For the quarter ending 2026-03-31, RM has $2,072,750K in assets. $1,696,901K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Deferred tax assets, net | - | - | 587 | 8,367 |
| Cash | 4,859 | 3,823 | 4,084 | 4,272 |
| Net finance receivables | 2,104,001 | 2,140,199 | 2,053,017 | 1,960,364 |
| Unearned insurance premiums | 51,044 | 52,896 | 50,987 | 49,046 |
| Allowance for credit losses | 219,500 | 220,900 | 212,000 | 202,800 |
| Net finance receivables, less unearned insurance premiums and allowance for credit losses | 1,833,457 | 1,866,403 | 1,790,030 | 1,708,518 |
| Restricted cash | 98,364 | 94,174 | 104,459 | 117,658 |
| Lease assets | 44,174 | 43,828 | 40,782 | 42,665 |
| Intangible assets | 33,172 | 31,781 | 30,385 | 28,810 |
| Restricted afs investments | 24,390 | 24,211 | 22,344 | 22,122 |
| Property and equipment, gross | - | 47,753 | - | - |
| Less accumulated depreciation | - | 34,597 | - | - |
| Property and equipment | 12,980 | 13,156 | 12,996 | 13,328 |
| Other assets | 21,354 | 26,554 | 22,599 | 21,391 |
| Total assets | 2,072,750 | 2,103,930 | 2,028,266 | 1,967,131 |
| Debt | 1,621,398 | 1,650,764 | 1,581,992 | 1,509,133 |
| Unamortized debt issuance costs | 7,048 | 8,591 | 7,521 | 6,862 |
| Net debt | 1,614,350 | 1,642,173 | 1,574,471 | 1,502,271 |
| Other liabilities | - | - | 38,971 | 57,141 |
| Lease liabilities | 46,324 | 45,968 | 42,906 | 44,768 |
| Deferred tax liability, net | 3,883 | 3,345 | - | - |
| Accounts payable and accrued expenses | 32,344 | 39,352 | - | - |
| Preferred stock (0.10 par value, 100,000 shares authorized, none issued or outstanding) | - | - | - | 0 |
| Total liabilities | 1,696,901 | 1,730,838 | 1,656,348 | 1,604,180 |
| Common stock (0.10 par value, 1,000,000 shares authorized, 15,160 shares issued and 9,338 shares outstanding at march 31, 2026 and 15,168 shares issued and 9,554 shares outstanding at december 31, 2025) | 1,516 | 1,517 | 1,522 | 1,522 |
| Additional paid-in capital | 140,555 | 138,666 | 139,868 | 137,129 |
| Retained earnings | 419,197 | 410,721 | 400,844 | 389,557 |
| Accumulated other comprehensive loss | -31 | -2 | -10 | -2 |
| Treasury stock (5,822 shares at march 31, 2026 and 5,614 shares at december 31, 2025) | 185,388 | 177,810 | 170,306 | 165,255 |
| Total stockholders equity | 375,849 | 373,092 | 371,918 | 362,951 |
| Total liabilities and stockholders equity | 2,072,750 | 2,103,930 | 2,028,266 | 1,967,131 |
Regional Management Corp. (RM)
Regional Management Corp. (RM)