The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net earnings | -19,830 |
| Depreciation, amortization and accretion, net | 2,739 |
| Provision for (recovery of) credit losses | 938 |
| Deferred income taxes | 432 |
| Gain on sale of held for sale mortgage loans | 277 |
| (gain) loss on sale of investment securities, net | -78 |
| Gain on sale of other real estate | 13 |
| Write-down of other real estate | 0 |
| Gain on sale of premises and equipment | 3,009 |
| Write-down of premises and equipment | 71 |
| Restricted stock expense | 190 |
| Proceeds from sales of loans held for sale | 15,167 |
| Origination of loans held for sale | 14,659 |
| Cash surrender value of life insurance | 602 |
| Right of use lease asset | -536 |
| Other assets | -1,005 |
| Lease liability | -521 |
| Other liabilities | -532 |
| Net cash provided by operating activities | 21,373 |
| Purchases of investment securities available for sale | 18,199 |
| Proceeds from calls and maturities of investment securities available for sale | 3,035 |
| Proceeds from sales of investment securities available for sale | 20,396 |
| Proceeds from paydowns of investment securities available for sale | 20,100 |
| Proceeds from paydowns of other investment securities | 228 |
| Purchase of fhlb stock | 11 |
| Net change in loans | 66,789 |
| Purchases of premises and equipment | 1,413 |
| Proceeds from sale of other real estate and repossessions | 382 |
| Proceeds from bank owned life insurance | 440 |
| Net cash used by investing activities | -41,831 |
| Net change in deposits | -24,494 |
| Net change in securities sold under agreement to repurchase | 0 |
| Proceeds from frb borrowings | 1 |
| Repayments of frb borrowings | 1 |
| Proceeds from fed funds purchased | 162 |
| Repayments of fed funds purchased | 162 |
| Restricted stock units vested | 50 |
| Excise tax on stock repurchased | 0 |
| Common stock repurchased | 0 |
| Cash dividends paid on common stock | 5,247 |
| Net cash (used) provided by financing activities | 19,297 |
| Net change in cash and cash equivalents | -1,161 |
| Cash and cash equivalents at beginning of period | 59,266 |
| Cash and cash equivalents at ending of period | 58,105 |
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)