Regional Management Corp. (RM)
2025-06-30 | 2025-03-31 | 2024-09-30 | ||
|---|---|---|---|---|
| Total revenue | 157,442 | 152,967 | 146,338 | |
| Provision for credit losses | 60,587 | 57,992 | 54,349 | |
| Interest expense | -20,426 | -19,771 | -19,356 | |
| Other | 12,391 | 12,589 | 12,516 | |
| Occupancy | 6,911 | 6,906 | 6,551 | |
| Marketing | 5,059 | 5,406 | 5,078 | |
| Personnel | 38,584 | 41,142 | 38,323 | |
| Total general and administrative expenses | 62,945 | 66,043 | 62,468 | |
| Income before income taxes | 13,484 | 9,161 | 10,165 | |
| Income taxes | 3,344 | 2,154 | 2,502 | |
| Net income | 10,140 | 7,007 | 7,663 | |
| Unrealized income (loss) on restricted afs investments | 214 | -296 | -61 | |
| Income taxes on unrealized items | 45 | -63 | -13 | |
| Other comprehensive income (loss), net of tax | 169 | -233 | - | |
| Other comprehensive income (loss), before tax | - | - | -61 | |
| Other comprehensive income (loss), net of tax | - | - | -48 | |
| Total comprehensive income | 10,309 | 6,774 | 7,615 | |
| Earnings per share, basic | 1.07 | 0.73 | 0.79 | |
| Earnings per share, diluted | 1.03 | 0.7 | 0.76 | |
| Weighted average number of shares outstanding, basic | 9,504,000 | 9,610,000 | 9,683,000 | |
| Weighted average number of shares outstanding, diluted | 9,843,000 | 10,025,000 | 10,090,000 | |