For the quarter ending 2025-09-30, RBCAA has $7,014,919K in assets. $5,930,399K in debts. $484,238K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and cash equivalents | 484,238 | 484,808 | ||
| Available-for-sale debt securities, at fair value (amortized cost of 849,731 in 2025 and 602,493 in 2024) | 843,171 | 705,716 | ||
| Held-to-maturity debt securities (fair value of 5,087 in 2025 and 10,735 in 2024) | 5,110 | 5,434 | ||
| Equity securities with readily determinable fair value | 945 | 756 | ||
| Mortgage loans held for sale, at fair value | 15,338 | 8,850 | ||
| Consumer loans held for sale, at fair value | 8,444 | 8,312 | ||
| Consumer loans held for sale, at the lower of cost or fair value | 16,424 | 19,640 | ||
| Loans | 5,281,374 | 5,373,020 | ||
| Allowance for credit losses | 79,865 | 81,760 | ||
| Loans, net | 5,201,509 | 5,291,260 | ||
| Federal home loan bank stock, at cost | 25,849 | 24,568 | ||
| Premises and equipment, net | 37,884 | 36,651 | ||
| Right-of-use assets | 32,804 | 34,327 | ||
| Goodwill | 40,516 | 40,516 | ||
| Other real estate owned | 1,246 | 1,054 | ||
| Bank owned life insurance | 109,773 | 108,738 | ||
| Other assets and accrued interest receivable | 191,668 | 200,287 | ||
| Total assets | 7,014,919 | 6,970,917 | ||
| Total deposits | 5,338,345 | 5,317,239 | ||
| Securities sold under agreements to repurchase and other short-term borrowings | 74,522 | 72,103 | ||
| Operating lease liabilities | 33,833 | 35,335 | ||
| Federal home loan bank advances | 375,000 | 370,000 | ||
| Other liabilities and accrued interest payable | 108,699 | 116,134 | ||
| Preferred stock, no par value | - | 0 | ||
| Total liabilities | 5,930,399 | 5,910,811 | ||
| Class a common stock, no par value, 30,000,000 shares authorized, 17,387,179 shares (2025) and 17,297,878 shares (2024) issued and outstanding class b common stock, no par value, 5,000,000 shares authorized, 2,148,876 shares (2025) and 2,150,090 shares (2024) issued and outstanding | 4,600 | 4,597 | ||
| Additional paid in capital | 154,978 | 153,733 | ||
| Retained earnings | 932,042 | 911,337 | ||
| Accumulated other comprehensive loss | -7,100 | -9,561 | ||
| Total stockholders' equity | 1,084,520 | 1,060,106 | ||
| Total liabilities and stockholders' equity | 7,014,919 | 6,970,917 | ||
REPUBLIC BANCORP INC KY (RBCAA)
REPUBLIC BANCORP INC KY (RBCAA)