For the quarter ending 2025-09-30, PRAA had -$24,491K decrease in cash & cash equivalents over the period. -$11,346K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net (loss)/income | -403,966 | 54,777 |
| Share-based compensation | 4,027 | 8,252 |
| Depreciation, amortization and impairment of long-lived assets | 2,439 | 6,272 |
| Goodwill impairment | 412,611 | - |
| Gain on sale of equity method investment | 0 | 38,403 |
| Amortization of debt premium and issuance costs | 1,976 | 3,863 |
| Changes in expected recoveries | 51,358 | 61,214 |
| Deferred income taxes | -7,687 | -2,733 |
| Net unrealized foreign currency transaction gain | -2,040 | 13,055 |
| Other | 306 | -935 |
| Other assets | -2,158 | 6,451 |
| Accrued expenses, accounts payable and other liabilities | 27,934 | -17,733 |
| Net cash used in operating activities | -10,132 | -65,490 |
| Purchases of property and equipment, net | 1,214 | 2,178 |
| Purchases of nonperforming loan portfolios | 256,933 | 633,308 |
| Recoveries collected and applied to finance receivables, net | 272,475 | 554,715 |
| Purchases of investments | 0 | 57,898 |
| Proceeds from sales and maturities of investments | 2,105 | 105,261 |
| Net cash used in investing activities | 16,433 | -33,408 |
| Proceeds from lines of credit | 332,600 | 407,127 |
| Principal payments on lines of credit | 670,976 | 245,297 |
| Principal payments on long-term debt | 2,500 | 5,000 |
| Proceeds from issuance of 2030 senior notes-A2032Notes | 351,990 | - |
| Proceeds from issuance of 2030 senior notes-A2030Notes | 0 | 0 |
| Retirement of 2025 senior notes-A2025Notes | 0 | - |
| Repurchases of common stock | 0 | 10,000 |
| Payments of origination costs and fees | 4,000 | 878 |
| Tax withholdings related to share-based payments | 132 | 2,052 |
| Distributions to noncontrolling interests | 8,965 | 15,040 |
| Contributions from noncontrolling interests | 0 | - |
| Net (decrease)/increase in interest-bearing deposits | -29,355 | -22,960 |
| Net cash provided by financing activities | -31,338 | 105,900 |
| Effect of foreign exchange rates | 546 | 20,885 |
| Net increase in cash, cash equivalents and restricted cash | -24,491 | 27,887 |
| Cash and cash equivalents at beginning of period | 107,431 | - |
| Cash and cash equivalents at end of period | 110,827 | - |
PRA GROUP INC (PRAA)
PRA GROUP INC (PRAA)