Financial insights of RBB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,300K
EPS
$0.66
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	49,938	43,929*	50,094	47,687
Interest-earning deposits	1,883	2,096*	2,140	1,750
Investment securities	3,969	3,874*	4,592	4,213
Fhlb stock	760	336*	327	324
Federal funds sold and other	253	248*	239	231
Total interest and dividend income	56,803	50,482*	57,392	54,205
Savings deposits, now and money market accounts	7,347	5,164*	4,674	4,567
Time deposits	16,221	18,971*	20,152	19,250
Long-term debt and subordinated debentures	1,599	1,621*	1,635	1,634
Fhlb advances	1,133	610*	1,654	1,420
Total interest expense	26,300	26,365*	28,115	26,871
Net interest income before (reversal of)/provision for credit losses	30,503	24,117*	29,277	27,334
Provision for credit losses	-	-	625	2,387
(reversal of)/provision for credit losses	-200	2,590*	-	-
Net interest income after (reversal of)/provision for credit losses	30,703	21,527*	28,652	24,947
Service charges and fees	1,032	949*	1,099	1,060
Loan servicing income, net of amortization	504	592*	564	541
Increase in cash surrender value of boli	431	419*	427	411
Gain on sale of loans	324	229*	260	358
Gain on oreo	-	0*	-	-
Gain on other real estate owned	890	-	0	0
Other income	1,070	-2,971*	943	6,108
Total noninterest income	4,251	-783*	3,293	8,478
Salaries and employee benefits	11,261	10,524*	10,600	11,080
Occupancy and equipment expenses	2,511	2,441*	2,425	2,377
Data processing	1,708	1,593*	1,805	1,713
Legal and professional	1,503	939*	1,450	2,904
Office expenses	359	461*	444	405
Marketing and business promotion	215	167*	252	212
Insurance and regulatory assessments	749	763*	732	709
Core deposit intangible-Core Deposits	-	-	172	172
Core deposit intangible amortization	134	168*	-	-
Other expenses	818	844*	803	921
Total noninterest expense	19,258	17,899*	18,683	20,493
Net income before income taxes	15,696	2,844*	13,262	12,932
Income tax expense	4,396	117*	3,114	3,599
Net income	11,300	2,727	10,148	9,333

Basic EPS	0.66	0.157	0.59	0.53
Diluted EPS	0.66	0.157	0.59	0.52
Basic Average Shares	17,063,757	17,332,772	17,225,702	17,746,607
Diluted Average Shares	17,174,526	17,401,628	17,301,627	17,797,735

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,300K
EPS
$0.66
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income$11,300KEPS$0.66Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,300K
EPS
$0.66
Unit: Thousand (K) dollars