Financial insights of RBB

MyFinsight

Income Overview

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Loans	50,663	49,938	43,929*	50,094
Interest-earning deposits	1,708	1,883	2,096*	2,140
Investment securities	4,259	3,969	3,874*	4,592
Fhlb stock	222	760	336*	327
Federal funds sold and other	307	253	248*	239
Total interest and dividend income	57,159	56,803	50,482*	57,392
Savings deposits, now and money market accounts	9,197	7,347	5,164*	4,674
Time deposits	14,397	16,221	18,971*	20,152
Long-term debt and subordinated debentures	2,428	1,599	1,621*	1,635
Fhlb advances	1,051	1,133	610*	1,654
Total interest expense	27,073	26,300	26,365*	28,115
Net interest income before (reversal of)/provision for credit losses	30,086	30,503	24,117*	29,277
Provision for credit losses	-	-	-	625
(reversal of)/provision for credit losses	0	-200	2,590*	-
Net interest income after (reversal of)/provision for credit losses	30,086	30,703	21,527*	28,652
Service charges and fees	1,104	1,032	949*	1,099
Loan servicing income, net of amortization	533	504	592*	564
Increase in cash surrender value of boli	438	431	419*	427
Gain on sale of loans	964	324	229*	260
Gain on oreo	-	-	0*	-
(loss)/gain on other real estate owned	-221	890	-	0
Other income	200	1,070	-2,971*	943
Total noninterest income	3,018	4,251	-783*	3,293
Salaries and employee benefits	11,045	11,261	10,524*	10,600
Occupancy and equipment expenses	2,449	2,511	2,441*	2,425
Data processing	1,690	1,708	1,593*	1,805
Legal and professional	1,311	1,503	939*	1,450
Office expenses	377	359	461*	444
Marketing and business promotion	178	215	167*	252
Insurance and regulatory assessments	746	749	763*	732
Core deposit intangible-Core Deposits	-	-	-	172
Core deposit intangible amortization	127	134	168*	-
Other expenses	1,099	818	844*	803
Total noninterest expense	19,022	19,258	17,899*	18,683
Net income before income taxes	14,082	15,696	2,844*	13,262
Income tax expense	3,942	4,396	117*	3,114
Net income	10,140	11,300	2,727	10,148

Basic EPS	0.6	0.66	0.157	0.59
Diluted EPS	0.59	0.66	0.157	0.59
Basic Average Shares	17,011,624	17,063,757	17,332,772	17,225,702
Diluted Average Shares	17,141,742	17,174,526	17,401,628	17,301,627

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,140KEPS$0.59Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,140KEPS$0.59Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars

Net Income
$10,140K
EPS
$0.59
Unit: Thousand (K) dollars