MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Debt to Asset Ratio
90.86%
Unit: Thousand (K) dollars
Assets Breakdown
    • Investment securities available ...
    • Cash and due from banks
    • Accrued interest receivable and ...
    • Others
Liabilities Breakdown
    • Interest-bearing demand, mmda & ...
    • Noninterest-bearing demand
    • Other time
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
33,442
31,870
27,721
28,714
Interest-bearing deposits
27,435
29,386
30,384
88,302
Cash and cash equivalents
60,877
61,256
58,105
117,016
Investment securities available for sale
364,482
370,139
377,363
376,868
Other investments
2,577
2,604
2,595
2,621
Total securities
367,059
372,743
379,958
379,489
Mortgage loans held for sale
1,742
1,662
1,136
1,390
Loans
1,279,539
1,243,250
1,204,388
1,183,442
Less allowance for credit losses
10,630
10,458
10,126
10,206
Net loans
1,268,909
1,232,792
1,194,262
1,173,236
Premises and equipment, net
14,052
14,133
14,162
14,417
Cash surrender value of life insurance
18,099
17,967
17,837
17,710
Other real estate
-
-
0
0
Right of use lease asset
3,140
3,302
3,477
3,663
Accrued interest receivable and other assets
31,121
30,623
33,211
31,415
Total assets
1,764,999
1,734,478
1,702,148
1,738,336
Noninterest-bearing demand
409,330
407,979
394,563
410,802
Interest-bearing demand, mmda & savings
850,744
806,589
760,883
779,939
Time, over 250,000
-
-
-
160,704
Time, 250,000 and over
131,201
143,219
160,389
-
Other time
176,017
182,770
193,390
201,445
Total deposits
1,567,292
1,540,557
1,509,225
1,552,890
Junior subordinated debentures
15,464
15,464
15,464
15,464
Lease liability
3,282
3,441
3,615
3,796
Accrued interest payable and other liabilities
17,622
16,899
16,726
16,719
Total liabilities
1,603,660
1,576,361
1,545,030
1,588,869
Preferred stock, no par value authorized 5,000,000 shares no shares issued and outstanding
0
0
0
0
Common stock, no par value authorized 20,000,000 shares issued and outstanding 5,461,490 shares at june 30, 2026 and 5,459,441 shares at december 31, 2025
48,782
48,782
48,708
48,708
Common stock held by deferred compensation trust, at cost 150,423 shares at september 30, 2025 and 158,580 shares at december 31, 2024
-
-
-
1,523
Common stock held by deferred compensation trust, at cost 140,163 shares at june 30, 2026 and 150,288 shares at december 31, 2025
-1,081
-1,564
-1,510
-
Deferred compensation
1,081
1,564
1,510
1,523
Retained earnings
142,055
137,968
135,645
130,105
Accumulated other comprehensive loss
-29,498
-28,633
-27,235
-29,346
Total shareholders' equity
161,339
158,117
157,118
149,467
Total liabilities and shareholders' equity
1,764,999
1,734,478
1,702,148
1,738,336
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$1,279,539K (10.50%↑ Y/Y)Investment securitiesavailable for sale$364,482K (-1.92%↓ Y/Y)Other investments$2,577K (-2.68%↓ Y/Y)Cash and due frombanks$33,442K (1.29%↑ Y/Y)Interest-bearing deposits$27,435K (-60.23%↓ Y/Y)Net loans$1,268,909K (10.51%↑ Y/Y)Total securities$367,059K (-1.92%↓ Y/Y)Cash and cashequivalents$60,877K (-40.32%↓ Y/Y)Accrued interestreceivable and other assets$31,121K (-2.49%↓ Y/Y)Cash surrender valueof life insurance$18,099K (2.91%↑ Y/Y)Premises and equipment,net$14,052K (-4.04%↓ Y/Y)Right of use leaseasset$3,140K (-15.43%↓ Y/Y)Mortgage loans held forsale$1,742K (13.04%↑ Y/Y)Less allowance forcredit losses$10,630K (8.56%↑ Y/Y)Total assets$1,764,999K (4.20%↑ Y/Y)Total liabilities andshareholders' equity$1,764,999K (4.20%↑ Y/Y)Total liabilities$1,603,660K (3.47%↑ Y/Y)Total shareholders'equity$161,339K (12.04%↑ Y/Y)Accumulated othercomprehensive loss-$29,498K (8.42%↑ Y/Y)Deferred compensation$1,081K Total deposits$1,567,292K (3.53%↑ Y/Y)Accrued interestpayable and other...$17,622K (5.44%↑ Y/Y)Junior subordinateddebentures$15,464K (0.00%↑ Y/Y)Lease liability$3,282K (-14.62%↓ Y/Y)Retained earnings$142,055K (11.41%↑ Y/Y)Common stock, no parvalue authorized...$48,782K (0.15%↑ Y/Y)Common stock held bydeferred compensation...-$1,081K Interest-bearing demand, mmda &savings$850,744K (12.81%↑ Y/Y)Noninterest-bearing demand$409,330K (0.68%↑ Y/Y)Other time$176,017K (-13.10%↓ Y/Y)Time, 250,000 and over$131,201K

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK)