MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Income Overview

Net Income
$3,015K
EPS
$0.6
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Interest and fees on loans
26,632
18,626
18,375*
18,386
Taxable
3,120
3,143
3,685*
3,917
Tax-exempt
368
355
353*
353
Interest on interest-bearing balances and other interest income
511
352
286*
862
Total interest income
30,631
22,476
22,698*
23,518
Interest-bearing demand
2,660
1,994
2,382*
2,630
Money market
2,691
1,603
1,741*
1,852
Savings
1,361
903
891*
899
Time less than 100
-
1,327
1,491*
1,583
Time of 100 through 250
-
1,311
1,458*
1,545
Time less than or equal to 250
2,956
-
-
-
Time greater than 250
736
530
522*
560
Interest on short-term borrowings
596
762
299*
514
Interest on long-term debt
0
0
222*
-
Interest on subordinated debt
1,280
937
938*
937
Total interest expense
12,280
9,367
9,942*
10,520
Net interest income
18,351
13,109
12,756*
12,998
Provision (reversal) for credit losses
222
300
529*
93
Net interest income after provision (reversal) for credit losses
18,129
12,809
12,227*
12,905
Fees for services to customers
658
513
477*
521
Atm and debit card
811
741
742*
776
Retail brokerage and advisory
148
203
144*
196
Bank-owned life insurance
133
92
88*
86
Merchant
81
82
80*
79
Net gain on sale of securities
96
-
-
-
Net unrealized gain on equity securities
268
-
-
-
Net loss on interest-rate swap termination
-303
-
-
-
Net loss on sale of loans
36
8
-4*
41
Other
211
162
184*
148
Total non-interest income
2,139
1,801
1,709*
1,847
Salaries and employee benefits
7,200
5,616
6,291*
5,248
Net occupancy
767
685
648*
569
Furniture and equipment
1,422
1,207
1,053*
1,119
Marketing
242
358
342*
214
Third party services
1,193
814
638*
833
Telephone, postage and supplies
150
123
141*
127
State taxes
441
205
176*
278
Fdic insurance premiums
302
192
265*
243
Merger-related expenses
3,084
888
-419*
519
Other
1,635
1,050
1,058*
1,032
Total non-interest expense
16,436
11,138
10,191*
10,182
Income before income taxes
3,832
3,472
3,744*
4,570
Provision for income taxes
817
707
950*
922
Net income
3,015
2,765
2,794
3,648
Basic EPS
0.61
0.74
0.752
0.98
Diluted EPS
0.6
0.73
0.75
0.98
Basic Average Shares
4,968,665
3,760,664
3,715,039
3,721,501
Diluted Average Shares
5,001,610
3,775,579
3,726,937
3,735,993
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$26,632K (47.41%↑ Y/Y)Taxable$3,120K (-21.41%↓ Y/Y)Interest oninterest-bearing balances and...$511K (-28.83%↓ Y/Y)Tax-exempt$368K (3.66%↑ Y/Y)Total interest income$30,631K (32.54%↑ Y/Y)Net interest income$18,351K (45.04%↑ Y/Y)Atm and debit card$811K (12.02%↑ Y/Y)Fees for services tocustomers$658K (35.67%↑ Y/Y)Net unrealized gainon equity...$268K Other$211K (55.15%↑ Y/Y)Retail brokerage andadvisory$148K (5.71%↑ Y/Y)Bank-owned life insurance$133K (64.20%↑ Y/Y)Total interestexpense$12,280K (17.42%↑ Y/Y)Net gain on sale ofsecurities$96K Merchant$81K (-1.22%↓ Y/Y)Net loss on sale ofloans$36K (800.00%↑ Y/Y)Net interest incomeafter provision...$18,129K (41.65%↑ Y/Y)Total non-interestincome$2,139K (29.48%↑ Y/Y)Provision (reversal) forcredit losses$222K (252.05%↑ Y/Y)Net loss oninterest-rate swap...-$303K Time less than orequal to 250$2,956K Money market$2,691K (44.52%↑ Y/Y)Interest-bearing demand$2,660K (14.90%↑ Y/Y)Savings$1,361K (51.05%↑ Y/Y)Interest on subordinateddebt$1,280K (36.46%↑ Y/Y)Time greater than 250$736K (39.66%↑ Y/Y)Interest on short-termborrowings$596K (-13.50%↓ Y/Y)Income before incometaxes$3,832K (-21.60%↓ Y/Y)Total non-interestexpense$16,436K (71.89%↑ Y/Y)Net income$3,015K (-22.35%↓ Y/Y)Provision for income taxes$817K (-18.71%↓ Y/Y)Salaries and employeebenefits$7,200K (37.12%↑ Y/Y)Merger-related expenses$3,084K Other$1,635K (69.08%↑ Y/Y)Furniture and equipment$1,422K (25.29%↑ Y/Y)Third party services$1,193K (51.40%↑ Y/Y)Net occupancy$767K (40.48%↑ Y/Y)State taxes$441K (86.86%↑ Y/Y)Fdic insurancepremiums$302K (12.27%↑ Y/Y)Marketing$242K (-3.20%↓ Y/Y)Telephone, postage andsupplies$150K (25.00%↑ Y/Y)

QNB CORP. (QNBC)

QNB CORP. (QNBC)