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QNB CORP. (QNBC)

QNB CORP. (QNBC)

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Cash Flow Overview

Change in Cash
$22,737K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from payments, maturiti...
    • Cash received in acquisition
    • Net increase in non-interest-bea...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Purchases of investments availab...
    • Net (decrease) increase in short...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Dividends from subsidiary
-
-
9,685
-
Interest, dividend and other income
-
-
868
-
Securities gains (losses)
-
-
0
-
Net unrealized (loss) gain on investment equity securities
-
-
0
-
Total income
-
-
10,553
-
Expenses
-
-
5,783
-
Income before applicable income taxes and equity in undistributed income of subsidiary
-
-
4,770
-
Provision for income taxes
-
-
-812
-
Income before equity in undistributed income of subsidiary
-
-
5,582
-
Equity in undistributed income of subsidiary
-
-
8,508
-
Net income
3,015
2,765
3,981
3,648
Depreciation and amortization
529
398
323
391
Provision for credit losses
222
300
-48
93
Reserve for make whole agreement
23
-
-
-
Net gain on investment debit and equity securities
96
-
0
-
Net unrealized gain on equity securities
268
-
0
-
Net gain on sale of loans
36
8
0
41
Proceeds from sales of residential mortgages held-for-sale
1,808
757
0
1,586
Origination of residential mortgages held-for-sale
968
1,702
246
1,135
Increase in cash surrender value of bank-owned life insurance
133
92
84
86
Stock-based compensation expense
181
117
92
78
Amortization of deferred costs on subordinated debt
-
-
200
-
Amortization of core deposit intangible asset
332
-
-
-
Deferred income tax (income) expense
1,101
-184
33
106
Net (decrease) increase in income taxes payable
-237
-517
1,283
460
Net decrease (increase) in accrued interest receivable
-42
11
-163
0
Fair value remeasurements on interest rate swap
-2
44
-23
-71
Amortization of mortgage servicing rights and change in valuation allowance
12
9
14
14
Net amortization of premiums and discounts on investment securities
56
-308
-292
-310
Net amortization of deferred costs on subordinated debt
50
-100
-
50
Net decrease in accrued interest payable
469
-1,457
1,217
-2,418
Operating lease payments
227
168
166
152
(increase) decrease in other assets
-1,496
1,894
-777
604
Increase (decrease) in other liabilities
1,829
-1,017
695
1,574
Net cash provided by operating activities
6,884
-1,934
8,287
3,591
Proceeds from payments, maturities and calls of investments available-for-sale
40,900
27,194
22,788
32,312
Proceeds from sale of investment securities available-for-sale
6,752
-
0
-
Purchases of investments available-for-sale
20,010
13,439
21,115
19,373
Proceeds from the sale of equity securities
-
-
0
-
Purchases of equity securities
-
-
0
-
Proceeds from redemption of investment in restricted stock
5,839
937
145
904
Purchases of restricted stock
4,247
1,701
1,940
0
Net increase in loans
-24,854
-20,686
-15,542
-27,245
Net purchases of premises and equipment
834
691
466
257
Redemption of bank owned life insurance investment
-
-
0
-
Cash received in acquisition
20,553
-
-
-
Net cash provided by investing activities
24,099
-8,386
-16,130
-13,659
Net increase in non-interest-bearing deposits
7,379
-2,377
465
-11,968
Net increase in interest-bearing deposits
-2,834
13,297
-39,494
41,841
Net (decrease) increase in short-term borrowings
-11,378
6,205
31,898
-18,761
Repayments of long-term debt
0
-
0
0
Cash dividends paid, net of reinvestment
1,769
1,309
1,258
1,253
Proceeds from issuance of common stock
356
810
198
69
Net cash provided by financing activities
-8,246
16,626
-8,191
9,928
Increase in cash and cash equivalents
22,737
6,306
-16,034
-140
Cash and cash equivalents at beginning of year
56,603
50,297
66,331
50,713
Cash and cash equivalents at end of period
79,340
56,603
50,297
66,331
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from payments,maturities and calls of...$40,900K (-16.91%↓ Y/Y)Net income$3,015K (-53.34%↓ Y/Y)Increase (decrease) inother liabilities$1,829K (250.29%↑ Y/Y)Proceeds from sales ofresidential mortgages...$1,808K (170.66%↑ Y/Y)(increase) decrease inother assets-$1,496K (-228.07%↓ Y/Y)Cash received inacquisition$20,553K Proceeds from sale ofinvestment securities...$6,752K Proceeds from redemptionof investment in...$5,839K (78.56%↑ Y/Y)Depreciation andamortization$529K (-40.56%↓ Y/Y)Net decrease inaccrued interest...$469K (135.29%↑ Y/Y)Amortization of core depositintangible asset$332K Provision for creditlosses$222K (-45.05%↓ Y/Y)Stock-based compensationexpense$181K (10.37%↑ Y/Y)Net amortization ofdeferred costs on...$50K (-50.00%↓ Y/Y)Net decrease(increase) in accrued...-$42K (-213.51%↓ Y/Y)Reserve for make wholeagreement$23K Amortization of mortgageservicing rights and...$12K (-42.86%↓ Y/Y)Net cash provided byinvesting activities$24,099K (275.96%↑ Y/Y)Net cash provided byoperating activities$6,884K (45.11%↑ Y/Y)Canceled cashflow$49,945K Canceled cashflow$3,124K Increase in cash and cashequivalents$22,737K (44.29%↑ Y/Y)Canceled cashflow$8,246K Net increase inloans-$24,854K (-1438.95%↓ Y/Y)Purchases of investmentsavailable-for-sale$20,010K (-50.53%↓ Y/Y)Purchases of restrictedstock$4,247K (17.78%↑ Y/Y)Net purchases ofpremises and equipment$834K (101.94%↑ Y/Y)Net increase innon-interest-bearing deposits$7,379K (-58.92%↓ Y/Y)Proceeds from issuance ofcommon stock$356K (2.59%↑ Y/Y)Deferred income tax(income) expense$1,101K (3540.63%↑ Y/Y)Origination of residentialmortgages held-for-sale$968K (-51.72%↓ Y/Y)Net unrealized gainon equity...$268K Net (decrease)increase in income taxes...-$237K (-219.10%↓ Y/Y)Operating lease payments$227K (-29.72%↓ Y/Y)Increase in cashsurrender value of...$133K (-20.83%↓ Y/Y)Net gain oninvestment debit and equity...$96K Net amortization ofpremiums and discounts on...$56K (110.77%↑ Y/Y)Net gain on sale ofloans$36K (63.64%↑ Y/Y)Fair valueremeasurements on interest rate...-$2K (97.14%↑ Y/Y)Net cash provided byfinancing activities-$8,246K (-279.11%↓ Y/Y)Canceled cashflow$7,735K Net (decrease)increase in short-term...-$11,378K (-183.54%↓ Y/Y)Net increase ininterest-bearing deposits-$2,834K (-154.87%↓ Y/Y)Cash dividends paid,net of reinvestment$1,769K (-28.93%↓ Y/Y)