For the quarter ending 2025-09-30, PCB has $3,363,506K in assets. $2,979,005K in debts. $369,498K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | 2025-03-31 | |
|---|---|---|---|---|
| Cash and due from banks | 24,366 | 41,614 | 28,852 | |
| Interest-bearing deposits in other financial institutions | 345,132 | 221,953 | 185,496 | |
| Total cash and cash equivalents | 369,498 | 263,567 | 214,348 | |
| Securities available-for-sale, at fair value (amortized cost of 158,083 and 159,742, respectively, and allowance for credit losses of 0 and 0, respectively, at september30, 2025 and december31, 2024) | 150,279 | 154,620 | 148,190 | |
| Loans held-for-sale, at lower of cost or fair value | 9,634 | 8,133 | 12,101 | |
| Loans held-for-investment, net of deferred fees and costs | 2,752,514 | 2,795,309 | 2,727,610 | |
| Allowance for credit losses on loans | 32,960 | 33,554 | 31,942 | |
| Net loans held-for-investment | 2,719,554 | 2,761,755 | 2,695,668 | |
| Premises and equipment, net | 8,604 | 8,942 | 8,420 | |
| Federal home loan bank and other restricted stock, at cost | 14,978 | 14,978 | 14,042 | |
| Bank-owned life insurance | 32,525 | 32,266 | 32,013 | |
| Deferred tax assets, net | 7,164 | 7,032 | 6,736 | |
| Servicing assets | 5,883 | 5,756 | 5,631 | |
| Operating lease assets | 17,136 | 17,861 | 17,779 | |
| Accrued interest receivable | 10,829 | 10,879 | 10,967 | |
| Other assets | 17,422 | 19,800 | 17,863 | |
| Total assets | 3,363,506 | 3,305,589 | 3,183,758 | |
| Noninterest-bearing demand | 551,312 | 575,905 | 564,407 | |
| Savings, now and money market accounts | 669,374 | 551,493 | 512,739 | |
| Time deposits of 250,000 or less | 961,299 | 986,357 | 924,795 | |
| Time deposits of more than 250,000 | 731,517 | 709,160 | 712,458 | |
| Total deposits | 2,913,502 | 2,822,915 | 2,714,399 | |
| Other short-term borrowings | 0 | 0 | 0 | |
| Federal home loan bank advances | - | 45,000 | 30,000 | |
| Operating lease liabilities | 18,961 | 19,652 | 19,465 | |
| Accrued interest payable and other liabilities | 46,542 | 41,522 | 49,030 | |
| Total liabilities | 2,979,005 | 2,929,089 | 2,812,894 | |
| Series c, senior non-cumulative perpetual, 1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at september30, 2025 and december31, 2024, respectively | 69,141 | 69,141 | 69,141 | |
| Common stock, 60,000,000 shares authorized, no par value 14,277,164 and 14,380,651 shares issued and outstanding, respectively, and included 116,900 and 119,100 shares of unvested restricted stock, respectively, at september30, 2025 and december31, 2024 | 140,580 | 142,152 | 143,156 | |
| Retained earnings | 180,189 | 171,735 | 165,611 | |
| Accumulated other comprehensive loss, net | -5,409 | -6,528 | -7,044 | |
| Total shareholders equity | 384,501 | 376,500 | 370,864 | |
| Total liabilities and shareholders equity | 3,363,506 | 3,305,589 | 3,183,758 | |
PCB BANCORP (PCB)
PCB BANCORP (PCB)