For the quarter ending 2025-09-30, PCB made $94,294K in revenue. $11,326K in net income. Net profit margin of 12.01%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | |
|---|---|---|---|---|
| Loans, including fees | 46,193 | - | - | |
| Tax-exempt investment securities | 22 | - | - | |
| Taxable investment securities | 1,452 | - | - | |
| Other interest-earning assets | 3,804 | - | - | |
| Total interest income | 51,471 | - | - | |
| Deposits | 23,995 | - | - | |
| Borrowings | 498 | - | - | |
| Total interest expense | 24,493 | - | - | |
| Net interest income | 26,978 | - | - | |
| Provision (reversal) for credit losses on loans | -428 | - | - | |
| Provision (reversal) for credit losses on off-balance sheet credit exposures | 47 | - | - | |
| Provision (reversal) for credit losses | -381 | - | - | |
| Net interest income after provision (reversal) for credit losses | 27,359 | - | - | |
| Service charges and fees on deposits | 377 | - | - | |
| Loan servicing income | 719 | - | - | |
| Bank-owned life insurance income | 259 | - | - | |
| Gain on sale of loans | 1,617 | - | - | |
| Other income | 442 | - | - | |
| Total noninterest income | 3,414 | - | - | |
| Salaries and employee benefits | 9,293 | - | - | |
| Occupancy and equipment | 2,372 | - | - | |
| Professional fees | 541 | - | - | |
| Marketing and business promotion | 669 | - | - | |
| Data processing | 333 | - | - | |
| Director fees and expenses | 223 | - | - | |
| Regulatory assessments | 373 | - | - | |
| Other expense | 1,065 | - | - | |
| Income tax benefit (expense) related to items of other comprehensive income (loss) | - | 281 | 944 | |
| Total noninterest expense | 14,869 | - | - | |
| Unrealized gain (loss) on securities available-for-sale arising during the period | - | 797 | 3,219 | |
| Income before income taxes | 15,904 | - | - | |
| Total other comprehensive income (loss), net of tax | - | 516 | 2,275 | |
| Income tax expense | 4,492 | - | - | |
| Net income | 11,412 | 9,071 | 7,735 | |
| Preferred stock dividends | 86 | - | - | |
| Total comprehensive income | - | 9,587 | 10,010 | |
| Net income available to common shareholders | 11,326 | - | - | |
| Earnings per common share, basic (in dollars per share) | 0.79 | 0.63 | 0.53 | |
| Earnings per common share, diluted (in dollars per share) | 0.78 | 0.62 | 0.53 | |
| Weighted-average common shares outstanding, basic (in shares) | 14,201,054 | 14,213,032 | 14,272,267 | |
| Weighted-average common shares outstanding, diluted (in shares) | 14,325,956 | 14,326,011 | 14,403,769 | |
PCB BANCORP (PCB)
PCB BANCORP (PCB)