For the quarter ending 2026-03-31, PEBK has $1,734,478K in assets. $1,576,361K in debts. $61,256K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 31,870 | 27,721 | 28,714 | 33,017 |
| Interest-bearing deposits | 29,386 | 30,384 | 88,302 | 68,983 |
| Cash and cash equivalents | 61,256 | 58,105 | 117,016 | 102,000 |
| Investment securities available for sale | 370,139 | 377,363 | 376,868 | 371,614 |
| Other investments | 2,604 | 2,595 | 2,621 | 2,648 |
| Total securities | 372,743 | 379,958 | 379,489 | 374,262 |
| Mortgage loans held for sale | 1,662 | 1,136 | 1,390 | 1,541 |
| Loans | 1,243,250 | 1,204,388 | 1,183,442 | 1,157,975 |
| Less allowance for credit losses | 10,458 | 10,126 | 10,206 | 9,792 |
| Net loans | 1,232,792 | 1,194,262 | 1,173,236 | 1,148,183 |
| Premises and equipment, net | 14,133 | 14,162 | 14,417 | 14,644 |
| Cash surrender value of life insurance | 17,967 | 17,837 | 17,710 | 17,587 |
| Other real estate | - | 0 | 0 | 0 |
| Right of use lease asset | 3,302 | 3,477 | 3,663 | 3,713 |
| Accrued interest receivable and other assets | 30,623 | 33,211 | 31,415 | 31,915 |
| Total assets | 1,734,478 | 1,702,148 | 1,738,336 | 1,693,845 |
| Noninterest-bearing demand | 407,979 | 394,563 | 410,802 | 406,556 |
| Interest-bearing demand, mmda & savings | 806,589 | 760,883 | 779,939 | 754,125 |
| Time, over 250,000 | - | - | 160,704 | 150,580 |
| Time, 250,000 and over | 143,219 | 160,389 | - | - |
| Other time | 182,770 | 193,390 | 201,445 | 202,558 |
| Total deposits | 1,540,557 | 1,509,225 | 1,552,890 | 1,513,819 |
| Junior subordinated debentures | 15,464 | 15,464 | 15,464 | 15,464 |
| Lease liability | 3,441 | 3,615 | 3,796 | 3,844 |
| Accrued interest payable and other liabilities | 16,899 | 16,726 | 16,719 | 16,713 |
| Total liabilities | 1,576,361 | 1,545,030 | 1,588,869 | 1,549,840 |
| Preferred stock, no par value authorized 5,000,000 shares no shares issued and outstanding | 0 | 0 | 0 | 0 |
| Common stock, no par value authorized 20,000,000 shares issued and outstanding 5,461,490 shares at march 31, 2026 and 5,459,441 shares at december 31, 2025 | 48,782 | 48,708 | 48,708 | 48,708 |
| Common stock held by deferred compensation trust, at cost 150,423 shares at september 30, 2025 and 158,580 shares at december 31, 2024 | - | - | 1,523 | - |
| Common stock held by deferred compensation trust, at cost 151,721shares at march 31, 2026 and 150,288 shares at december 31, 2025 | -1,564 | -1,510 | - | - |
| Deferred compensation | 1,564 | 1,510 | 1,523 | - |
| Retained earnings | 137,968 | 135,645 | 130,105 | 127,506 |
| Accumulated other comprehensive loss | -28,633 | -27,235 | -29,346 | -32,209 |
| Total shareholders' equity | 158,117 | 157,118 | 149,467 | 144,005 |
| Total liabilities and shareholders' equity | 1,734,478 | 1,702,148 | 1,738,336 | 1,693,845 |
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)