qnbc: the income statement

MyFinsight

QNB CORP. (QNBC)

For the quarter ending 2025-06-30, QNBC made $24,616K in revenue. $3,883K in net income. Net profit margin of 15.77%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	1,005
Other	136
Net gain (loss) on sale of loans	4
Bank-owned life insurance	81
Retail brokerage and advisory	140
Merchant	82
Fees for services to customers	485
Atm and debit card	724
Total non-interest income	1,652
Other	967
Net occupancy	546
Marketing	250
Salaries and employee benefits	5,251
Fdic insurance premiums	269
Furniture and equipment	1,135
Telephone, postage and supplies	120
State taxes	236
Third party services	788
Total non-interest expense	9,562
(reversal) provision for credit losses	-146
Time less than 100	1,617
Interest on short-term borrowings	689
Savings	901
Money market	1,862
Interest on long-term debt	67
Interest-bearing demand	2,315
Time greater than 250	527
Time of 100 through 250	1,542
Interest on subordinated debt	938
Total interest expense	10,458
Tax-exempt	355
Taxable	3,970
Interest on interest-bearing balances and other interest income	718
Interest and fees on loans	18,067
Total interest income	23,110
Net interest income	12,652
Net interest income after (reversal) provision for credit losses	12,798
Income before income taxes	4,888
Net income	3,883

Denominator for diluted earnings per share - adjusted weighted average shares outstanding	3,724,808
Earnings per share, basic, total	1.05
Earnings per share, diluted, total	1.04
Weighted average number of shares outstanding, basic, total	3,710,878

Unit: Thousand (K) dollars (except for numbers of shares and EPS)