Financial insights of PROV

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Non-interest income-Deposit Account	271	273	265	278*
Non-interest income-Debit Card	280	286	302	322*
Loan servicing and other fees	125	176	146	61*
Other	37	182	100	162*
Total non-interest income	713	917	813	822*
Loans receivable, net	12,705	13,072	13,131	12,957*
Investment securities	395	411	430	447*
Fhlb - san francisco and other equity investments	-	-	-	211*
Fhlb - san francisco stock and other equity investments	488	214	211	-
Interest-earning deposits	272	253	374	255*
Total interest income	13,860	13,950	14,146	13,869*
Checking and money market deposits	54	56	51	-
Savings deposits	219	197	171	-
Deposits	-	-	-	2,871*
Time deposits	2,609	2,672	2,764	-
Borrowings	1,815	2,101	2,230	2,270*
Total interest expense	4,697	5,026	5,216	5,141*
Net interest income	9,163	8,924	8,930	8,728*
Provision for (recovery of) credit gaines	326	-158	-626	966*
Net interest income, after provision for (recovery of) credit losses	8,837	9,082	9,556	7,762*
Salaries and employee benefits	4,813	4,783	4,770	4,893*
Premises and occupancy	884	851	947	888*
Equipment	444	479	406	402*
Professional	325	442	414	361*
Sales and marketing	179	158	148	183*
Deposit insurance premium and regulatory assessments	157	177	165	173*
Other	837	1,059	784	826*
Total non-interest expense	7,639	7,949	7,634	7,725*
Income before income taxes	1,911	2,050	2,735	859*
Provision for income taxes	557	614	1,054	239*
Net income	1,354	1,436	1,681	620

Basic EPS	0.21	0.22	0.26	0.093
Diluted EPS	0.21	0.22	0.25	0.093
Basic Average Shares	6,367,000	6,462,000	6,566,000	6,635,258
Diluted Average Shares	6,447,000	6,531,000	6,626,000	6,686,886

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.