Financial insights of PCB

MyFinsight

Income Overview

Net Income
$10,567K
EPS
$0.74
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	44,484	NaN	46,193	NaN
Tax-exempt investment securities	22	NaN	22	NaN
Taxable investment securities	1,552	NaN	1,452	NaN
Other interest-earning assets	2,773	NaN	3,804	NaN
Total interest income	48,831	NaN	51,471	NaN
Deposits	21,478	NaN	23,995	NaN
Borrowings	543	NaN	498	NaN
Total interest expense	22,021	NaN	24,493	NaN
Net interest income	26,810	NaN	26,978	NaN
Provision (reversal) for credit losses on loans	618	NaN	-428	NaN
Provision (reversal) for credit losses on off-balance sheet credit exposures	-151	NaN	47	NaN
Provision for credit losses	467	NaN	-381	NaN
Net interest income after provision for credit losses	26,343	NaN	27,359	NaN
Service charges and fees on deposits	430	NaN	377	NaN
Loan servicing income	801	NaN	719	NaN
Bank-owned life insurance income	274	NaN	259	NaN
Gain on sale of loans	1,409	NaN	1,617	NaN
Other income	460	NaN	442	NaN
Total noninterest income	3,374	NaN	3,414	NaN
Salaries and employee benefits	9,720	NaN	9,293	NaN
Occupancy and equipment	2,277	NaN	2,372	NaN
Professional fees	534	NaN	541	NaN
Marketing and business promotion	456	NaN	669	NaN
Data processing	337	NaN	333	NaN
Director fees and expenses	223	NaN	223	NaN
Regulatory assessments	361	NaN	373	NaN
Other expense	906	NaN	1,065	NaN
Total noninterest expense	14,814	NaN	14,869	NaN
Income before income taxes	14,903	10,794*	15,904	NaN
Income tax benefit (expense) related to items of other comprehensive income (loss)	NaN	NaN	NaN	281
Unrealized gain (loss) on securities available-for-sale arising during the period	NaN	NaN	NaN	797
Total other comprehensive income (loss), net of tax	NaN	NaN	NaN	516
Income tax expense	4,250	1,559*	4,492	NaN
Net income	10,653	9,235	11,412	9,071
Preferred stock dividends	86	3,005	86	NaN
Total comprehensive income	NaN	NaN	NaN	9,587
Net income available to common shareholders	10,567	6,230	11,326	NaN

Basic EPS	0.74	0.441	0.79	0.63
Diluted EPS	0.74	0.443	0.78	0.62
Basic Average Shares	14,142,092	14,131,519	14,201,054	14,213,032
Diluted Average Shares	14,238,226	14,060,784	14,325,956	14,326,011

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$10,567K
EPS
$0.74
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$10,567K
EPS
$0.74
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,567KEPS$0.74Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,567KEPS$0.74Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$10,567K
EPS
$0.74
Unit: Thousand (K) dollars

Net Income
$10,567K
EPS
$0.74
Unit: Thousand (K) dollars