The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net earnings | 3,692 | 9,505 |
| Depreciation, amortization and accretion | 735 | 1,383 |
| Provision for (recovery of) credit losses | 530 | 55 |
| Deferred income taxes | -475 | 823 |
| Gain on sale of held for mortgage loans | 115 | 73 |
| (gain)/loss on sale of investment securities net | 0 | -4 |
| Write-down of premises and equipment | 71 | - |
| Gain on sale of other real estate | 0 | 13 |
| Restricted stock expense | 79 | 26 |
| Proceeds from sales of mortgage loans held for sale | 6,009 | 3,160 |
| Write-down of premises and equipment | - | 31 |
| Origination of mortgage loans held for sale | 8,958 | -3,261 |
| Cash surrender value of life insurance | 123 | 242 |
| Right of use lease asset | -50 | -300 |
| Other assets | -84 | -369 |
| Lease liability | -48 | -292 |
| Other liabilities | -47 | -381 |
| Net cash provided by operating activities | 4,688 | 11,394 |
| Purchases of investment securities available for sale | 6,209 | 0 |
| Proceeds from calls and maturities of investment securities available for sale | 3,000 | - |
| Proceeds from sales of investment securities available for sale | 12,733 | 12,733 |
| Proceeds from paydowns of investment securities available for sale | 13,786 | - |
| Proceeds from paydowns of other investment securities | 35 | 158 |
| Purchase of fhlb stock | 0 | 11 |
| Proceeds from bank owned life insurance | - | 330 |
| Net change in loans | 25,583 | 19,829 |
| Proceeds from calls and maturities of investment securities available for sale | - | 3,000 |
| Purchases of premises and equipment | 314 | 865 |
| Proceeds from bank owned life insurance | -52 | 382 |
| Proceeds from paydowns of investment securities available for sale | - | 9,365 |
| Proceeds from sale of other real estate and repossessions | 382 | - |
| Net cash used by investing activities | -27,650 | 5,263 |
| Net change in deposits | -39,071 | -29,088 |
| Net change in securities sold under agreement to repurchase | 0 | 0 |
| Restricted stock units vested | 0 | 50 |
| Common stock repurchased | 0 | 0 |
| Cash dividends paid on common stock | 1,093 | 3,061 |
| Net cash provided by financing activities | 37,978 | 26,077 |
| Net change in cash and cash equivalents | 15,016 | 42,734 |
| Cash and cash equivalents at beginning of period | 59,266 | - |
| Cash and cash equivalents at end of period | 117,016 | - |
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)