prov: the income statement

MyFinsight

PROVIDENT FINANCIAL HOLDINGS INC (PROV)

For the year ending 2025-06-30, PROV made $59,489K in revenue. $6,255K in net income. Net profit margin of 10.51%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Non-interest income-Debit Card	1,265
Non-interest income-Deposit Account	1,112
Other	735
Loan servicing and other fees	419
Total non-interest income	3,531
Sales and marketing	714
Professional	1,579
Other	3,578
Premises and occupancy	3,634
Salaries and employee benefits	19,006
Equipment	1,542
Deposit insurance premium and regulatory assessments	740
Total non-interest expense	30,793
Recovery of credit losses	-666
Deposits	11,226
Borrowings	9,929
Total interest expense	21,155
Fhlb - san francisco and other equity investments	845
Interest-earning deposits	1,378
Investment securities	1,858
Loans receivable, net	52,543
Total interest income	56,624
Net interest income	35,469
Net interest income, after recovery of credit losses	36,135
Income before income taxes	8,873
Provision for income taxes	2,618
Net income	6,255

Earnings per share, basic	0.93
Earnings per share, diluted	0.93
Weighted average number of shares outstanding, basic	6,716,086
Weighted average number of shares outstanding, diluted	6,760,962

Unit: Thousand (K) dollars (except for numbers of shares and EPS)