The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 29,744 | 78,752 |
| Net amortization on investment securities and low-income housing investments | 2,110 | 4,269 |
| Net accretion and amortization on loans and deposits | -1,052 | -1,947 |
| Unrealized and realized gains on equity securities with readily determinable fair value | 189 | 63 |
| Depreciation of premises and equipment | 1,529 | 3,540 |
| Amortization of mortgage servicing rights | 479 | 827 |
| Provision for on-balance sheet exposures | 2,023 | 19,495 |
| Provision for off-balance sheet exposures | -20 | 10 |
| Net gain on sale of mortgage loans held for sale | 1,710 | 2,894 |
| Origination of mortgage loans held for sale | 59,494 | 93,021 |
| Proceeds from sale of mortgage loans held for sale | 54,716 | 95,377 |
| Net gain on sale of consumer loans held for sale | 4,106 | 7,100 |
| Origination of consumer loans held for sale | 271,718 | 587,778 |
| Proceeds from sale of consumer loans held for sale | 278,908 | 590,673 |
| Writedowns of other real estate owned | 52 | 106 |
| Deferred compensation expense - class a common stock | 282 | 380 |
| Stock-based awards and espp expense - class a common stock | 446 | 1,075 |
| Amortization of right-of-use assets | 1,541 | 3,049 |
| Repayment of operating lease liabilities | 1,520 | 2,985 |
| Increase in cash surrender value of bank owned life insurance | 1,035 | 1,614 |
| Gain on sale of visa class b-1 shares | 4,090 | - |
| Accrued interest receivable | 18 | 651 |
| Accrued interest payable | 6 | -676 |
| Other assets | 3,986 | 5,085 |
| Other liabilities | 10,382 | 7,899 |
| Net cash provided by operating activities | 33,280 | 101,638 |
| Purchases of available-for-sale debt securities | 317,373 | 318,782 |
| Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities | 183,182 | 205,765 |
| Proceeds from calls, maturities and paydowns of held-to-maturity debt securities | 324 | 5,344 |
| Net change in outstanding warehouse lines of credit | -61,947 | 121,013 |
| Net change in other loans, net of allowance | -26,674 | -154,886 |
| Net proceeds from sale of consumer loans transferred to held for sale | 0 | 5,305 |
| Purchases of federal home loan bank stock | 1,281 | 90 |
| Proceeds from sale of visa class b-1 shares | 4,090 | - |
| Investments in low-income housing tax partnerships | 8,969 | 10,085 |
| Net purchases of premises and equipment | 2,471 | 4,909 |
| Net cash (used in) provided by investing activities | -53,877 | -83,579 |
| Net change in deposits | 21,106 | 106,693 |
| Net change in securities sold under agreements to repurchase and other short-term borrowings | 2,419 | -31,215 |
| Payments of federal home loan bank advances | 0 | 503,000 |
| Proceeds from federal home loan bank advances | 5,000 | 478,000 |
| Repurchase of class a common stock | 0 | 72 |
| Net proceeds from class a common stock purchased through employee stock purchase plan | 138 | 313 |
| Net proceeds from option exercises and equity awards vested - class a common stock | 43 | 365 |
| Cash dividends paid | 8,679 | 16,486 |
| Net cash (used in) provided by financing activities | 20,027 | 34,598 |
| Net change in cash and cash equivalents | -570 | 52,657 |
| Cash and cash equivalents at beginning of period | 432,151 | - |
| Cash and cash equivalents at end of period | 484,238 | - |
REPUBLIC BANCORP INC KY (RBCAA)
REPUBLIC BANCORP INC KY (RBCAA)