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Income Overview

Net Income
$1,354K
EPS
$0.21
Unit: Thousand (K) dollars
Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Non-interest income-Deposit Account
271
273
265
278*
Non-interest income-Debit Card
280
286
302
322*
Loan servicing and other fees
125
176
146
61*
Other
37
182
100
162*
Total non-interest income
713
917
813
822*
Loans receivable, net
12,705
13,072
13,131
12,957*
Investment securities
395
411
430
447*
Fhlb - san francisco and other equity investments
-
-
-
211*
Fhlb - san francisco stock and other equity investments
488
214
211
-
Interest-earning deposits
272
253
374
255*
Total interest income
13,860
13,950
14,146
13,869*
Checking and money market deposits
54
56
51
-
Savings deposits
219
197
171
-
Deposits
-
-
-
2,871*
Time deposits
2,609
2,672
2,764
-
Borrowings
1,815
2,101
2,230
2,270*
Total interest expense
4,697
5,026
5,216
5,141*
Net interest income
9,163
8,924
8,930
8,728*
Provision for (recovery of) credit gaines
326
-158
-626
966*
Net interest income, after provision for (recovery of) credit losses
8,837
9,082
9,556
7,762*
Salaries and employee benefits
4,813
4,783
4,770
4,893*
Premises and occupancy
884
851
947
888*
Equipment
444
479
406
402*
Professional
325
442
414
361*
Sales and marketing
179
158
148
183*
Deposit insurance premium and regulatory assessments
157
177
165
173*
Other
837
1,059
784
826*
Total non-interest expense
7,639
7,949
7,634
7,725*
Income before income taxes
1,911
2,050
2,735
859*
Provision for income taxes
557
614
1,054
239*
Net income
1,354
1,436
1,681
620
Basic EPS
0.21
0.22
0.26
0.093
Diluted EPS
0.21
0.22
0.25
0.093
Basic Average Shares
6,367,000
6,462,000
6,566,000
6,635,258
Diluted Average Shares
6,447,000
6,531,000
6,626,000
6,686,886
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans receivable, net$12,705K (-4.96%↓ Y/Y)Fhlb - san franciscostock and other equity...$488K (129.11%↑ Y/Y)Investment securities$395K (-13.94%↓ Y/Y)Interest-earning deposits$272K (-30.08%↓ Y/Y)Total interest income$13,860K (-3.94%↓ Y/Y)Net interest income$9,163K (-0.53%↓ Y/Y)Non-interest income-DebitCard$280K Non-interest income-DepositAccount$271K Loan servicing andother fees$125K (-7.41%↓ Y/Y)Other$37K (-81.95%↓ Y/Y)Total interestexpense$4,697K (-9.97%↓ Y/Y)Net interestincome, after provision...$8,837K (-7.98%↓ Y/Y)Total non-interestincome$713K (-21.39%↓ Y/Y)Provision for (recoveryof) credit gaines$326K (183.38%↑ Y/Y)Time deposits$2,609K (1.40%↑ Y/Y)Borrowings$1,815K (-26.55%↓ Y/Y)Savings deposits$219K (72.44%↑ Y/Y)Checking and money marketdeposits$54K (17.39%↑ Y/Y)Income before incometaxes$1,911K (-28.00%↓ Y/Y)Total non-interestexpense$7,639K (-2.76%↓ Y/Y)Net income$1,354K (-27.09%↓ Y/Y)Provision for income taxes$557K (-30.11%↓ Y/Y)Salaries and employeebenefits$4,813K (0.77%↑ Y/Y)Premises and occupancy$884K (0.45%↑ Y/Y)Other$837K (-18.02%↓ Y/Y)Equipment$444K (6.47%↑ Y/Y)Professional$325K (-15.80%↓ Y/Y)Sales and marketing$179K (-1.10%↓ Y/Y)Deposit insurancepremium and regulatory...$157K (-19.49%↓ Y/Y)

PROVIDENT FINANCIAL HOLDINGS INC (PROV)

PROVIDENT FINANCIAL HOLDINGS INC (PROV)