QNB CORP. (QNBC)
QNB CORP. (QNBC)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Dividends from subsidiary | NaN | 9,685 | NaN | NaN |
| Interest, dividend and other income | NaN | 868 | NaN | NaN |
| Securities gains (losses) | NaN | 0 | NaN | NaN |
| Net unrealized (loss) gain on investment equity securities | NaN | 0 | NaN | NaN |
| Total income | NaN | 10,553 | NaN | NaN |
| Expenses | NaN | 5,783 | NaN | NaN |
| Income before applicable income taxes and equity in undistributed income of subsidiary | NaN | 4,770 | NaN | NaN |
| Provision for income taxes | NaN | -812 | NaN | NaN |
| Income before equity in undistributed income of subsidiary | NaN | 5,582 | NaN | NaN |
| Equity in undistributed income of subsidiary | NaN | 8,508 | NaN | NaN |
| Net income | 2,765 | 3,981 | 3,648 | 6,461 |
| Depreciation and amortization | 398 | 323 | 391 | 890 |
| Provision for credit losses | 300 | -48 | 93 | 404 |
| Net (gain) loss on sales of investment debt and equity securities | NaN | 0 | NaN | NaN |
| Net unrealized loss (gain) on equity securities | NaN | 0 | NaN | NaN |
| Net gain on sale of loans | 8 | 0 | 41 | 22 |
| Proceeds from sales of residential mortgages held-for-sale | 757 | 0 | 1,586 | 668 |
| Origination of residential mortgages held-for-sale | 1,702 | 246 | 1,135 | 2,005 |
| Increase in cash surrender value of bank-owned life insurance | 92 | 84 | 86 | 168 |
| Stock-based compensation expense | 117 | 92 | 78 | 164 |
| Amortization of deferred costs on subordinated debt | NaN | 200 | NaN | NaN |
| Deferred income tax expense | -184 | 33 | 106 | -32 |
| Net decrease in income taxes payable | -517 | 1,283 | 460 | 199 |
| Net (increase) decrease in accrued interest receivable | 11 | -163 | 0 | 37 |
| Fair value remeasurements on interest rate swap | 44 | -23 | -71 | -70 |
| Amortization of mortgage servicing rights and change in valuation allowance | 9 | 14 | 14 | 21 |
| Net amortization of premiums and discounts on investment securities | -308 | -292 | -310 | -520 |
| Net amortization of deferred costs on subordinated debt | -100 | NaN | 50 | 100 |
| Net decrease in accrued interest payable | -1,457 | 1,217 | -2,418 | -1,329 |
| Operating lease payments | 168 | 166 | 152 | 323 |
| (increase) decrease in other assets | 1,894 | -777 | 604 | -456 |
| Decrease in other liabilities | -1,017 | 695 | 1,574 | -1,217 |
| Proceeds from the sale of investment securities available-for-sale | NaN | 0 | NaN | 0 |
| Net cash used in operating activities | -1,934 | 8,287 | 3,591 | 4,744 |
| Proceeds from payments, maturities and calls of investments available-for-sale | 27,194 | 22,788 | 32,312 | 49,226 |
| Purchases of investments available-for-sale | 13,439 | 21,115 | 19,373 | 40,452 |
| Proceeds from the sale of equity securities | NaN | 0 | NaN | 0 |
| Purchases of equity securities | NaN | 0 | NaN | NaN |
| Proceeds from redemption of investment in restricted stock | 937 | 145 | 904 | 3,270 |
| Purchases of restricted stock | 1,701 | 1,940 | 0 | 3,606 |
| Net (increase) decrease in loans | -20,686 | -15,542 | -27,245 | -1,615 |
| Net purchases of premises and equipment | 691 | 466 | 257 | 413 |
| Redemption of bank owned life insurance investment | NaN | 0 | NaN | NaN |
| Net cash (used in) provided by investing activities | -8,386 | -16,130 | -13,659 | 6,410 |
| Net (decrease) increase in non-interest-bearing deposits | -2,377 | 465 | -11,968 | 17,961 |
| Repayment of long-term debt | NaN | 0 | 0 | 30,000 |
| Net increase in interest-bearing deposits | 13,297 | -39,494 | 41,841 | 5,165 |
| Net increase (decrease) in short-term borrowings | 6,205 | 31,898 | -18,761 | 13,620 |
| Cash dividends paid, net of reinvestment | 1,309 | 1,258 | 1,253 | 2,489 |
| Proceeds from issuance of common stock | 810 | 198 | 69 | 347 |
| Net cash provided by financing activities | 16,626 | -8,191 | 9,928 | 4,604 |
| Increase in cash and cash equivalents | 6,306 | -16,034 | -140 | 15,758 |
| Cash and cash equivalents at beginning of year | 50,297 | 66,331 | 50,713 | NaN |
| Cash and cash equivalents at end of period | 56,603 | 50,297 | 66,331 | NaN |