QNBC: the balance sheet

MyFinsight

For the year ending 2025-12-31, QNBC has $1,906,005K in assets. $1,776,442K in debts. $50,297K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	12,900
Interest-bearing deposits in banks	37,397
Total cash and cash equivalents	50,297
Available-for-sale (amortized cost 602,047 and 626,391)	542,830
Restricted investment in stocks	6,663
Loans held-for-sale	246
Loans receivable	1,262,074
Allowance for credit losses on loans	9,215
Net loans	1,252,859
Bank-owned life insurance	12,275
Book value	40,240
Accumulated depreciation and amortization	23,354
Premises and equipment, net	16,886
Accrued interest receivable	4,839
Net deferred tax assets	13,993
Other assets	5,117
Total assets	1,906,005

Demand, non-interest bearing	189,957
Interest-bearing demand	534,854
Money market	260,742
Savings	281,161
Time less than 100	167,010
Time 100 through 250	149,750
Time greater than 250	59,037
Total deposits	1,642,511
Short-term borrowings	80,601
Long-term debt	0
Subordinated debt	39,268
Accrued interest payable	5,050
Other liabilities	9,012
Total liabilities	1,776,442
Common stock, par value 0.625 per share authorized 10,000,000 shares 3,947,561 shares and 3,905,302 shares issued 3,738,875 and 3,696,616 shares outstanding	2,467
Surplus	29,206
Retained earnings	148,397
Accumulated other comprehensive loss, net of tax	-46,470
Treasury stock, at cost 208,686 and 208,686 shares	4,037
Total shareholders' equity	129,563
Total liabilities and shareholders' equity	1,906,005

Unit: Thousand (K) dollars (except for numbers of shares and EPS).