For the quarter ending 2026-03-31, PCB has $3,396,193K in assets. $2,999,475K in debts. $267,405K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 24,787 | 25,319 | 24,366 | 41,614 |
| Interest-bearing deposits in other financial institutions | 242,618 | 181,823 | 345,132 | 221,953 |
| Total cash and cash equivalents | 267,405 | 207,142 | 369,498 | 263,567 |
| Securities available-for-sale, at fair value (amortized cost of 178,780 and 167,053, respectively, and allowance for credit losses of 0 and 0, respectively, at march31, 2026 and december31, 2025) | 170,477 | 160,009 | 150,279 | 154,620 |
| Loans held-for-sale, at lower of cost or fair value | 3,604 | 12,077 | 9,634 | 8,133 |
| Loans held-for-investment, net of deferred fees and costs | 2,873,551 | 2,820,400 | 2,752,514 | 2,795,309 |
| Allowance for credit losses on loans | 33,943 | 33,381 | 32,960 | 33,554 |
| Net loans held-for-investment | 2,839,608 | 2,787,019 | 2,719,554 | 2,761,755 |
| Premises and equipment, net | 7,695 | 8,194 | 8,604 | 8,942 |
| Federal home loan bank and other restricted stock, at cost | 14,978 | 14,978 | 14,978 | 14,978 |
| Bank-owned life insurance | 33,070 | 32,796 | 32,525 | 32,266 |
| Deferred tax assets, net | 9,697 | 9,210 | 7,164 | 7,032 |
| Servicing assets | 5,691 | 5,627 | 5,883 | 5,756 |
| Operating lease assets | 16,453 | 17,158 | 17,136 | 17,861 |
| Accrued interest receivable | 10,952 | 10,669 | 10,829 | 10,879 |
| Other assets | 16,563 | 16,892 | 17,422 | 19,800 |
| Total assets | 3,396,193 | 3,281,771 | 3,363,506 | 3,305,589 |
| Noninterest-bearing demand | 570,393 | 555,645 | 551,312 | 575,905 |
| Savings, now and money market accounts | 681,065 | 676,075 | 669,374 | 551,493 |
| Time deposits of 250,000 or less | 831,448 | 855,059 | 961,299 | 986,357 |
| Time deposits of more than 250,000 | 805,074 | 708,633 | 731,517 | 709,160 |
| Total deposits | 2,887,980 | 2,795,412 | 2,913,502 | 2,822,915 |
| Other short-term borrowings | - | 0 | 0 | 0 |
| Federal home loan bank advances | 50,000 | 34,000 | - | 45,000 |
| Operating lease liabilities | 18,301 | 18,996 | 18,961 | 19,652 |
| Accrued interest payable and other liabilities | 43,194 | 43,337 | 46,542 | 41,522 |
| Total liabilities | 2,999,475 | 2,891,745 | 2,979,005 | 2,929,089 |
| Series c, senior non-cumulative perpetual, 1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at march31, 2026 and december31, 2025, respectively | 69,141 | 69,141 | 69,141 | 69,141 |
| Common stock, 60,000,000 shares authorized, no par value 14,231,423 and 14,230,428 shares issued and outstanding, respectively, and including 85,850 and 90,850 shares of unvested restricted stock, respectively, at march31, 2026 and december31, 2025 | 139,405 | 139,256 | 140,580 | 142,152 |
| Retained earnings | 193,923 | 186,485 | 180,189 | 171,735 |
| Accumulated other comprehensive loss, net | -5,751 | -4,856 | -5,409 | -6,528 |
| Total shareholders equity | 396,718 | 390,026 | 384,501 | 376,500 |
| Total liabilities and shareholders equity | 3,396,193 | 3,281,771 | 3,363,506 | 3,305,589 |
PCB BANCORP (PCB)
PCB BANCORP (PCB)