For the year ending 2025-12-31, PCB has $3,281,771K in assets. $2,891,745K in debts. $207,142K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 25,319 | |||
| Interest-bearing deposits in other financial institutions | 181,823 | |||
| Total cash and cash equivalents | 207,142 | |||
| Securities available-for-sale, at fair value (amortized cost of 167,053 and 159,742, respectively, and allowance for credit losses of 0 and 0, respectively, at december31, 2025 and 2024) | 160,009 | |||
| Loans held-for-sale | 12,077 | |||
| Loans held-for-investment, net of deferred loan costs (fees) | 2,820,400 | |||
| Allowance for credit losses on loans | 33,381 | |||
| Net loans held-for-investment | 2,787,019 | |||
| Premises and equipment, net | 8,194 | |||
| Federal home loan bank and other restricted stock, at cost | 14,978 | |||
| Bank-owned life insurance | 32,796 | |||
| Deferred tax assets, net | 9,210 | |||
| Servicing assets | 5,627 | |||
| Operating lease assets | 17,158 | |||
| Accrued interest receivable | 10,669 | |||
| Other assets | 16,892 | |||
| Total assets | 3,281,771 | |||
| Noninterest-bearing demand | 555,645 | |||
| Savings, now and money market accounts | 676,075 | |||
| Time deposits of 250,000 or less | 855,059 | |||
| Time deposits of more than 250,000 | 708,633 | |||
| Total deposits | 2,795,412 | |||
| Other short-term borrowings | 0 | |||
| Federal home loan bank advances | 34,000 | |||
| Operating lease liabilities | 18,996 | |||
| Accrued interest payable and other liabilities | 43,337 | |||
| Total liabilities | 2,891,745 | |||
| Series c, senior non-cumulative perpetual, 1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at december31, 2025 and 2024, respectively | 69,141 | |||
| Common stock, 60,000,000 shares authorized, no par value issued and outstanding 14,230,428 and 14,380,651 shares, respectively, and included 90,850 and 119,100 shares of unvested restricted stock, respectively, at december31, 2025 and 2024 | 139,256 | |||
| Retained earnings | 186,485 | |||
| Accumulated other comprehensive loss, net | -4,856 | |||
| Total shareholders equity | 390,026 | |||
| Total liabilities and shareholders equity | 3,281,771 | |||
PCB BANCORP (PCB)
PCB BANCORP (PCB)