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Cash Flow Overview

Change in Cash
-$15,407K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in loans
    • Net increase in demand deposits ...
    • Maturities, repayments and calls
    • Others
Negative Cash Flow Breakdown
    • Net (decrease) increase in time ...
    • Proceeds from fhlb advances
    • Purchases
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Gain on sale and transfer of oreo
NaN NaN 0 0
Net income
11,300 10,177 10,148 11,623
Provision for credit losses
NaN NaN 625 9,133
Depreciation and amortization of premises and equipment
476 471 459 941
Net accretion of securities, loans, deposits, and other
329 234 1,012 1,667
Unrealized loss/(gain) on equity securities
NaN -74 NaN NaN
Amortization of investment in affordable housing tax credits
587 573 572 952
Amortization of intangible assets
426 402 454 951
Amortization of right-of-use asset
1,298 1,295 1,286 2,545
Change in operating lease liabilities
-1,294 -1,282 -1,265 -2,462
(reversal of) provision for credit losses
-200 10,358 NaN NaN
Gain on sale of fixed assets
NaN 0 0 42
Stock-based compensation, net
277 293 270 1,180
Deferred tax expense (benefit)
1,850 -1,884 1,572 -329
Gain on sale of loans
324 457 260 439
Gain on oreo
890 0 NaN NaN
Increase in cash surrender value of boli
NaN 1,676 NaN NaN
Increase in cash surrender value of life insurance
-810 NaN 427 814
Loans originated for sale, net
2,798 1,291 4,522 1,938
Proceeds from loans sold
6,360 3,186 5,870 8,574
Other items
3,123 353 -11,654 1,222
Net cash provided by operating activities
19,431 11,841 2,116 29,430
Proceeds from sale of fixed assets
NaN 0 0 42
Purchases of premises and equipment
NaN 157 363 278
Held To Maturity
NaN 0 0 1,000
Purchases
54,888 44,179 106,395 110,410
Maturities, repayments and calls
45,074 49,489 112,259 124,717
(purchase) sale of other equity securities, net
NaN 3,216 NaN NaN
Purchase of other equity securities, net
1,857 NaN -40 228
Net increase of investment in qualified affordable housing projects
453 1,929 298 1,538
Net increase in loans
-290,747 NaN 87,771 217,800
Net (increase)/decrease in loans
NaN 343,792 NaN NaN
Proceeds from sales of loans originally classified as hfi
2,887 22,223 10,592 24,528
Proceeds from sales of oreo
2,482 0 0 7,526
Other investing activities, net
-440 NaN NaN NaN
Redemption of subordinated notes
NaN 0 NaN NaN
Net cash used in investing activities
-21,327 -15,802 -71,936 -172,441
Common stock repurchased, net of repurchased costs
NaN -1 12,484 1,499
Net increase in demand deposits and savings accounts
219,780 210,652 36,621 9,518
Net (decrease) increase in time deposits
-230,320 -226,789 141,585 94,871
Advances from federal home loan bank
NaN 170,000 NaN NaN
Proceeds from fhlb advances
-170,000 NaN 20,000 150,000
Repayments of fhlb advances
0 0 70,000 170,000
Exercise of stock options
NaN 246 0 171
Cash dividends paid
2,758 2,762 2,783 5,719
Restricted stock units vesting
213 0 41 224
Net cash (used in) provided by financing activities
-13,511 -18,652 112,898 77,118
Net decrease in cash and cash equivalents
-15,407 -22,613 43,078 -65,893
Cash and cash equivalents at beginning of period
212,317 234,930 257,745 NaN
Cash and cash equivalents at end of period
196,910 212,317 234,930 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$11,300K Proceeds from loans sold$6,360K Other items$3,123K Deferred tax expense(benefit)$1,850K Amortization of right-of-useasset$1,298K Increase in cashsurrender value of life...-$810K Amortization of investment inaffordable housing tax...$587K Depreciation andamortization of premises and...$476K Amortization of intangibleassets$426K Stock-based compensation,net$277K Net cash provided byoperating activities$19,431K Canceled cashflow$7,076K Net decrease in cashand cash...-$15,407K Canceled cashflow$19,431K Net increase inloans-$290,747K Maturities, repayments andcalls$45,074K Proceeds from sales ofloans originally...$2,887K Proceeds from sales oforeo$2,482K Other investingactivities, net-$440K Net increase indemand deposits and...$219,780K something is missing$170,000K Loans originated forsale, net$2,798K Change in operatinglease liabilities-$1,294K something is missing-$1,241K Gain on oreo$890K Net accretion ofsecurities, loans,...$329K Gain on sale of loans$324K (reversal of) provisionfor credit losses-$200K Net cash used ininvesting activities-$21,327K Canceled cashflow$341,630K Net cash (used in)provided by financing...-$13,511K Canceled cashflow$389,780K something is missing-$305,759K Purchases$54,888K Purchase of other equitysecurities, net$1,857K Net increase ofinvestment in qualified...$453K Net (decrease)increase in time deposits-$230,320K Proceeds from fhlbadvances-$170,000K Cash dividends paid$2,758K Restricted stock unitsvesting$213K

RBB Bancorp (RBB)

RBB Bancorp (RBB)