rbb: the income statement

MyFinsight

RBB Bancorp (RBB)

For the quarter ending 2025-06-30, RBB made $62,683K in revenue. $9,333K in net income. Net profit margin of 14.89%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	3,599
Other income	6,108
Gain on sale of loans	358
Increase in cash surrender value of life insurance	411
Service charges and fees	1,060
Loan servicing income, net of amortization	541
Gain on other real estate owned	-
Total noninterest income	8,478
Office expenses	405
Other expenses	921
Occupancy and equipment expenses	2,377
Marketing and business promotion	212
Salaries and employee benefits	11,080
Data processing	1,713
Legal and professional	2,904
Insurance and regulatory assessments	709
Core deposit intangible-Core Deposits	172
Total noninterest expense	20,493
Interest on time deposits	19,250
Interest on savings deposits, now and money market accounts	4,567
Interest on long-term debt and subordinated debentures	1,634
Interest on fhlb advances	1,420
Total interest expense	26,871
Interest on federal funds sold and other	231
Interest on interest-earning deposits	1,750
Interest and fees on loans	47,687
Interest on investment securities	4,213
Dividend income on fhlb stock	324
Total interest and dividend income	54,205
Net interest income before provision for credit losses	27,334
Provision for credit losses	2,387
Net interest income after provision for credit losses	24,947
Net income before income taxes	12,932
Net income	9,333

Basic (in dollars per share)	0.53
Basic (in shares)	17,746,607
Diluted (in dollars per share)	0.52
Diluted (in shares)	17,797,735

Unit: Thousand (K) dollars (except for numbers of shares and EPS)