Financial insights of RM

MyFinsight

For the quarter ending 2025-09-30, RM made $165,487K in revenue. $14,348K in net income. Net profit margin of 8.67%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenue	165,487	157,442	152,967	146,338
Provision for credit losses	60,474	60,587	57,992	54,349
Personnel	39,517	38,584	41,142	38,323
Occupancy	7,160	6,911	6,906	6,551
Marketing	4,212	5,059	5,406	5,078
Other	13,179	12,391	12,589	12,516
Total general and administrative expenses	64,068	62,945	66,043	62,468
Interest expense	-21,971	-20,426	-19,771	-19,356
Income before income taxes	18,974	13,484	9,161	10,165
Income taxes	4,618	3,344	2,154	2,502
Net income	14,356	10,140	7,007	7,663
Unrealized income (loss) on restricted afs investments	-9	214	-296	-61
Other comprehensive income (loss), before tax	-	-	-	-61
Income taxes on unrealized items	-1	45	-63	-13
Other comprehensive income (loss), net of tax	-8	169	-233	-48
Total comprehensive income	14,348	10,309	6,774	7,615

Earnings per share, basic	1.53	1.07	0.73	0.79
Earnings per share, diluted	1.42	1.03	0.7	0.76
Weighted average number of shares outstanding, basic	9,370,000	9,504,000	9,610,000	9,683,000
Weighted average number of shares outstanding, diluted	10,133,000	9,843,000	10,025,000	10,090,000