For the quarter ending 2025-09-30, PEBK has $1,738,336K in assets. $1,588,869K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 28,714 | 33,017 | ||
| Interest-bearing deposits | 88,302 | 68,983 | ||
| Cash and cash equivalents | 117,016 | 102,000 | ||
| Investment securities available for sale | 376,868 | 371,614 | ||
| Other investments | 2,621 | 2,648 | ||
| Total securities | 379,489 | 374,262 | ||
| Mortgage loans held for sale | 1,390 | 1,541 | ||
| Loans | 1,183,442 | 1,157,975 | ||
| Less allowance for credit losses | 10,206 | 9,792 | ||
| Net loans | 1,173,236 | 1,148,183 | ||
| Premises and equipment, net | 14,417 | 14,644 | ||
| Cash surrender value of life insurance | 17,710 | 17,587 | ||
| Other real estate | 0 | 0 | ||
| Right of use lease asset | 3,663 | 3,713 | ||
| Accrued interest receivable and other assets | 31,415 | 31,915 | ||
| Total assets | 1,738,336 | 1,693,845 | ||
| Noninterest-bearing demand | 410,802 | 406,556 | ||
| Interest-bearing demand, mmda & savings | 779,939 | 754,125 | ||
| Time, over 250,000 | 160,704 | 150,580 | ||
| Other time | 201,445 | 202,558 | ||
| Total deposits | 1,552,890 | 1,513,819 | ||
| Junior subordinated debentures | 15,464 | 15,464 | ||
| Lease liability | 3,796 | 3,844 | ||
| Accrued interest payable and other liabilities | 16,719 | 16,713 | ||
| Total liabilities | 1,588,869 | 1,549,840 | ||
| Preferred stock, no par value authorized 5,000,000 shares no shares issued and outstanding | 0 | 0 | ||
| Common stock, no par value authorized 20,000,000 shares issued and outstanding 5,459,441 shares at september 30, 2025 and 5,457,646 shares at december 31, 2024 | 48,708 | 48,708 | ||
| Common stock held by deferred compensation trust, at cost 150,423 shares at september 30, 2025 and 158,580 shares at december 31, 2024 | 1,523 | - | ||
| Deferred compensation | 1,523 | - | ||
| Retained earnings | 130,105 | 127,506 | ||
| Accumulated other comprehensive loss | -29,346 | -32,209 | ||
| Total shareholders' equity | 149,467 | 144,005 | ||
| Total liabilities and shareholders' equity | 1,738,336 | 1,693,845 | ||
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)
PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)