| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 1,681 |
| Depreciation and amortization | 810 |
| Recovery of credit losses | -626 |
| Net unrealized loss (gain) on other equity investments | -28 |
| Stock-based compensation | 123 |
| Provision for deferred income taxes | -272 |
| Decrease in accounts payable, accrued interest and other liabilities | -997 |
| Decrease in prepaid expenses and other assets | -1,205 |
| Net cash provided by operating activities | 2,496 |
| Net decrease in loans held for investment | -4,273 |
| Principal payments from investment securities - held to maturity | 5,449 |
| Principal payments from investment securities - available for sale | 64 |
| Purchase of premises and equipment | 44 |
| Net cash provided by investing activities | 9,742 |
| Net decrease in deposits | -13,933 |
| Repayments of long-term borrowings | 5,008 |
| Proceeds from (repayments of) short-term borrowings, net | 5,000 |
| Treasury stock purchases | 1,059 |
| Cash dividends | 921 |
| Net cash used for financing activities | -15,921 |
| Net decrease in cash and cash equivalents | -3,683 |
| Cash and cash equivalents at beginning of period | 53,090 |
| Cash and cash equivalents at end of period | 49,407 |
PROVIDENT FINANCIAL HOLDINGS INC (PROV)
PROVIDENT FINANCIAL HOLDINGS INC (PROV)