For the year ending 2025-12-31, RBB has $4,208,294K in assets. $3,684,884K in debts. $212,317K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 27,086 | |||
| Interest-earning deposits in other financial institutions | 185,231 | |||
| Cash and cash equivalents | 212,317 | |||
| Interest-earning time deposits in other financial institutions | 600 | |||
| Available for sale (amortized cost of 426,145 and 449,416 at december 31, 2025 and december 31, 2024) | 407,204 | |||
| Held to maturity (fair value of 4,103 and 4,948 at december 31, 2025 and december 31, 2024) | 4,184 | |||
| Loans held for sale | 2,067 | |||
| Loans held for investment | 3,314,301 | |||
| Allowance for loan losses | 43,888 | |||
| Loans held for investment, net of allowance for loan losses | 3,270,413 | |||
| Premises and equipment, gross | 41,989 | |||
| Less accumulated depreciation and amortization | 18,578 | |||
| Construction in progress | 129 | |||
| Premises and equipment, net | 23,540 | |||
| Federal home loan bank ('fhlb') stock | 15,000 | |||
| Net deferred tax assets | 16,347 | |||
| Income tax receivable | 17,483 | |||
| Cash surrender value of bank owned life insurance ('boli') | 61,972 | |||
| Goodwill | 71,498 | |||
| Right-of-use assets - operating leases | 23,026 | |||
| Interest receivable and other assets | 82,643 | |||
| Total assets | 4,208,294 | |||
| Noninterest-bearing demand | 526,538 | |||
| Savings, now and money market accounts | 956,299 | |||
| Time deposits 250,000 and under | 974,670 | |||
| Time deposits over 250,000 | 892,891 | |||
| Total deposits | 3,350,398 | |||
| Reserve for unfunded commitments | 484 | |||
| Fhlb advances | 130,000 | |||
| Long-term debt, net of issuance costs | 119,911 | |||
| Subordinated debentures (net of unamortized valuation reserve of 2,152 and 2,371 at december 31, 2025 and december 31, 2024) | 15,375 | |||
| Lease liabilities - operating leases | 24,800 | |||
| Accrued interest and other liabilities | 43,916 | |||
| Total liabilities | 3,684,884 | |||
| Preferred stock - 100,000,000 shares authorized, no par value none outstanding | 0 | |||
| Common stock - 100,000,000 shares authorized, no par value 17,057,397 shares issued and outstanding at december 31, 2025 and 17,720,416 shares issued and outstanding at december 31, 2024 | 250,694 | |||
| Additional paid-in capital | 3,941 | |||
| Retained earnings | 282,024 | |||
| Non-controlling interest | 72 | |||
| Accumulated other comprehensive loss, net | -13,321 | |||
| Total shareholders equity | 523,410 | |||
| Total liabilities and shareholders equity | 4,208,294 | |||
RBB Bancorp (RBB)
RBB Bancorp (RBB)