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Income Statement
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Cash Flow
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Balance Sheet
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Cash Flow Overview
Change in Cash
-$2,208K
Free Cash flow
$1,242K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Net change in short-term federal...
Net change in deposits
Proceeds from sales of and princ...
Others
Negative Cash Flow Breakdown
Net change in loans held-for-inv...
Repayment of long-term federal h...
Purchase of securities available...
Others
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Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Income before income taxes
-
-
52,488
-
Income tax benefit
-
-
15,035
-
Net income
10,507
10,653
9,235
11,412
Depreciation of premises and equipment
508
523
536
565
Net amortization of premiums on securities
-48
-24
-38
-43
Net accretion of discounts on loans
584
517
746
563
Net accretion of deferred loan fees
357
353
255
433
Amortization of servicing assets
441
417
513
528
Provision (reversal) for credit losses on loans
798
618
791
-428
Provision (reversal) for credit losses on off-balance sheet credit exposures
128
-151
233
47
Provision for credit losses
926
467
1,024
-381
Bank-owned life insurance income
281
274
271
259
Deferred tax benefit
-124
-123
-2,253
-586
Stock-based compensation
233
230
284
227
Gain on sale of loans
1,182
1,409
648
1,617
Originations of loans held-for-sale
17,608
12,415
16,039
30,599
Proceeds from sales of and principal collected on loans held-for-sale
18,419
23,385
14,243
30,627
Change in accrued interest receivable and other assets
5,584
-50
-689
-2,504
Change in accrued interest payable and other liabilities
-4,012
18
-3,424
4,951
Net cash provided by operating activities
1,350
20,676
2,926
16,419
Purchase of securities available-for-sale
22,354
18,666
16,800
0
Proceeds from maturities and paydowns of securities available-for-sale
7,931
6,915
7,792
5,871
Proceeds from principal collected on loans held-for-sale previously classified as held-for-investment
1,055
-
0
0
Net change in loans held-for-investment
57,952
53,906
67,511
-43,058
Purchase of loans held-for-investment
-
-
0
-
Purchase of federal home loan bank stock
192
-
0
0
Proceeds from sale of other real estate owned
-
-
0
0
Purchases of premises and equipment
108
28
126
247
Investment in private equity
-
-
0
-
Net cash used in investing activities
-71,620
-65,685
-76,645
48,682
Net change in deposits
34,679
92,568
-118,090
90,587
Net change in short-term federal home loan bank advances and other borrowings
90,000
-34,000
34,000
-45,000
Proceeds from long-term federal home loan bank advances
0
50,000
0
0
Repayment of long-term federal home loan bank advances
50,000
-
0
0
Stock options exercised
201
112
610
450
Restricted stock surrendered due to employee tax liability
-
-
74
7
Stock repurchase excise tax
-
-
-8
-
Repurchase of common stock
3,602
193
2,136
2,242
Cash dividends paid on preferred stock
87
86
87
86
Cash dividends paid on common stock
3,129
3,129
2,852
2,872
Net cash provided by financing activities
68,062
105,272
-88,637
40,830
Net increase in cash and cash equivalents
-2,208
60,263
-162,356
105,931
Cash and cash equivalents at beginning of period
267,405
207,142
369,498
198,792
Cash and cash equivalents at end of period
265,197
267,405
207,142
369,498
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Provision (reversal) for
credit losses on loans
$798K
(-53.63%↓ Y/Y)
Provision (reversal) for
credit losses on...
$128K
(93.94%↑ Y/Y)
Net change in
short-term federal home...
$90,000K
(500.00%↑ Y/Y)
Proceeds from sales of and
principal collected on...
$18,419K
(-35.31%↓ Y/Y)
Net change in
deposits
$34,679K
(-68.04%↓ Y/Y)
Stock options
exercised
$201K
(-62.36%↓ Y/Y)
Net income
$10,507K
(15.83%↑ Y/Y)
Provision for credit
losses
$926K
(-48.18%↓ Y/Y)
Depreciation of premises and
equipment
$508K
(-7.30%↓ Y/Y)
Amortization of servicing
assets
$441K
(-10.00%↓ Y/Y)
Stock-based compensation
$233K
(0.43%↑ Y/Y)
Net amortization of
premiums on securities
-$48K
(-41.18%↓ Y/Y)
Net cash provided by
financing activities
$68,062K
(-42.96%↓ Y/Y)
Net cash provided by
operating activities
$1,350K
(-72.43%↓ Y/Y)
Canceled cashflow
$56,818K
Canceled cashflow
$29,732K
Net increase in cash
and cash...
-$2,208K
(-104.49%↓ Y/Y)
Canceled cashflow
$69,412K
Proceeds from maturities
and paydowns of...
$7,931K
(27.57%↑ Y/Y)
Proceeds from principal
collected on loans...
$1,055K
Repayment of long-term
federal home loan bank...
$50,000K
Repurchase of common stock
$3,602K
(103.50%↑ Y/Y)
Cash dividends paid
on common stock
$3,129K
(9.41%↑ Y/Y)
Cash dividends paid
on preferred stock
$87K
(0.00%↑ Y/Y)
Originations of loans
held-for-sale
$17,608K
(-23.78%↓ Y/Y)
Change in accrued
interest receivable and...
$5,584K
(216.02%↑ Y/Y)
Change in accrued
interest payable and...
-$4,012K
(46.86%↑ Y/Y)
Gain on sale of loans
$1,182K
(-19.32%↓ Y/Y)
Net accretion of
discounts on loans
$584K
(-4.26%↓ Y/Y)
Net accretion of
deferred loan fees
$357K
(-13.77%↓ Y/Y)
Bank-owned life insurance
income
$281K
(11.07%↑ Y/Y)
Deferred tax benefit
-$124K
(78.51%↑ Y/Y)
Net cash used in
investing activities
-$71,620K
(4.52%↑ Y/Y)
Canceled cashflow
$8,986K
Net change in loans
held-for-investment
$57,952K
(-13.94%↓ Y/Y)
Purchase of securities
available-for-sale
$22,354K
(88.10%↑ Y/Y)
Purchase of federal home
loan bank stock
$192K
(-79.49%↓ Y/Y)
Purchases of premises and
equipment
$108K
(-89.92%↓ Y/Y)
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