RM: the balance sheet

MyFinsight

For the year ending 2025-12-31, RM has $2,103,930K in assets. $1,730,838K in debts.

Balance Sheets	2025-12-31
Cash	3,823
Net finance receivables	2,140,199
Unearned insurance premiums	52,896
Allowance for credit losses	220,900
Net finance receivables, less unearned insurance premiums and allowance for credit losses	1,866,403
Restricted cash	94,174
Lease assets	43,828
Intangible assets	31,781
Restricted afs investments	24,211
Property and equipment, gross	47,753
Less accumulated depreciation	34,597
Property and equipment	13,156
Other assets	26,554
Total assets	2,103,930

Debt	1,650,764
Unamortized debt issuance costs	8,591
Net debt	1,642,173
Lease liabilities	45,968
Deferred tax liability, net	3,345
Accounts payable and accrued expenses	39,352
Total liabilities	1,730,838
Common stock (0.10 par value, 1,000,000 shares authorized, 15,168 shares issued and 9,554 shares outstanding at december 31, 2025 and 14,921 shares issued and 10,010 shares outstanding at december 31, 2024)	1,517
Additional paid-in capital	138,666
Retained earnings	410,721
Accumulated other comprehensive income (loss)	-2
Treasury stock (5,614 shares at december 31, 2025 and 4,911 shares at december 31, 2024)	177,810
Total stockholders equity	373,092
Total liabilities and stockholders equity	2,103,930

Unit: Thousand (K) dollars (except for numbers of shares and EPS).