For the quarter ending 2025-09-30, RBB has $4,208,455K in assets. $3,694,120K in debts. $234,930K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 24,251 | 27,338 | ||
| Interest-earning deposits with financial institutions | 210,679 | 164,514 | ||
| Cash and cash equivalents | 234,930 | 191,852 | ||
| Interest-earning time deposits in other financial institutions | 600 | 600 | ||
| Available for sale | 410,631 | 413,142 | ||
| Held to maturity (fair value of 4,075 and 4,948 at september 30, 2025 and december 31, 2024) | 4,185 | 4,186 | ||
| Allowance for loan losses | - | 51,014 | ||
| Loans held for sale | 756 | 0 | ||
| Loans held for investment | 3,302,577 | 3,234,695 | ||
| Allowance for loan losses | 44,892 | 51,014 | ||
| Loans held for investment, net of allowance for loan losses-Held For Investment Loans | 3,257,685 | 3,183,681 | ||
| Premises and equipment, net | 23,851 | 23,945 | ||
| Federal home loan bank (fhlb) stock | 15,000 | 15,000 | ||
| Net deferred tax assets | 14,935 | 17,506 | ||
| Cash surrender value of bank owned life insurance (boli) | 61,537 | 61,111 | ||
| Goodwill | 71,498 | 71,498 | ||
| Servicing assets | 6,252 | 6,482 | ||
| Core deposit intangibles | 1,495 | 1,667 | ||
| Right-of-use assets - operating leases | 24,305 | 25,554 | ||
| Accrued interest and other assets | 80,795 | 73,816 | ||
| Total assets | 4,208,455 | 4,100,000 | ||
| Noninterest-bearing demand | 550,488 | 543,885 | ||
| Savings, now and money market accounts | 721,697 | 691,679 | ||
| Time deposits 250,000 and under | 1,119,258 | 1,010,674 | ||
| Time deposits over 250,000 | 975,054 | 941,993 | ||
| Total deposits | 3,366,497 | 3,188,231 | ||
| Fhlb advances | 130,000 | 180,000 | ||
| Long-term debt, net of issuance costs | 119,815 | 119,720 | ||
| Subordinated debentures, net | 15,320 | 15,265 | ||
| Lease liabilities - operating leases | 26,066 | 27,294 | ||
| Accrued interest and other liabilities | 36,422 | 41,877 | ||
| Total liabilities | 3,694,120 | 3,572,387 | ||
| Preferred stock - 100,000,000 shares authorized, no par value none outstanding | 0 | 0 | ||
| Common stock - 100,000,000 shares authorized, no par value 17,043,897 shares issued and outstanding at september 30, 2025 and 17,720,416 shares issued and outstanding at december 31, 2024 | 250,362 | 259,863 | ||
| Additional paid-in capital | 3,734 | 3,579 | ||
| Retained earnings | 274,608 | 270,152 | ||
| Non-controlling interest | 72 | 72 | ||
| Accumulated other comprehensive loss, net | -14,441 | -16,013 | ||
| Total shareholders equity | 514,335 | 517,653 | ||
| Total liabilities and shareholders equity | 4,208,455 | 4,090,040 | ||
RBB Bancorp (RBB)
RBB Bancorp (RBB)