QNBC: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, QNBC has $1,903,244K in assets. $1,781,757K in debts. $66,331K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	12,700	18,078
Interest-bearing deposits in banks	53,631	48,393
Total cash and cash equivalents	66,331	66,471
Available-for-sale (amortized cost 603,989 and 626,391)	538,318	544,262
Restricted investment in stocks	4,868	5,772
Loans held-for-sale	0	1,166
Loans receivable	1,246,529	1,218,539
Allowance for credit losses on loans	9,255	9,169
Loans receivable, net	1,237,274	1,209,370
Bank-owned life insurance	12,192	12,106
Premises and equipment, net	16,719	16,818
Accrued interest receivable	5,002	5,002
Net deferred tax assets	15,351	16,803
Other assets	7,189	7,058
Total assets	1,903,244	1,884,828

Demand, non-interest bearing	189,492	201,460
Interest-bearing demand	566,093	519,916
Money market	264,009	259,143
Savings	274,659	281,629
Time less than 100	173,901	179,917
Time 100 through 250	156,116	155,566
Time greater than 250	57,270	54,036
Total deposits	1,681,540	1,651,667
Short-term borrowings	48,703	67,464
Long-term debt	0	0
Subordinated debt	39,218	39,168
Accrued interest payable	3,833	6,251
Other liabilities	8,463	7,009
Total liabilities	1,781,757	1,771,559
Common stock, par value 0.625 per share authorized 10,000,000 shares 3,936,511 shares and 3,905,302 shares issued 3,727,825 and 3,696,616 shares outstanding	2,460	2,455
Surplus	28,762	28,459
Retained earnings	145,835	143,601
Accumulated other comprehensive loss, net of tax	-51,533	-57,209
Treasury stock, at cost 208,686 and 208,686 shares	4,037	4,037
Total shareholders' equity	121,487	113,269
Total liabilities and shareholders' equity	1,903,244	1,884,828