The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 44,412 |
| Provision for credit losses | 245,432 |
| Depreciation and amortization | 16,246 |
| Amortization of deferred originations fees and costs | 15,717 |
| Loss on disposal of intangibles, property, and equipment | -331 |
| Share-based compensation | 11,867 |
| Deferred income taxes, net | 12,648 |
| Increase (decrease) in unearned insurance premiums | 4,828 |
| (increase) decrease in lease assets | 5,386 |
| (increase) decrease in other assets | 10,093 |
| Increase (decrease) in accounts payable and accrued expenses | -887 |
| Increase (decrease) in lease liabilities | 5,389 |
| Net cash provided by operating activities | 309,070 |
| Originations of finance receivables | 1,968,262 |
| Repayments of finance receivables | 1,516,288 |
| Purchases of intangible assets | 12,314 |
| Purchases of property and equipment | 4,763 |
| Purchases of restricted afs investments | 41,910 |
| Proceeds from maturities of restricted afs investments | 39,779 |
| Net cash used in investing activities | -471,182 |
| Advances on revolving credit facilities | 1,792,449 |
| Payments on revolving credit facilities | 1,837,705 |
| Advances on securitizations | 517,810 |
| Payments on securitizations | 300,366 |
| Payments for debt issuance costs | 8,039 |
| Taxes paid related to net share settlement of equity awards | 4,206 |
| Cash dividends | 11,485 |
| Repurchases of common stock | 23,984 |
| Net cash provided by financing activities | 124,474 |
| Net change in cash and restricted cash | -37,638 |
Regional Management Corp. (RM)
Regional Management Corp. (RM)