Financial insights of RBCAA

MyFinsight

Income Overview

Net Income
$29,744K
EPS
$1.52
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Loans, including fees	89,675	88,940	118,857	121,342*
Taxable investment securities	7,698	5,778	4,557	4,328*
Federal home loan bank stock and other	5,866	7,485	6,424	8,450*
Total interest income	103,239	102,203	129,838	134,119*
Deposits	22,094	21,850	21,378	24,734*
Securities sold under agreements to repurchase and other short-term borrowings	116	140	137	137*
Federal home loan bank advances	4,059	4,011	5,635	6,855*
Total interest expense	26,269	26,001	27,150	31,725*
Net interest income	76,970	76,202	102,688	102,394*
Provision for expected credit loss expense on loans	2,023	1,823	17,672	38,172*
Net interest income after provision	74,947	74,379	85,016	64,222*
Revenue-Financial Service Other	NaN	1,257	NaN	NaN
Revenue-Gain Loss On Other Real Estate Owned	NaN	-53	NaN	NaN
Revenue-Deposit Account	3,646	3,505	NaN	NaN
Revenue-Transfer Agent	1,117	2,567	NaN	NaN
Mortgage banking income	2,064	1,896	1,821	-73*
Revenue-Credit And Debit Card	3,030	3,200	NaN	NaN
Revenue under 606	NaN	NaN	22,628	15,426*
Gain on sale of visa class b-1 shares	NaN	NaN	4,090	NaN
Program fees	4,888	4,451	3,822	3,778*
Increase in cash surrender value of bank owned life insurance	1,035	821	793	781*
Revenue-Gain Loss On Other Real Estate Owned	-52	NaN	NaN	NaN
Revenue-Financial Service Other	840	NaN	NaN	NaN
Total noninterest income	16,568	17,644	33,154	19,912*
Salaries and employee benefits	31,027	30,801	31,069	31,779*
Technology, equipment, and communication	8,710	8,684	8,643	8,364*
Occupancy	3,547	3,391	3,564	3,907*
Marketing and development	2,668	1,243	1,387	2,407*
Fdic insurance expense	763	731	819	744*
Merger expense	NaN	NaN	NaN	10*
Interchange related expense	1,640	1,488	1,636	1,417*
Legal and professional fees	1,100	666	1,118	1,029*
Core conversion and contract consulting fees	97	182	5,714	NaN
Other	4,201	4,447	4,258	5,705*
Total noninterest expense	53,753	51,633	58,208	55,361*
Income before income tax expense	37,762	40,390	59,962	28,773*
Income tax expense	8,018	8,906	12,694	5,025*
Net income	29,744	31,484	47,268	23,748

Basic EPS	1.53	NaN	2.43	1.356
Diluted EPS	1.52	NaN	2.42	1.202
Basic Average Shares	17,583,000	NaN	17,561,000	17,510,000
Diluted Average Shares	19,791,000	19,784,000	19,797,000	19,759,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$29,744K
EPS
$1.52
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$29,744K
EPS
$1.52
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$29,744KEPS$1.52Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$29,744KEPS$1.52Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$29,744K
EPS
$1.52
Unit: Thousand (K) dollars

Net Income
$29,744K
EPS
$1.52
Unit: Thousand (K) dollars