PHR: the balance sheet

MyFinsight

For the year ending 2026-01-31, PHR has $663,790K in assets. $326,583K in debts. $73,830K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
152.72%
Quick Ratio
152.72%
Cash Ratio
40.29%
Debt to Asset Ratio
49.20%
Unit: Thousand (K) dollars
Assets Breakdown
Total current assets
Goodwill
Intangible assets, net of accumu...
Others
Liabilities Breakdown
Additional paid-in capital
Accumulated deficit
Long-term debt and finance lease...
Others

Balance Sheets	2026-01-31
Cash, cash equivalents, and restricted cash (including restricted cash of 1,691)	73,830
Settlement assets	32,999
Accounts receivable, net of allowance for doubtful accounts of 1,523 and 1,468 as of january31, 2026 and 2025, respectively	97,453
Cardholder receivables	38,330
Deferred purchase price receivables	18,003
Accrued interest and fees receivables	840
Deferred contract acquisition costs	410
Prepaid expenses and other current assets	17,978
Total current assets	279,843
Property and equipment, net of accumulated depreciation and amortization of 94,193 and 84,505 as of january31, 2026 and 2025, respectively	20,332
Capitalized internal-use software, net of accumulated amortization of 69,390 and 55,991 as of january31, 2026 and 2025, respectively	54,270
Operating lease right-of-use assets	2,002
Deferred contract acquisition costs	338
Intangible assets, net of accumulated amortization of 13,489 and 8,407 as of january31, 2026 and 2025, respectively	79,761
Goodwill	170,064
Deferred tax assets	1,593
Other assets	2,442
Long-term cardholder receivables	47,723
Long-term deferred purchase price receivables	5,422
Total assets	663,790

Settlement obligations	32,999
Current portion of debt and finance lease liabilities	7,971
Current portion of operating lease liabilities	1,254
Accounts payable	11,477
Accrued expenses	41,257
Due to healthcare providers	38,056
Deferred revenue	49,522
Other current liabilities	705
Total current liabilities	183,241
Long-term debt and finance lease liabilities	92,117
Operating lease liabilities, non-current	1,107
Long-term due to healthcare providers	45,329
Long-term deferred revenue	244
Long-term deferred tax liabilities	4,498
Other long-term liabilities	47
Total liabilities	326,583
Common stock, 0.01 par value500,000,000 shares authorized as of both january31, 2026 and 2025 62,020,186 and 60,083,444 shares issued as of january31, 2026 and 2025, respectively	620
Additional paid-in capital	1,181,679
Accumulated deficit	-799,190
Accumulated other comprehensive loss	-382
Treasury stock, at cost, 1,355,169 shares as of both january31, 2026 and 2025	45,520
Total stockholders equity	337,207
Total liabilities and stockholders equity	663,790

Unit: Thousand (K) dollars (except for numbers of shares and EPS).

MyFinsight

Balance Sheets Overview

Time Plot

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Balance Sheets

Balance Sheets Overview

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Current Ratio152.72%Quick Ratio152.72%Cash Ratio40.29%Debt to Asset Ratio49.20%Unit: Thousand (K) dollarsAssets BreakdownTotal current assetsGoodwillIntangible assets, net of accumu...OthersLiabilities BreakdownAdditional paid-in capitalAccumulated deficitLong-term debt and finance lease...Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Current Ratio152.72%Quick Ratio152.72%Cash Ratio40.29%Debt to Asset Ratio49.20%Unit: Thousand (K) dollarsAssets BreakdownTotal current assetsGoodwillIntangible assets, net of accumu...OthersLiabilities BreakdownAdditional paid-in capitalAccumulated deficitLong-term debt and finance lease...Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets