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PRA GROUP INC (PRAA)

For the quarter ending 2025-06-30, PRAA made $287,688K in revenue. $42,374K in net income. Net profit margin of 14.73%.

Overview

Revenue
$287,688K
Net Income
$42,374K
Net Profit Margin
14.73%
EPS
$1.08
Unit: Thousand (K) dollars
Revenue Breakdown
    • Financing receivable, allowance ...
    • Core Portfolio Segment
    • Insolvency Portfolio Segment
    • Revenue from contract with custo...

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
2024-09-30
2024-06-30
Revenues, total287,688 281,477 284,229
Depreciation, depletion and amortization, nonproduction- 2,469 2,637
Other cost and expense, operating14,462 13,969 14,248
Legal fees15,625 14,479 13,762
Labor and related expense75,724 76,106 74,241
Communication9,417 10,048 11,577
Rent and occupancy3,504 4,175 4,136
Outside fees and services expenses21,071 20,452 18,124
Legal costs37,583 28,781 35,274
Depreciation, amortization and impairment2,503 - -
Agency fees22,688 21,020 21,008
Operating expenses, total202,577 191,499 195,007
Operating income (loss), total85,111 89,978 89,222
Interest income (expense), nonoperating-62,361 -61,062 -55,353
Gain (loss), foreign currency transaction, before tax50 10 -99
Gain on sale of equity method investment38,403 - -
Other nonoperating income (expense)-75 -676 46
Income (loss) from continuing operations before income taxes, noncontrolling interest, total61,128 28,250 33,816
Income tax expense (benefit)15,415 -672 8,702
Net income (loss), including portion attributable to noncontrolling interest, total45,713 28,922 25,114
Net income (loss) attributable to noncontrolling interest3,339 1,768 3,598
Net income (loss) attributable to parent, total42,374 27,154 21,516
Basic (in dollars per share)1.08 0.69 0.55
Basic (shares)39,323,000 39,421,000 39,364,000
Diluted (in dollars per share)1.08 0.69 0.54
Diluted (shares)39,385,000 39,492,000 39,546,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Core PortfolioSegment$25,342K Insolvency PortfolioSegment$7,950K Financing receivable,allowance for credit loss,...$33,292K (-54.59%↓ Y/Y)Financing receivable,allowance for credit...$250,934K (19.90%↑ Y/Y)Financing receivable,allowance for credit loss,...$284,226K (0.57%↑ Y/Y)Revenue from contractwith customer and fee...$3,462K (113.84%↑ Y/Y)Revenues, total$287,688K (1.22%↑ Y/Y)Gain on sale of equitymethod investment$38,403K Gain (loss), foreigncurrency transaction,...$50K (150.51%↑ Y/Y)Operating income (loss),total$85,111K (-4.61%↓ Y/Y)Operating expenses, total$202,577K (3.88%↑ Y/Y)Income (loss) fromcontinuing operations...$61,128K (80.77%↑ Y/Y)Interest income(expense), nonoperating-$62,361K (-12.66%↓ Y/Y)Other nonoperatingincome (expense)-$75K (-263.04%↓ Y/Y)Agency fees$22,688K (8.00%↑ Y/Y)Depreciation, amortizationand impairment$2,503K Legal costs$37,583K (6.55%↑ Y/Y)Outside fees andservices expenses$21,071K (16.26%↑ Y/Y)Rent and occupancy$3,504K (-15.28%↓ Y/Y)Communication$9,417K (-18.66%↓ Y/Y)Labor and relatedexpense$75,724K (2.00%↑ Y/Y)Legal fees$15,625K (13.54%↑ Y/Y)Other cost andexpense, operating$14,462K (1.50%↑ Y/Y)Net income (loss),including portion...$45,713K (82.02%↑ Y/Y)Income tax expense(benefit)$15,415K (77.14%↑ Y/Y)Net income (loss)attributable to parent, total$42,374K (96.94%↑ Y/Y)Net income (loss)attributable to...$3,339K (-7.20%↓ Y/Y)