PEBK: the balance sheet

MyFinsight

For the year ending 2025-12-31, PEBK has $1,702,148K in assets. $1,545,030K in debts. $58,105K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	27,721
Interest-bearing deposits	30,384
Cash and cash equivalents	58,105
Investment securities available for sale	377,363
Other investments	2,595
Total securities	379,958
Mortgage loans held for sale	1,136
Loans	1,204,388
Less allowance for credit losses	10,126
Net loans	1,194,262
Premises and equipment, net	14,162
Cash surrender value of life insurance	17,837
Other real estate	0
Right of use lease asset	3,477
Accrued interest receivable and other assets	33,211
Total assets	1,702,148

Noninterest-bearing demand	394,563
Interest-bearing demand, mmda & savings	760,883
Time, over 250,000	160,389
Other time	193,390
Total deposits	1,509,225
Junior subordinated debentures	15,464
Lease liability	3,615
Accrued interest payable and other liabilities	16,726
Total liabilities	1,545,030
Preferred stock, no par value authorized 5,000,000 shares no shares issued and outstanding	0
Common stock, no par value authorized 20,000,000 shares issued and outstanding 5,457,646 shares at december 31, 2024 and 5,534,499 shares at december 31, 2023	48,708
Common stock held by deferred compensation trust, at cost 158,580 shares at december 31, 2024 and 163,702 shares at december 31, 2023	-1,510
Deferred compensation	1,510
Retained earnings	135,645
Accumulated other comprehensive loss	-27,235
Total shareholders' equity	157,118
Total liabilities and shareholders' equity	1,702,148

Unit: Thousand (K) dollars (except for numbers of shares and EPS).