| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 23,893 | 27,086 | 24,251 | 27,338 |
| Interest-earning deposits with financial institutions | 173,017 | 185,231 | 210,679 | 164,514 |
| Cash and cash equivalents | 196,910 | 212,317 | 234,930 | 191,852 |
| Interest-earning time deposits in other financial institutions | 600 | 600 | 600 | 600 |
| Available for sale (amortized cost of 436,187 and 426,145 at march 31, 2026 and december 31, 2025) | 415,789 | 407,204 | 410,631 | 413,142 |
| Held to maturity (fair value of 4,033 and 4,103 at march 31, 2026 and december 31, 2025) | 4,182 | 4,184 | 4,185 | 4,186 |
| Allowance for loan losses | NaN | NaN | NaN | 51,014 |
| Loans held for sale | 0 | 2,067 | 756 | 0 |
| Loans held for investment | 3,325,232 | 3,314,301 | 3,302,577 | 3,234,695 |
| Allowance for loan losses | 43,666 | 43,888 | 44,892 | 51,014 |
| Loans held for investment, net of allowance for loan losses | 3,281,566 | 3,270,413 | 3,257,685 | 3,183,681 |
| Premises and equipment, gross | NaN | 41,989 | NaN | NaN |
| Less accumulated depreciation and amortization | NaN | 18,578 | NaN | NaN |
| Servicing assets | NaN | NaN | 6,252 | 6,482 |
| Construction in progress | NaN | 129 | NaN | NaN |
| Core deposit intangibles | NaN | NaN | 1,495 | 1,667 |
| Premises and equipment, net | 23,204 | 23,540 | 23,851 | 23,945 |
| Federal home loan bank (fhlb) stock | 15,000 | 15,000 | 15,000 | 15,000 |
| Net deferred tax assets | 14,992 | 16,347 | 14,935 | 17,506 |
| Income tax receivable | 6,986 | 17,483 | NaN | NaN |
| Cash surrender value of bank owned life insurance (boli) | 62,403 | 61,972 | 61,537 | 61,111 |
| Goodwill | 71,498 | 71,498 | 71,498 | 71,498 |
| Right-of-use assets - operating leases | 22,601 | 23,026 | 24,305 | 25,554 |
| Accrued interest and other assets | 78,581 | 82,643 | 80,795 | 73,816 |
| Total assets | 4,194,312 | 4,208,294 | 4,208,455 | 4,100,000 |
| Noninterest-bearing demand | 526,882 | 526,538 | 550,488 | 543,885 |
| Savings, now and money market accounts | 1,175,735 | 956,299 | 721,697 | 691,679 |
| Time deposits 250,000 and under | 863,717 | 974,670 | 1,119,258 | 1,010,674 |
| Time deposits over 250,000 | 773,550 | 892,891 | 975,054 | 941,993 |
| Total deposits | 3,339,884 | 3,350,398 | 3,366,497 | 3,188,231 |
| Reserve for unfunded commitments | 484 | 484 | NaN | NaN |
| Fhlb advances | 130,000 | 130,000 | 130,000 | 180,000 |
| Long-term debt, net of issuance costs | 120,000 | 119,911 | 119,815 | 119,720 |
| Subordinated debentures, net | 15,429 | 15,375 | 15,320 | 15,265 |
| Lease liabilities - operating leases | 24,379 | 24,800 | 26,066 | 27,294 |
| Accrued interest and other liabilities | 33,082 | 43,916 | 36,422 | 41,877 |
| Total liabilities | 3,663,258 | 3,684,884 | 3,694,120 | 3,572,387 |
| Preferred stock - 100,000,000 shares authorized, no par value none outstanding | 0 | 0 | 0 | 0 |
| Common stock - 100,000,000 shares authorized, no par value 17,074,159 shares issued and outstanding at march 31, 2026 and 17,057,397 shares issued and outstanding at december 31, 2025 | 251,050 | 250,694 | 250,362 | 259,863 |
| Additional paid-in capital | 3,649 | 3,941 | 3,734 | 3,579 |
| Retained earnings | 290,566 | 282,024 | 274,608 | 270,152 |
| Non-controlling interest | 72 | 72 | 72 | 72 |
| Accumulated other comprehensive loss, net | -14,283 | -13,321 | -14,441 | -16,013 |
| Total shareholders equity | 531,054 | 523,410 | 514,335 | 517,653 |
| Total liabilities and shareholders equity | 4,194,312 | 4,208,294 | 4,208,455 | 4,090,040 |
RBB Bancorp (RBB)
RBB Bancorp (RBB)