For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | |||
|---|---|---|---|---|
| Revenue from contracts with customers-Bank Servicing | 13,618 | |||
| Revenue from contracts with customers-Credit Card | 1,299 | |||
| Revenue from contracts with customers-Commission And Fees On Fiduciary Activities | 2,267 | |||
| Revenue from contracts with customers-Asset Management1 | 2,958 | |||
| Mortgage banking income | 549 | |||
| Increase in cash surrender value of life insurance | 2,076 | |||
| Interest rate swap gain | 1,107 | |||
| Net gains (losses) on equity investment securities | 168 | |||
| Net (losses) gains on sale of investment securities available for sale | -2,241 | |||
| Net losses on sale of fixed assets | -74 | |||
| Total noninterest income | 21,727 | |||
| And Fee Income Loans And Leases | 228,868 | |||
| And Fee Income Loans | 8,356 | |||
| Income Securities Taxable | 17,444 | |||
| Income Securities | 2,040 | |||
| Dividends | 160 | |||
| Interest on interest-bearing deposits in other banks | 405 | |||
| Interest on federal funds sold | 2,424 | |||
| Total interest income | 259,697 | |||
| Interest on deposits | 81,174 | |||
| Interest on short-term borrowings | 1,287 | |||
| Interest on long-term debt | 5,562 | |||
| Interest on subordinated debt | 4,967 | |||
| Interest on junior subordinated debt | 745 | |||
| Total interest expense | 93,735 | |||
| Net interest income | 165,962 | |||
| Provision for credit losses | 98 | |||
| Net interest income after provision for credit losses | 165,864 | |||
| Salaries and employee benefits expense | 56,341 | |||
| Net occupancy and equipment expense | 27,448 | |||
| Acquisition related expenses | 236 | |||
| Amortization of intangible assets | 6,397 | |||
| Professional fees and outside services | 4,970 | |||
| Fdic insurance and assessments | 3,288 | |||
| Donations | 2,406 | |||
| Other expenses | 14,271 | |||
| Total noninterest expense | 115,357 | |||
| Income before income taxes | 72,234 | |||
| Income tax expense (benefit) | 13,047 | |||
| Net income | 59,187 | |||
| Unrealized gain on investment securities available for sale | 17,574 | |||
| Reclassification adjustment for losses (gains) on available for sale securities included in net income | -2,241 | |||
| Change in benefit plan liabilities | -674 | |||
| Change in derivative fair value | -64 | |||
| Other comprehensive income | 20,425 | |||
| Income tax expense related to other comprehensive income | 4,421 | |||
| Other comprehensive income, net of income tax expense | 16,004 | |||
| Comprehensive income | 75,191 | |||
| Basic EPS | 5.92 | |||
| Diluted EPS | 5.88 | |||
| Diluted Average Shares | 10,073,996 | |||
PEOPLES FINANCIAL SERVICES CORP. (PFIS)
PEOPLES FINANCIAL SERVICES CORP. (PFIS)