Financial insights of PHR

MyFinsight

Income Statement	2026-04-30	2026-01-31	2025-10-31	2025-07-31
Total revenues	130,935	127,067	120,333	117,255
Cost of revenue (excluding depreciation and amortization)	17,659	18,992	18,338	17,398
Payment solutions expense	25,675	21,398	19,689	20,243
Sales and marketing	24,209	24,656	24,148	25,396
Research and development	28,328	30,925	29,453	29,274
General and administrative	18,361	26,965	17,488	19,042
Depreciation	3,371	3,508	3,199	3,279
Amortization	6,583	6,180	4,279	4,130
Total expenses	124,186	132,624	116,594	118,762
Operating income (loss)	6,749	-5,557	3,739	-1,507
Other (expense) income, net	-7	1,273	1,006	336
Loss on extinguishment of debt	-17	369	NaN	NaN
Interest expense	2,299	6,677	NaN	NaN
Interest income, net	NaN	NaN	380	608
Interest income	297	269	NaN	NaN
Total other (expense) income, net	-2,026	-4,766	1,386	944
Income (loss) before income tax expense	4,723	-10,323	5,125	-563
Income tax expense	1,760	-11,618	854	-1,217
Net income (loss)	2,963	1,295	4,271	654

Basic EPS	0.05	0.021	0.07	0.01
Diluted EPS	0.05	0.02	0.07	0.01
Basic Average Shares	60,944,962	60,430,553	60,008,780	59,591,545
Diluted Average Shares	62,040,865	63,813,070	61,559,849	61,685,811

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.