For the quarter ending 2026-03-31, QNBC has $1,923,123K in assets. $1,791,739K in debts. $56,603K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 17,632 | 12,900 | 12,700 | 18,078 |
| Interest-bearing deposits in banks | 38,971 | 37,397 | 53,631 | 48,393 |
| Total cash and cash equivalents | 56,603 | 50,297 | 66,331 | 66,471 |
| Available-for-sale (amortized cost 587,940 and 602,047) | 528,007 | 542,830 | 538,318 | 544,262 |
| Restricted investment in stocks | 7,427 | 6,663 | 4,868 | 5,772 |
| Loans held-for-sale | 1,199 | 246 | 0 | 1,166 |
| Loans receivable | 1,282,773 | 1,262,074 | 1,246,529 | 1,218,539 |
| Allowance for credit losses on loans | 9,531 | 9,215 | 9,255 | 9,169 |
| Loans receivable, net | 1,273,242 | 1,252,859 | 1,237,274 | 1,209,370 |
| Bank-owned life insurance | 12,367 | 12,275 | 12,192 | 12,106 |
| Book value | - | 40,240 | - | - |
| Accumulated depreciation and amortization | - | 23,354 | - | - |
| Premises and equipment, net | 17,947 | 16,886 | 16,719 | 16,818 |
| Accrued interest receivable | 4,850 | 4,839 | 5,002 | 5,002 |
| Net deferred tax assets | 13,963 | 13,993 | 15,351 | 16,803 |
| Other assets | 7,518 | 5,117 | 7,189 | 7,058 |
| Total assets | 1,923,123 | 1,906,005 | 1,903,244 | 1,884,828 |
| Demand, non-interest bearing | 187,580 | 189,957 | 189,492 | 201,460 |
| Interest-bearing demand | 549,725 | 534,854 | 566,093 | 519,916 |
| Money market | 258,917 | 260,742 | 264,009 | 259,143 |
| Savings | 290,838 | 281,161 | 274,659 | 281,629 |
| Time less than 100 | 161,443 | 167,010 | 173,901 | 179,917 |
| Time 100 through 250 | 148,073 | 149,750 | 156,116 | 155,566 |
| Time greater than 250 | 56,855 | 59,037 | 57,270 | 54,036 |
| Total deposits | 1,653,431 | 1,642,511 | 1,681,540 | 1,651,667 |
| Short-term borrowings | 86,806 | 80,601 | 48,703 | 67,464 |
| Long-term debt | - | 0 | 0 | 0 |
| Subordinated debt | 39,318 | 39,268 | 39,218 | 39,168 |
| Accrued interest payable | 3,593 | 5,050 | 3,833 | 6,251 |
| Other liabilities | 8,591 | 9,012 | 8,463 | 7,009 |
| Total liabilities | 1,791,739 | 1,776,442 | 1,781,757 | 1,771,559 |
| Common stock, par value 0.625 per shareauthorized 10,000,000 shares 3,992,913 shares and 3,947,561 shares issued 3,784,227 and 3,738,875 shares outstanding | 2,496 | 2,467 | 2,460 | 2,455 |
| Surplus | 30,268 | 29,206 | 28,762 | 28,459 |
| Retained earnings | 149,689 | 148,397 | 145,835 | 143,601 |
| Accumulated other comprehensive loss, net of tax | -47,032 | -46,470 | -51,533 | -57,209 |
| Treasury stock, at cost 208,686 and 208,686 shares | 4,037 | 4,037 | 4,037 | 4,037 |
| Total shareholders' equity | 131,384 | 129,563 | 121,487 | 113,269 |
| Total liabilities and shareholders' equity | 1,923,123 | 1,906,005 | 1,903,244 | 1,884,828 |
QNB CORP. (QNBC)
QNB CORP. (QNBC)