The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 11,401 | 12,909 | 14,356 | 17,147 |
| Provision for credit losses | 64,868 | 66,379 | 60,474 | 118,579 |
| Depreciation and amortization | 4,769 | 4,523 | 4,225 | 7,498 |
| Amortization of deferred origination fees and costs | 3,234 | 3,603 | 3,992 | 8,122 |
| Loss on disposal of intangibles, property, and equipment | -28 | -38 | -117 | -176 |
| Share-based compensation | 1,899 | 2,808 | 2,760 | 6,299 |
| Deferred income taxes, net | 545 | 3,930 | 7,781 | 937 |
| Decrease in unearned insurance premiums | -1,852 | 1,909 | 1,941 | 978 |
| Decrease in other liabilities | - | - | 1,822 | -2,121 |
| Increase in lease assets | 346 | 3,046 | -1,883 | 4,223 |
| Decrease in other assets | -8,583 | 8,258 | 2,821 | -986 |
| Decrease in accounts payable and accrued expenses | -6,008 | -887 | - | - |
| Increase in lease liabilities | 356 | 3,062 | -1,862 | 4,189 |
| Net cash provided by operating activities | 81,009 | 80,063 | 86,684 | 142,323 |
| Purchases of restricted afs investments | - | 22,000 | 19,910 | - |
| Proceeds from maturities of restricted afs investments | - | 20,319 | 0 | 19,460 |
| Originations and purchases of finance receivables | 390,135 | 539,282 | 521,447 | 907,533 |
| Repayments of finance receivables | 359,570 | 402,232 | 382,775 | 731,281 |
| Purchases of intangible assets | 3,145 | 2,980 | 3,040 | 6,294 |
| Purchases of property and equipment | 1,110 | 1,456 | 1,014 | 2,293 |
| Net cash used in investing activities | -34,820 | -143,167 | -162,636 | -165,379 |
| Advances on revolving credit facilities | 258,511 | 435,664 | 522,476 | 834,309 |
| Payments on revolving credit facilities | 262,696 | 547,248 | 388,534 | 901,923 |
| Advances on securitizations | 0 | 252,810 | 0 | 265,000 |
| Payments on securitizations | 25,218 | 72,232 | 61,547 | 166,587 |
| Payments for debt issuance costs | 3 | 2,599 | 1,878 | 3,562 |
| Taxes paid related to net share settlement of equity awards | 632 | 3,614 | 175 | 417 |
| Cash dividends | 3,419 | 2,717 | 2,773 | 5,995 |
| Repurchases of common stock | 7,506 | 7,506 | 5,004 | 11,474 |
| Net cash used in financing activities | -40,963 | 52,558 | 62,565 | 9,351 |
| Net change in cash and restricted cash | 5,226 | -10,546 | -13,387 | -13,705 |
| Cash and restricted cash at beginning of period | 108,543 | - | 135,635 | - |
| Cash and restricted cash at end of period | 103,223 | - | 108,543 | - |
Regional Management Corp. (RM)
Regional Management Corp. (RM)