For the year ending 2025-12-31, PRAA has $5,103,322K in assets. $4,063,357K in debts. $104,409K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and cash equivalents | 104,409 | |||
| Debt securities, available-for-sale | 64,934 | |||
| Equity securities-Private Equity Funds | 1,694 | |||
| Equity method investments-Total Reportable Segments | 0 | |||
| Investments | 66,628 | |||
| Finance receivables, net | 4,688,024 | |||
| Income taxes receivable | 17,702 | |||
| Deferred tax assets, net | 76,955 | |||
| Right-of-use assets | 29,206 | |||
| Property and equipment, net | 24,886 | |||
| Goodwill | 26,871 | |||
| Prepaid expenses and other assets | 68,641 | |||
| Total assets | 5,103,322 | |||
| Accrued expenses and accounts payable | 131,812 | |||
| Income taxes payable | 29,845 | |||
| Deferred tax liabilities, net | 17,064 | |||
| Lease liabilities | 32,160 | |||
| Interest-bearing deposits | 106,148 | |||
| Americas Revolving Credit Facility-Line Of Credit | 520,736 | |||
| Loans Payable-North American Credit Agreement | 460,111 | |||
| Line Of Credit-UKCredit Agreement-UKRevolving Credit | 499,848 | |||
| Europe Revolving Credit Facility-European Revolving Facilityand Term Loan-Line Of Credit | 577,335 | |||
| Long-term line of credit-Colombian Revolving Credit Facility-Revolving Credit Facility | 2,611 | |||
| Line Of Credit And Loans Payable | 2,060,641 | |||
| A2028Notes | 398,000 | |||
| A2029Notes | 350,000 | |||
| A2030Notes | 550,000 | |||
| A2032Notes | 352,350 | |||
| Face amount-Senior Notes | 1,650,350 | |||
| Debt outstanding | 3,710,991 | |||
| Less debt discount and issuance costs | -13,653 | |||
| Borrowings | 3,697,338 | |||
| Other liabilities | 48,990 | |||
| Total liabilities | 4,063,357 | |||
| Common stock, 0.01 par value 100,000 shares authorized, 38,453 shares issued and outstanding as of december 31, 2025 100,000 shares authorized, 39,510 shares issued and outstanding as of december 31, 2024 | 385 | |||
| Additional paid-in capital | 11,474 | |||
| Retained earnings | 1,255,007 | |||
| Accumulated other comprehensive loss | -287,015 | |||
| Total stockholders' equity - pra group, inc | 979,851 | |||
| Noncontrolling interests | 60,114 | |||
| Total equity | 1,039,965 | |||
| Total liabilities and equity | 5,103,322 | |||
PRA GROUP INC (PRAA)
PRA GROUP INC (PRAA)