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For the quarter ending 2026-03-31, RM made $167,290K in revenue. $11,372K in net income. Net profit margin of 6.80%.

Income Overview

Revenue
$167,290K
Net Income
$11,372K
Net Profit Margin
6.80%
EPS
$1.18
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fee income
    • Insurance income, net
    • Other income

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total revenue
167,290 169,702 165,487 157,442
Provision for credit losses
64,868 66,379 60,474 60,587
Personnel
39,342 40,394 39,517 38,584
Occupancy
7,479 7,227 7,160 6,911
Marketing
4,181 3,874 4,212 5,059
Other
13,662 13,024 13,179 12,391
Total general and administrative expenses
64,664 64,519 64,068 62,945
Interest expense
-22,923 -22,646 -21,971 -20,426
Income before income taxes
14,835 16,158 18,974 13,484
Income taxes
3,434 3,249 4,618 3,344
Net income
11,401 12,909 14,356 10,140
Unrealized gain on restricted afs investments
-36 10 -9 214
Income taxes on unrealized items
-7 2 -1 45
Unrealized other comprehensive income (loss), net of tax
-8 --
Other comprehensive gain, net of tax
-29 8 -8 169
Total comprehensive income
11,372 12,917 14,348 10,309
Basic EPS
1.24 1.4 1.53 1.07
Diluted EPS
1.18 1.3 1.42 1.03
Basic Average Shares
9,163,000 9,228,000 9,370,000 9,504,000
Diluted Average Shares
9,662,000 9,935,000 10,133,000 9,843,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Interest and fee income$150,296K (10.06%↑ Y/Y)Insurance income, net$11,810K (4.54%↑ Y/Y)Other income$5,184K (1.31%↑ Y/Y)Total revenue$167,290K (9.36%↑ Y/Y)Income before incometaxes$14,835K (61.94%↑ Y/Y)Provision for creditlosses$64,868K (11.86%↑ Y/Y)Total general andadministrative expenses$64,664K (-2.09%↓ Y/Y)Interest expense-$22,923K (-15.94%↓ Y/Y)Net income$11,401K (62.71%↑ Y/Y)Income taxes$3,434K (59.42%↑ Y/Y)Personnel$39,342K (-4.38%↓ Y/Y)Other$13,662K (8.52%↑ Y/Y)Occupancy$7,479K (8.30%↑ Y/Y)Marketing$4,181K (-22.66%↓ Y/Y)Total comprehensiveincome$11,372K (67.88%↑ Y/Y)Other comprehensivegain, net of tax-$29K (87.55%↑ Y/Y)Income taxes onunrealized items-$7K (88.89%↑ Y/Y)Unrealized gain onrestricted afs investments-$36K (87.84%↑ Y/Y)

Regional Management Corp. (RM)

Regional Management Corp. (RM)