| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and cash equivalents | 49,407 | |||
| Gross unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 124 | |||
| Gross unrealized (losses)-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 9,284 | |||
| Estimated fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 89,994 | |||
| Gross unrealized gains-Collateralized Mortgage Obligations Issued By Us Government Sponsored Enterprises | 18 | |||
| Gross unrealized (losses)-Collateralized Mortgage Obligations Issued By Us Government Sponsored Enterprises | 78 | |||
| Estimated fair value-Collateralized Mortgage Obligations Issued By Us Government Sponsored Enterprises | 4,406 | |||
| Gross unrealized gains-Small Business Administration Loan Pool Securities | 0 | |||
| Gross unrealized (losses)-Small Business Administration Loan Pool Securities | 3 | |||
| Estimated fair value-Small Business Administration Loan Pool Securities | 254 | |||
| Investment securities - held to maturity, at cost with no allowance for credit losses | 103,877 | |||
| Investment securities - available for sale, at fair value | 1,544 | |||
| Total loans held for investment | 1,037,825 | |||
| Advance payments of escrows | 184 | |||
| Deferred loan costs, net | 9,547 | |||
| Acl on loans | 5,780 | |||
| Loans held for investment, net of allowance for credit losses of 5.8 million and 6.4 million, respectively includes 1.0 million and 1.0 million of loans held at fair value, respectively 732.9 million and 734.4 million pledged to federal home loan bank ('fhlb') - san francisco, respectively 221.4 million and 227.0 million pledged to federal reserve bank ('frb') - san francisco, respectively | 1,041,776 | |||
| Accrued interest receivable | 4,180 | |||
| Fhlb - san francisco stock and other equity investments, includes 702 and 730 of other equity investments at fair value, respectively | 10,270 | |||
| Premises and equipment, net | 8,992 | |||
| Prepaid expenses and other assets | 10,761 | |||
| Total assets | 1,230,807 | |||
| Noninterest-bearing deposits | 79,007 | |||
| Interest-bearing deposits | 795,832 | |||
| Total deposits | 874,839 | |||
| Borrowings | 213,066 | |||
| Accounts payable, accrued interest and other liabilities | 14,532 | |||
| Total liabilities | 1,102,437 | |||
| Common stock, 0.01 par value, (40,000,000 and 40,000,000 shares authorized, 18,229,615 and 18,229,615 shares issued, and 6,511,011 and 6,577,718 shares outstanding, respectively) | 183 | |||
| Additional paid-in capital | 99,306 | |||
| Retained earnings | 213,163 | |||
| Treasury stock at cost (11,718,604 and 11,651,897 shares, respectively) | 184,300 | |||
| Accumulated other comprehensive income, net of tax | 18 | |||
| Total stockholders' equity | 128,370 | |||
| Total liabilities and stockholders' equity | 1,230,807 | |||
PROVIDENT FINANCIAL HOLDINGS INC (PROV)
PROVIDENT FINANCIAL HOLDINGS INC (PROV)