RM: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, RM has $2,028,266K in assets. $1,656,348K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash	4,084	4,272
Net finance receivables	2,053,017	1,960,364
Unearned insurance premiums	50,987	49,046
Allowance for credit losses	212,000	202,800
Net finance receivables, less unearned insurance premiums and allowance for credit losses	1,790,030	1,708,518
Restricted cash	104,459	117,658
Lease assets	40,782	42,665
Intangible assets	30,385	28,810
Restricted afs investments	22,344	22,122
Property and equipment	12,996	13,328
Deferred tax assets, net	587	8,367
Other assets	22,599	21,391
Total assets	2,028,266	1,967,131

Debt	1,581,992	1,509,133
Unamortized debt issuance costs	7,521	6,862
Net debt	1,574,471	1,502,271
Lease liabilities	42,906	44,768
Other liabilities	38,971	57,141
Preferred stock (0.10 par value, 100,000 shares authorized, none issued or outstanding)	-	0
Total liabilities	1,656,348	1,604,180
Common stock (0.10 par value, 1,000,000 shares authorized, 15,225 shares issued and 9,962 shares outstanding at september 30, 2025 and 14,921 shares issued and 10,010 shares outstanding at december 31, 2024)	1,522	1,522
Additional paid-in capital	139,868	137,129
Retained earnings	400,844	389,557
Accumulated other comprehensive income (loss)	-10	-2
Treasury stock (5,417 shares at september 30, 2025 and 4,911 shares at december 31, 2024)	170,306	165,255
Total stockholders equity	371,918	362,951
Total liabilities and stockholders equity	2,028,266	1,967,131