The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Provision for (recovery of) credit losses | - | 353 | 530 | 55 |
| Net earnings | -4,398 | -33,027 | 3,692 | 9,505 |
| Depreciation, amortization and accretion | 653 | 621 | 735 | 1,383 |
| Provision for credit losses | 560 | - | - | - |
| Deferred income taxes | 71 | 84 | -475 | 823 |
| Write-down of other real estate | - | 0 | - | - |
| Gain on sale of held for mortgage loans | 110 | 89 | 115 | 73 |
| Gain on sale of premises and equipment | - | 3,009 | - | - |
| Loss on sale of investment securities net | 0 | -74 | 0 | -4 |
| Write-down of premises and equipment | 0 | 0 | 71 | - |
| Gain on sale of other real estate | 0 | 0 | 0 | 13 |
| Restricted stock expense | -59 | 111 | 53 | 26 |
| Proceeds from sales of mortgage loans held for sale | 6,242 | 5,998 | 6,009 | 3,160 |
| Write-down of premises and equipment | - | - | - | 31 |
| Origination of mortgage loans held for sale | 6,658 | 5,701 | 12,219 | -3,261 |
| Cash surrender value of life insurance | 130 | 237 | 123 | 242 |
| Right of use lease asset | -175 | -186 | -50 | -300 |
| Other assets | -174 | -552 | -84 | -369 |
| Lease liability | -174 | -181 | -48 | -292 |
| Other liabilities | -114 | -104 | -47 | -381 |
| Net cash provided by operating activities | 5,028 | 5,291 | 4,688 | 11,394 |
| Purchases of investment securities available for sale | - | 11,990 | 6,209 | 0 |
| Proceeds from calls and maturities of investment securities available for sale | 0 | 35 | 3,000 | - |
| Proceeds from sales of investment securities available for sale | 0 | 7,663 | 0 | 12,733 |
| Proceeds from paydowns of investment securities available for sale | 5,321 | 6,314 | 13,786 | - |
| Proceeds from paydowns of other investment securities | 35 | 35 | 35 | 158 |
| Proceeds from calls and maturities of investment securities available for sale | - | - | - | 3,000 |
| Proceeds from dot settlement receivable | 3,009 | - | - | - |
| Proceeds from bank owned life insurance | - | 110 | -52 | 382 |
| Purchase of fhlb stock | 35 | 0 | 0 | 11 |
| Proceeds from bank owned life insurance | - | - | - | 330 |
| Net change in loans | 39,090 | 21,377 | 25,583 | 19,829 |
| Purchases of premises and equipment | 448 | 234 | 314 | 865 |
| Proceeds from paydowns of investment securities available for sale | - | - | - | 9,365 |
| Proceeds from sale of other real estate and repossessions | 0 | 0 | 382 | - |
| Net cash provided (used) by investing activities | -31,208 | -19,444 | -27,650 | 5,263 |
| Net change in securities sold under agreement to repurchase | - | 0 | 0 | 0 |
| Proceeds from frb borrowings | - | 1 | - | - |
| Repayments of frb borrowings | - | 1 | - | - |
| Proceeds from fed funds purchased | - | 162 | - | - |
| Repayments of fed funds purchased | - | 162 | - | - |
| Restricted stock units vested | - | 0 | 0 | 50 |
| Excise tax on stock repurchased | - | 0 | - | - |
| Common stock repurchased | - | 0 | 0 | 0 |
| Net change in deposits | -31,332 | 43,665 | -39,071 | -29,088 |
| Restricted stock units exercised | 74 | - | - | - |
| Cash dividends paid on common stock | 2,075 | 1,093 | 1,093 | 3,061 |
| Net cash provided by financing activities | 29,331 | -44,758 | 37,978 | 26,077 |
| Net change in cash and cash equivalents | 3,151 | -58,911 | 15,016 | 42,734 |
| Cash and cash equivalents at beginning of period | 58,105 | 117,016 | 59,266 | - |
| Cash and cash equivalents at end of period | 61,256 | 58,105 | 117,016 | - |
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)