pebk: the income statement

MyFinsight

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)

For the quarter ending 2025-06-30, PEBK made $28,200K in revenue. $5,160K in net income. Net profit margin of 18.30%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	1,503
Miscellaneous	1,893
Insurance and brokerage commissions	258
Mortgage banking income	41
Loss on sale of securities, net	-
Service charges	1,372
Other service charges and fees	156
Appraisal management fee income	3,973
Total non-interest income	7,693
Professional fees	559
Occupancy	2,058
Advertising	245
Appraisal management fee expense	3,156
Salaries and employee benefits	7,168
Fdic insurance	193
Miscellaneous	2,234
Debit card expense	227
Total non-interest expense	15,840
Provision for (recovery of) credit losses	-213
Other	-
Time deposits	3,152
Junior subordinated debentures	242
Now, mmda & savings deposits	2,729
Total interest expense	6,123
Other	585
U.s. government sponsored enterprises	2,087
State and political subdivisions	694
Interest on due from banks	706
Interest and fees on loans	16,648
Total interest income	20,720
Net interest income	14,597
Net interest income after provision for (recovery of) credit losses	14,810
Earnings before income taxes	6,663
Net earnings	5,160

Basic earnings per common share (in shares)	5,303,370
Basic net earnings per share	0.97
Diluted earnings per common share (in shares)	5,470,212
Diluted net earnings per share	0.95

Unit: Thousand (K) dollars (except for numbers of shares and EPS)