.39%↓ Y/Y)Unrealized gain (loss) onavailable-for-sale debt...-$8,351K (-215.36%↓ Y/Y)Unrealized gain on cash flowhedges, net-$2,284K (-27.81%↓ Y/Y)Tax expense onunrealized gain on interest...$613K (-51.96%↓ Y/Y)Foreign currencytranslation adjustments-$111K (34.32%↑ Y/Y)

Payoneer Global Inc. (PAYO)

Payoneer Global Inc. (PAYO)