| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net (loss)/income | -349,189 | 54,777 |
| Share-based compensation | 12,279 | 8,252 |
| Depreciation, amortization and impairment of long-lived assets | 8,711 | 6,272 |
| Goodwill impairment | 412,611 | - |
| Gain on sale of equity method investment | 38,403 | 38,403 |
| Amortization of debt premium and issuance costs | 5,839 | 3,863 |
| Changes in expected recoveries | 112,572 | 61,214 |
| Deferred income taxes | -10,420 | -2,733 |
| Net unrealized foreign currency transaction gain | 11,015 | 13,055 |
| Other | -629 | -935 |
| Other assets | 4,293 | 6,451 |
| Accrued expenses, accounts payable and other liabilities | 10,201 | -17,733 |
| Net cash used in operating activities | -75,622 | -65,490 |
| Purchases of property and equipment, net | 3,392 | 2,178 |
| Purchases of nonperforming loan portfolios | 890,241 | 633,308 |
| Recoveries collected and applied to finance receivables, net | 827,190 | 554,715 |
| Purchases of investments | 57,898 | 57,898 |
| Proceeds from sales and maturities of investments | 107,366 | 105,261 |
| Net cash used in investing activities | -16,975 | -33,408 |
| Proceeds from lines of credit | 739,727 | 407,127 |
| Principal payments on lines of credit | 916,273 | 245,297 |
| Principal payments on long-term debt | 7,500 | 5,000 |
| Proceeds from issuance of 2030 senior notes-A2032Notes | 351,990 | - |
| Proceeds from issuance of 2030 senior notes-A2030Notes | 0 | 0 |
| Retirement of 2025 senior notes-A2025Notes | 0 | - |
| Repurchases of common stock | 10,000 | 10,000 |
| Payments of origination costs and fees | 4,878 | 878 |
| Tax withholdings related to share-based payments | 2,184 | 2,052 |
| Distributions to noncontrolling interests | 24,005 | 15,040 |
| Contributions from noncontrolling interests | 0 | - |
| Net (decrease)/increase in interest-bearing deposits | -52,315 | -22,960 |
| Net cash provided by financing activities | 74,562 | 105,900 |
| Effect of foreign exchange rates | 21,431 | 20,885 |
| Net increase in cash, cash equivalents and restricted cash | 3,396 | 27,887 |
| Cash and cash equivalents at beginning of period | 107,431 | - |
| Cash and cash equivalents at end of period | 110,827 | - |
PRA GROUP INC (PRAA)
PRA GROUP INC (PRAA)