Financial insights of PFIS

MyFinsight

Income Overview

Net Income
$11,830K
EPS
$1.47
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contracts with customers-Commission And Fees On Fiduciary Activities	NaN	NaN	NaN	563
Revenue from contracts with customers-Bank Servicing	3,157	3,164	3,386	3,664
Revenue from contracts with customers-Credit Card	180	163	321	584
Revenue from contracts with customers-Commission And Fees On Fiduciary Activities	551	551*	607	NaN
Revenue from contracts with customers-Asset Management1	646	108*	950	NaN
Mortgage banking income	241	162	148	125
Revenue from contracts with customers-Asset Management1	NaN	NaN	NaN	619
Increase in cash surrender value of life insurance	497	472	543	535
Interest rate swap gain	660	718	182	164
Net gains on equity investment securities	456	125	-21	-7
Net gains on sale of investment securities available for sale	510	-1,568*	NaN	NaN
Net losses on sale of fixed assets	NaN	-171*	-615	NaN
Total noninterest income	6,898	3,723	5,501	6,247
And Fee Income Loans And Leases	56,316	58,576	57,621	57,459
And Fee Income Loans	2,068	1,658	2,151	2,302
Income Securities Taxable	4,035	4,371	4,335	4,604
Income Securities	1,133	708	537	399
Dividends	259	32	47	40
Interest on interest-bearing deposits in other banks	89	95	101	96
Interest on federal funds sold	804	1,332	372	435
Total interest income	64,704	66,772	65,164	65,335
Interest on deposits	18,139	19,830	20,194	20,303
Interest on short-term borrowings	372	311	341	410
Interest on long-term debt	1,404	1,665	1,509	1,211
Interest on subordinated debt	1,749	1,750	1,748	1,026
Interest on junior subordinated debt	173	182	189	188
Total interest expense	21,837	23,738	23,981	23,138
Net interest income	42,867	43,034	41,183	42,197
Provision for credit losses	1,387	975	-838	-239
Net interest income after provision for credit losses	41,480	42,059	42,021	42,436
Salaries and employee benefits expense	14,517	14,971	14,128	13,761
Net occupancy and equipment expense	7,675	7,333	7,221	6,284
Acquisition related expenses	NaN	0	16	66
Amortization of intangible assets	1,517	1,515	1,515	1,684
Professional fees and outside services	1,086	1,856	935	1,168
Fdic insurance and assessments	756	683	607	976
Bank shares tax	744	NaN	NaN	NaN
Donations	NaN	-633	NaN	NaN
Advertising and corporate business development	1,304	NaN	1,106	1,074
Other expenses	2,264	5,339	3,150	3,249
Total noninterest expense	29,863	31,064	28,678	28,262
Income before income taxes	18,515	14,718	18,844	20,421
Income tax expense	3,768	2,742	3,598	3,465
Net income	14,747	11,976	15,246	16,956
Unrealized (loss) gain on investment securities available for sale	-3,383	2,728	7,415	1,859
Reclassification adjustment for net gains on available for sale securities included in net income	510	-2,746*	NaN	NaN
Change in benefit plan liabilities	NaN	-168*	NaN	NaN
Change in derivative fair value	156	50	18	16
Other comprehensive (loss) income before income tax (benefit) expense	-3,737	5,693	7,433	1,875
Income tax (benefit) expense related to other comprehensive (loss) income	-820	1,208	1,621	409
Other comprehensive (loss) income, net of income tax (benefit) expense	-2,917	4,485	5,812	1,466
Comprehensive income	11,830	16,461	21,058	18,422

Basic EPS	1.47	1.48*	1.53	1.7
Diluted EPS	1.47	1.632	1.51	1.68
Diluted Average Shares	10,029,213	10,083,623	10,086,915	10,082,260

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,830K
EPS
$1.47
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$11,830K
EPS
$1.47
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,830KEPS$1.47Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,830KEPS$1.47Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,830K
EPS
$1.47
Unit: Thousand (K) dollars

Net Income
$11,830K
EPS
$1.47
Unit: Thousand (K) dollars