PEOPLES FINANCIAL SERVICES CORP. (PFIS)
PEOPLES FINANCIAL SERVICES CORP. (PFIS)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net loss (gain) on sale of other real estate owned | NaN | 0 | 0 | -5 |
| Cash and cash equivalents at beginning of period | NaN | NaN | 135,851 | NaN |
| Loss on sale of premises and equipment | NaN | -139 | -615 | 680 |
| Net income | 14,747 | 11,976 | 15,246 | 31,965 |
| Depreciation of premises and equipment | 916 | 884 | 823 | 1,610 |
| Amortization of right-of-use lease asset | 185 | 192 | 178 | 437 |
| Amortization of net deferred loan fees | 225 | -331 | 86 | 307 |
| Amortization of debt issuance costs | 103 | 103 | 103 | 31 |
| Amortization of cdi and other intangibles | 1,539 | 1,539 | 1,539 | 3,419 |
| Amortization expense related to acquired borrowings | 58 | 120 | 118 | 230 |
| Accretion income related to acquired loans | 3,089 | 4,116 | 3,714 | 8,463 |
| Gain from bank owned life insurance settlement | NaN | 0 | 0 | 118 |
| Amortization expense related to acquired deposits | 60 | 78 | 92 | 528 |
| Amortization of low-income housing partnerships | 828 | 517 | 336 | 868 |
| Provision for credit losses | 1,387 | 975 | -838 | -39 |
| Valuation allowance on other real estate | NaN | 212 | NaN | NaN |
| Net unrealized gain on equity investments | 456 | 125 | -21 | 64 |
| Loans originated for sale | 6,494 | 3,883 | 3,633 | 2,050 |
| Proceeds from sale of loans originated for sale | 6,240 | 3,927 | 3,386 | 1,504 |
| Net (gain) loss on sale of loans originated for sale | 122 | 33 | 22 | 1 |
| Net accretion of investment securities | 766 | 768 | 651 | 1,936 |
| Net gain on sale of investment securities available for sale | 510 | -2,241 | NaN | NaN |
| Increase in cash surrender value of life insurance | 497 | 472 | 543 | 1,061 |
| Deferred income tax expense | 1,110 | 2,265 | 0 | 2,449 |
| Stock compensation, including tax effects and expenses | 444 | 288 | 267 | -207 |
| Accrued interest receivable | 358 | 638 | 1,141 | 222 |
| Other assets | 15,628 | -952 | -2,416 | -2,170 |
| Accrued interest payable | 1,098 | -1,184 | 3,336 | -863 |
| Other liabilities | 7,726 | 573 | -2,630 | -6,241 |
| Net cash provided by operating activities | 8,296 | 16,093 | 15,218 | 22,964 |
| Proceeds from the sale of premises and equipment | NaN | 3,670 | 26 | 3,696 |
| Proceeds from sales of investment securities available for sale | 32,404 | 76,421 | NaN | NaN |
| Proceeds from sale of other real estate owned | NaN | 0 | 0 | 22 |
| Proceeds From Sale And Maturity Of Available For Sale Securities | 27,988 | 38,992 | 29,086 | 58,794 |
| Held to maturity | 1,469 | 1,215 | 1,822 | 2,997 |
| Payments To Acquire Available For Sale Securities Debt | 19,687 | 89,935 | 50,331 | 28,229 |
| Equity securities | NaN | NaN | 282 | NaN |
| Net (purchase) redemption of restricted equity securities | 5,478 | -1,060 | 1,806 | 1,491 |
| Purchase of equity securities without readily determinable fair value | 65 | 328 | NaN | NaN |
| Calls and maturities of equity securities without readily determinable fair value | NaN | 500 | NaN | NaN |
| Net (increase) decrease in loans | 120,800 | 47,764 | 16,792 | -3,903 |
| Purchases of premises and equipment | 1,811 | 2,856 | 2,188 | 5,890 |
| Proceeds from bank owned life insurance | 5,721 | 0 | 0 | 968 |
| Net cash (used in) provided by investing activities | -80,259 | -18,743 | -40,465 | 34,770 |
| Net decrease in deposits | -8,760 | 144,260 | 2,290 | -120,731 |
| Proceeds from long-term debt | 20,000 | 27,134 | 33,821 | 15,284 |
| Repayment of long-term debt | 19,633 | 29,905 | 333 | 10,653 |
| Net advances in short-term borrowings | NaN | NaN | -30 | 60,440 |
| Net proceeds (repayments) from short-term borrowings | 146,600 | 16,821 | NaN | NaN |
| Proceeds from the issuance of subordinated debt, net of issuance costs | NaN | -27 | -156 | 83,133 |
| Repayment of subordinated debt | NaN | 0 | 0 | 33,000 |
| Cash paid for shares withheld for taxes on compensation | 370 | NaN | NaN | NaN |
| Cash dividends paid | 6,246 | 6,162 | 6,161 | 12,319 |
| Net cash provided by (used in) financing activities | 131,591 | 91,711 | 29,431 | -17,846 |
| Net increase (decrease) in cash and cash equivalents | 59,629 | 89,061 | 4,184 | 39,888 |
| Cash and cash equivalents at beginning of period | 268,984 | 179,923 | NaN | NaN |
| Cash and cash equivalents at end of period | 328,612 | 268,984 | 179,923 | NaN |