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For the quarter ending 2026-03-31, PFIS has $5,423,330K in assets. $4,897,825K in debts.

Balance Sheets Overview

Debt to Asset Ratio
90.31%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Available for sale amortized cos...
    • Federal funds sold
    • Others
Liabilities Breakdown
    • Noninterest-bearing
    • Retained earnings
    • Capital surplus
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
59,479 58,420 62,133 60,173
Interest-bearing deposits in other banks
7,939 9,321 9,492 9,646
Federal funds sold
261,194 201,243 108,298 105,920
Total cash and cash equivalents
328,612 268,984 179,923 175,739
Available for sale amortized cost of 502,298 and 541,707, respectively, net of allowance for credit losses of 0 at march 31, 2026, and december 31, 2025
469,261 512,563 534,521 505,181
Held to maturity fair value of 60,954 and 62,798, respectively, net of allowance for credit losses of 0 at march 31, 2026, and december 31, 2025
70,557 72,047 73,286 75,137
Equity investments carried at fair value
3,054 2,598 2,473 2,494
Total investment securities
542,872 587,208 610,280 582,812
Loans
4,190,202 4,066,896 4,016,367 3,997,525
Less allowance for credit losses
39,586 39,007 39,843 40,890
Net loans
4,150,616 4,027,889 3,976,524 3,956,635
Loans held for sale
1,181 805 816 547
Goodwill
75,986 75,986 75,986 75,986
Premises and equipment, net
79,206 78,496 77,009 76,896
Bank owned life insurance
83,417 88,645 88,175 87,635
Deferred tax assets
26,264 26,555 30,025 31,647
Accrued interest receivable
17,991 17,633 16,995 15,854
Intangible assets, net
26,161 27,700 29,239 30,778
Other assets
91,024 70,677 74,664 73,350
Total assets
5,423,330 5,270,578 5,159,636 5,107,879
Noninterest-bearing
969,341 954,485 912,044 899,597
Interest-bearing
3,456,028 3,479,584 3,377,687 3,387,752
Total deposits
4,425,369 4,434,069 4,289,731 4,287,349
Short-term borrowings
179,321 32,721 76,310 76,340
Long-term debt
134,750 134,352 137,029 103,449
Subordinated debt
83,289 83,187 83,111 83,164
Junior subordinated debt
8,167 8,140 8,114 8,088
Accrued interest payable
7,890 6,792 7,976 4,640
Other liabilities
59,039 51,470 48,105 50,753
Total liabilities
4,897,825 4,750,731 4,650,376 4,613,783
Common stock, par value 2.00, authorized 25,000,000 shares, issued and outstanding 10,010,488, shares at march 31, 2026, and 9,994,595 shares at december 31, 2025
20,047 20,015 20,015 20,015
Capital surplus
251,065 251,023 250,735 250,468
Retained earnings
282,001 273,500 267,686 258,601
Accumulated other comprehensive loss
-27,608 -24,691 -29,176 -34,988
Total stockholders' equity
525,505 519,847 509,260 494,096
Total liabilities and stockholders' equity
5,423,330 5,270,578 5,159,636 5,107,879
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,190,202K Available for saleamortized cost of 502,298...$469,261K Held to maturity fairvalue of 60,954 and...$70,557K Equity investmentscarried at fair value$3,054K Federal funds sold$261,194K Cash and due frombanks$59,479K Interest-bearing deposits inother banks$7,939K Net loans$4,150,616K Total investmentsecurities$542,872K Total cash and cashequivalents$328,612K Other assets$91,024K Bank owned lifeinsurance$83,417K Premises and equipment,net$79,206K Goodwill$75,986K Deferred tax assets$26,264K Intangible assets, net$26,161K Accrued interestreceivable$17,991K Loans held for sale$1,181K Less allowance forcredit losses$39,586K Total assets$5,423,330K Total liabilities andstockholders' equity$5,423,330K Total liabilities$4,897,825K Total stockholders'equity$525,505K Accumulated othercomprehensive loss-$27,608K Total deposits$4,425,369K Short-term borrowings$179,321K Long-term debt$134,750K Subordinated debt$83,289K Other liabilities$59,039K Junior subordinateddebt$8,167K Accrued interestpayable$7,890K Retained earnings$282,001K Capital surplus$251,065K Common stock, par value2.00, authorized...$20,047K Interest-bearing$3,456,028K Noninterest-bearing$969,341K

PEOPLES FINANCIAL SERVICES CORP. (PFIS)

PEOPLES FINANCIAL SERVICES CORP. (PFIS)