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Cash Flow Overview

Change in Cash
$2,756K
Free Cash flow
$1,745K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in deposits
    • Proceeds from long-term borrowin...
    • Net decrease (increase) in loans...
    • Others
Negative Cash Flow Breakdown
    • Repayments of long-term borrowin...
    • Proceeds from (repayments of) sh...
    • Treasury stock purchases
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
1,354
1,436
1,681
6,255
Depreciation and amortization
1,170
1,022
810
3,486
Recovery of credit losses
326
-158
-626
-666
Net unrealized loss (gain) on other equity investments
-99
19
-28
190
Stock-based compensation
119
128
123
543
(benefit) provision for deferred income taxes
222
148
-272
-1,430
Decrease in accounts payable, accrued interest and other liabilities
-622
-515
-997
-1,907
Decrease in prepaid expenses and other assets
334
527
-1,205
266
Net cash provided by operating activities
1,890
1,219
2,496
8,685
Net decrease (increase) in loans held for investment
-7,055
-3,733
-4,273
-6,437
Purchase of investment securities - held to maturity
-
-
-
981
Principal payments from investment securities - held to maturity
4,845
4,914
5,449
21,260
Principal payments from investment securities - available for sale
55
138
64
273
Purchase of premises and equipment
145
187
44
530
Net cash provided by investing activities
11,810
8,598
9,742
26,459
Net increase in deposits
20,451
-2,405
-13,933
424
Proceeds from long-term borrowings
15,000
54,000
-
87,000
Repayments of long-term borrowings
54,007
41,007
5,008
77,512
Repayments of short-term borrowings, net
-
8,000
-
35,000
Proceeds from (repayments of) short-term borrowings, net
-3,000
-
5,000
-
Treasury stock purchases
1,497
1,536
1,059
4,448
Withholding taxes on stock-based compensation
-
-
-
128
Cash dividends
891
906
921
3,766
Net cash used for financing activities
-10,944
-4,854
-15,921
-33,430
Net increase (decrease) in cash and cash equivalents
2,756
4,963
-3,683
1,714
Cash and cash equivalents at beginning of period
49,407
49,407
53,090
-
Cash and cash equivalents at end of period
57,126
54,370
49,407
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net decrease(increase) in loans held for...-$7,055K Principal payments frominvestment securities -...$4,845K Net income$1,354K Depreciation andamortization$1,170K Principal payments frominvestment securities -...$55K Recovery of credit losses$326K Stock-based compensation$119K Net unrealized loss(gain) on other equity...-$99K Net cash provided byinvesting activities$11,810K Net cash provided byoperating activities$1,890K Canceled cashflow$145K Canceled cashflow$1,178K Net increase(decrease) in cash and cash...$2,756K Canceled cashflow$10,944K Purchase of premises andequipment$145K Net increase indeposits$20,451K Proceeds from long-termborrowings$15,000K something is missing$13,000K Decrease in accountspayable, accrued...-$622K Decrease in prepaidexpenses and other assets$334K (benefit) provision fordeferred income taxes$222K Net cash used forfinancing activities-$10,944K Canceled cashflow$48,451K Repayments of long-termborrowings$54,007K Proceeds from(repayments of) short-term...-$3,000K Treasury stock purchases$1,497K Cash dividends$891K

PROVIDENT FINANCIAL HOLDINGS INC (PROV)

PROVIDENT FINANCIAL HOLDINGS INC (PROV)