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Income Overview

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans
50,663
49,938
43,929*
50,094
Interest-earning deposits
1,708
1,883
2,096*
2,140
Investment securities
4,259
3,969
3,874*
4,592
Fhlb stock
222
760
336*
327
Federal funds sold and other
307
253
248*
239
Total interest and dividend income
57,159
56,803
50,482*
57,392
Savings deposits, now and money market accounts
9,197
7,347
5,164*
4,674
Time deposits
14,397
16,221
18,971*
20,152
Long-term debt and subordinated debentures
2,428
1,599
1,621*
1,635
Fhlb advances
1,051
1,133
610*
1,654
Total interest expense
27,073
26,300
26,365*
28,115
Net interest income before (reversal of)/provision for credit losses
30,086
30,503
24,117*
29,277
Provision for credit losses
-
-
-
625
(reversal of)/provision for credit losses
0
-200
2,590*
-
Net interest income after (reversal of)/provision for credit losses
30,086
30,703
21,527*
28,652
Service charges and fees
1,104
1,032
949*
1,099
Loan servicing income, net of amortization
533
504
592*
564
Increase in cash surrender value of boli
438
431
419*
427
Gain on sale of loans
964
324
229*
260
Gain on oreo
-
-
0*
-
(loss)/gain on other real estate owned
-221
890
-
0
Other income
200
1,070
-2,971*
943
Total noninterest income
3,018
4,251
-783*
3,293
Salaries and employee benefits
11,045
11,261
10,524*
10,600
Occupancy and equipment expenses
2,449
2,511
2,441*
2,425
Data processing
1,690
1,708
1,593*
1,805
Legal and professional
1,311
1,503
939*
1,450
Office expenses
377
359
461*
444
Marketing and business promotion
178
215
167*
252
Insurance and regulatory assessments
746
749
763*
732
Core deposit intangible-Core Deposits
-
-
-
172
Core deposit intangible amortization
127
134
168*
-
Other expenses
1,099
818
844*
803
Total noninterest expense
19,022
19,258
17,899*
18,683
Net income before income taxes
14,082
15,696
2,844*
13,262
Income tax expense
3,942
4,396
117*
3,114
Net income
10,140
11,300
2,727
10,148
Basic EPS
0.6
0.66
0.157
0.59
Diluted EPS
0.59
0.66
0.157
0.59
Basic Average Shares
17,011,624
17,063,757
17,332,772
17,225,702
Diluted Average Shares
17,141,742
17,174,526
17,401,628
17,301,627
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans$50,663K (6.24%↑ Y/Y)Investment securities$4,259K (1.09%↑ Y/Y)Interest-earning deposits$1,708K (-2.40%↓ Y/Y)Federal funds sold andother$307K (32.90%↑ Y/Y)Fhlb stock$222K (-31.48%↓ Y/Y)Total interest anddividend income$57,159K (5.45%↑ Y/Y)Net interest incomebefore (reversal...$30,086K (10.07%↑ Y/Y)Service charges and fees$1,104K (4.15%↑ Y/Y)Gain on sale of loans$964K (169.27%↑ Y/Y)Loan servicingincome, net of...$533K (-1.48%↓ Y/Y)Increase in cashsurrender value of boli$438K (6.57%↑ Y/Y)Total interestexpense$27,073K (0.75%↑ Y/Y)Other income$200K (-96.73%↓ Y/Y)Net interest incomeafter (reversal...$30,086K (20.60%↑ Y/Y)Total noninterestincome$3,018K (-64.40%↓ Y/Y)(loss)/gain on other realestate owned-$221K Time deposits$14,397K (-25.21%↓ Y/Y)Savings deposits, nowand money market...$9,197K (101.38%↑ Y/Y)Long-term debt andsubordinated debentures$2,428K (48.59%↑ Y/Y)Fhlb advances$1,051K (-25.99%↓ Y/Y)Net income beforeincome taxes$14,082K (8.89%↑ Y/Y)Total noninterestexpense$19,022K (-7.18%↓ Y/Y)Net income$10,140K (8.65%↑ Y/Y)Income tax expense$3,942K (9.53%↑ Y/Y)Salaries and employeebenefits$11,045K (-0.32%↓ Y/Y)Occupancy and equipmentexpenses$2,449K (3.03%↑ Y/Y)Data processing$1,690K (-1.34%↓ Y/Y)Legal andprofessional$1,311K (-54.86%↓ Y/Y)Other expenses$1,099K (19.33%↑ Y/Y)Insurance and regulatoryassessments$746K (5.22%↑ Y/Y)Office expenses$377K (-6.91%↓ Y/Y)Marketing and businesspromotion$178K (-16.04%↓ Y/Y)Core depositintangible amortization$127K

RBB Bancorp (RBB)

RBB Bancorp (RBB)